Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 17.14% | 0.02% |
| 2010: | 11.43% | 0.01% |
| 2009: | 7.14% | 0.01% |
| 2008: | 14.29% | 0.02% |
| 2007: | 14.29% | 0.02% |
| 2006: | 7.14% | 0.01% |
| 2005: | 8.57% | 0.01% |
| 2004: | 11.43% | 0.01% |
| 2003: | 2.86% | 0.00% |
| 2002: | 5.71% | 0.01% |
This graph shows the volumes of online applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Lindsay seem to occur during our third quarter (represented by the blue bars) with 32.86% while our slowest is the fourth quarter (represented by the red bars) with 17.14%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | September: | 14.3% | |
| 2: | January: | 11.4% | |
| 3: | April: | 11.4% | |
| 4: | July: | 11.4% | |
| 5: | June: | 11.4% | |
| 6: | December: | 10.0% | |
| 7: | May: | 7.1% | |
| 8: | August: | 7.1% | |
| 9: | February: | 4.3% | |
| 10: | March: | 4.3% | |
| 11: | October: | 4.3% | |
| 12: | November: | 2.9% |
The bar graph listed below illustrates the busy days for Internet applications that were received by CanEquity's web site. A combined total of all occurrences of each day are represented for the past 5 years. In Lindsay the busiest day, with 22.86% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 4.29% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 22.9% | |
| 2: | Tuesday: | 17.1% | |
| 3: | Friday: | 15.7% | |
| 4: | Sunday: | 15.7% | |
| 5: | Wednesday: | 14.3% | |
| 6: | Thursday: | 10.0% | |
| 7: | Saturday: | 4.3% |
Lindsay mortgage applications are received 24 hours a day on the CanEquity web site. The statistics shown below represents the rush hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 02:00 to 02:59: | 1.4% |
| 06:00 to 06:59: | 1.4% |
| 07:00 to 07:59: | 2.9% |
| 08:00 to 08:59: | 10.0% |
| 09:00 to 09:59: | 8.6% |
| 10:00 to 10:59: | 5.7% |
| 11:00 to 11:59: | 8.6% |
| 12:00 to 12:59: | 10.0% |
| 13:00 to 13:59: | 4.3% |
| 14:00 to 14:59: | 4.3% |
| 15:00 to 15:59: | 8.6% |
| 16:00 to 16:59: | 7.1% |
| 17:00 to 17:59: | 5.7% |
| 18:00 to 18:59: | 4.3% |
| 19:00 to 19:59: | 4.3% |
| 20:00 to 20:59: | 5.7% |
| 21:00 to 21:59: | 4.3% |
| 22:00 to 22:59: | 1.4% |
| 23:00 to 23:59: | 1.4% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 057: | DUNDAS, ON | 0.145% |
| 058: | TRENTON, ON | 0.145% |
| 059: | SIMCOE, ON | 0.136% |
| 060: | MAPLE, ON | 0.134% |
| 061: | COBOURG, ON | 0.132% |
| 062: | LINDSAY, ON | 0.132% |
| 063: | STRATHROY, ON | 0.126% |
| 064: | OWEN SOUND, ON | 0.125% |
| 065: | FORT ERIE, ON | 0.123% |
| 066: | BRADFORD, ON | 0.121% |
| 067: | PETAWAWA, ON | 0.113% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| No Money Down: | 17.1% | |
| Purchase: | 17.1% | |
| Qualification: | 15.7% | |
| First-time Buyer: | 15.7% | |
| Renewal: | 12.9% | |
| Refinance: | 12.9% | |
| Fixed Rate: | 2.9% | |
| Low Doc: | 2.9% | |
| Short Term Open: | 1.4% | |
| Variable Rate: | 1.4% | |
| Total Application Types Found: 10 | ||
Average age: 40
Oldest age: 69
Youngest age: 19
The information below represents the average income of applicants living in Lindsay who have applied for a loan using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Lindsay: | $48,097.21 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($11,401.26) |
| mortgage co-applicants in Lindsay: | $46,706.46 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $4,303.33 |
The table and pie chart below represents the residential status of people living in Lindsay who have applied for a mortgage loan using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 40.0% | |
| Own: | 48.6% | |
| Other: | 2.9% | |
| No Comment: | 4.3% | |
| Live with parents: | 4.3% |
The information below shows the marital status of applicants from Lindsay, Ontario using the mortgage application found at canequity.com. 52% of the mortgage applicants are living with someone, while only 40% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 38.6% | |
| Single: | 30.0% | |
| Common-law: | 14.3% | |
| Widowed: | 7.1% | |
| Divorced: | 5.7% | |
| Separated: | 4.3% |
