| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 7.07% | * 0.01% |
| 2009: | 16.16% | 0.04% |
| 2008: | 8.08% | 0.02% |
| 2007: | 8.08% | 0.02% |
| 2006: | 9.09% | 0.02% |
| 2005: | 24.24% | 0.05% |
| 2004: | 13.13% | 0.03% |
| 2003: | 12.12% | 0.03% |
| 2002: | 2.02% | 0.00% |
The following bar graph represents the volumes of online applications received by CanEquity in each month for all years combined. The busiest months for mortgages from North Bay mostly occur during our first quarter (represented by the brown bars) with 35.35% while our slowest is the fourth quarter (represented by the red bars) with 12.12%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | March: | 16.2% | |
| 2: | January: | 12.1% | |
| 3: | April: | 11.1% | |
| 4: | July: | 11.1% | |
| 5: | June: | 10.1% | |
| 6: | May: | 9.1% | |
| 7: | February: | 7.1% | |
| 8: | September: | 7.1% | |
| 9: | November: | 4.0% | |
| 10: | December: | 4.0% | |
| 11: | August: | 4.0% | |
| 12: | October: | 4.0% |

The information listed below shows the busy days for mortgage inquiries that were received by the CanEquity web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In North Bay, the day with the most volume, having more than 22.22% of all applications, is Tuesday. In comparison, Saturday's are the slowest day with only 10.10% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 22.2% | |
| 2: | Monday: | 17.2% | |
| 3: | Thursday: | 15.2% | |
| 4: | Wednesday: | 13.1% | |
| 5: | Sunday: | 12.1% | |
| 6: | Friday: | 10.1% | |
| 7: | Saturday: | 10.1% |

Applications are received 24 hours a day on the CanEquity web site. The graph shown below indicates the rush hours over a 24-hour period. The data is taken from all days of all years. Only 34.3% of all mortgages are received before noon, while 65.7% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 05:00 to 05:59: | 1.0% |
| 06:00 to 06:59: | 4.0% |
| 07:00 to 07:59: | 5.1% |
| 08:00 to 08:59: | 6.1% |
| 09:00 to 09:59: | 6.1% |
| 10:00 to 10:59: | 3.0% |
| 11:00 to 11:59: | 9.1% |
| 12:00 to 12:59: | 3.0% |
| 13:00 to 13:59: | 11.1% |
| 14:00 to 14:59: | 12.1% |
| 15:00 to 15:59: | 7.1% |
| 16:00 to 16:59: | 2.0% |
| 17:00 to 17:59: | 6.1% |
| 18:00 to 18:59: | 7.1% |
| 19:00 to 19:59: | 9.1% |
| 20:00 to 20:59: | 3.0% |
| 21:00 to 21:59: | 4.0% |
| 22:00 to 22:59: | 1.0% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.21% |
| British Columbia: | 10.79% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.19% |
| Newfoundland and Labrador: | 1.17% |
| Nova Scotia: | 3.03% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.09% |
| Ontario: | 48.60% |
| Prince Edward Island: | 0.46% |
| Quebec: | 4.12% |
| Saskatchewan: | 5.02% |
| Yukon Territories: | 0.28% |

| Location | Contribution | |
|---|---|---|
| 041: | BELLEVILLE, ON | 0.255% |
| 042: | WELLAND, ON | 0.246% |
| 043: | WOODBRIDGE, ON | 0.231% |
| 044: | STONEY CREEK, ON | 0.226% |
| 045: | CHATHAM, ON | 0.220% |
| 046: | NORTH BAY, ON | 0.217% |
| 047: | TIMMINS, ON | 0.215% |
| 048: | ST THOMAS, ON | 0.198% |
| 049: | ORILLIA, ON | 0.193% |
| 050: | AURORA, ON | 0.191% |
| 051: | GEORGETOWN, ON | 0.165% |
| 1 | Corbeil, Ontario |
| 2 | Redbridge, Ontario |
| 3 | Bonfield, Ontario |
| 4 | Sundridge, Ontario |
| 5 | Sturgeon Falls, Ontario |
| 6 | Astorville, Ontario |
| 7 | Callander, Ontario |
| 8 | Field, Ontario |
| 9 | Mattawa, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 28.3% | |
| First-time Buyer: | 28.3% | |
| No Money Down: | 12.1% | |
| Refinance: | 11.1% | |
| Commercial: | 6.1% | |
| Renewal: | 5.1% | |
| Purchase: | 4.0% | |
| Equity Mortgage: | 2.0% | |
| Low Doc: | 1.0% | |
| Pre-approval: | 1.0% | |
| Investment: | 1.0% | |
| Total Application Types Found: 11 | ||

Average age: 37
Oldest age: 69
Youngest age: 20
The following depicts the average income of people living in North Bay who have applied for a loan using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in North Bay: | $46,206.46 |
| applicants within all of Canada: | $58,950.13 |
| Difference: | ($12,743.67) |
| mortgage co-applicants in North Bay: | $40,262.64 |
| co-applicants within all of Canada: | $41,517.38 |
| Difference: | ($1,254.74) |
The pie chart below shows the residential status of people living in North Bay who have applied for a mortgage loan using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 46.5% | |
| Own: | 43.4% | |
| Other: | 2.0% | |
| No Comment: | 2.0% | |
| Live with parents: | 6.1% |

The pie chart below represents the marital status of applicants from North Bay, Ontario using the online mortgage application found on the CanEquity Mortgage web site. Approximately 64% of the mortgage applicants are living together with someone, while only 35% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 51.5% | |
| Single: | 25.3% | |
| Common-law: | 13.1% | |
| Separated: | 6.1% | |
| Divorced: | 4.0% |
