| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2009: | * 12.64% | * 0.03% |
| 2008: | 9.20% | 0.02% |
| 2007: | 9.20% | 0.02% |
| 2006: | 10.35% | 0.02% |
| 2005: | 27.59% | 0.06% |
| 2004: | 14.94% | 0.04% |
| 2003: | 13.79% | 0.03% |
| 2002: | 2.30% | 0.01% |
The following depicts the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from North Bay happen to occur during our first quarter (represented by the brown bars) with 36.78% while our slowest is the fourth quarter (represented by the red bars) with 13.79%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | March: | 14.9% | |
| 2: | January: | 13.8% | |
| 3: | April: | 11.5% | |
| 4: | June: | 11.5% | |
| 5: | May: | 8.1% | |
| 6: | February: | 8.1% | |
| 7: | July: | 8.1% | |
| 8: | September: | 6.9% | |
| 9: | November: | 4.6% | |
| 10: | December: | 4.6% | |
| 11: | October: | 4.6% | |
| 12: | August: | 3.5% |

The information listed below plots the busy days for online mortgage applications that were received by CanEquity. Each day represents a combined total of all occurrences of that day in the past 5 years. In North Bay, the day with the most volume, generating 21.84% of all inquiries, is Tuesday. In comparison, Saturday's are the slowest day with only 10.34% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 21.8% | |
| 2: | Monday: | 17.2% | |
| 3: | Thursday: | 16.1% | |
| 4: | Wednesday: | 12.6% | |
| 5: | Sunday: | 11.5% | |
| 6: | Friday: | 10.3% | |
| 7: | Saturday: | 10.3% |

In North Bay, applications are received 24 hours a day on the CanEquity web site. The following indicates the rush hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 05:00 to 05:59: | 1.1% |
| 06:00 to 06:59: | 3.4% |
| 07:00 to 07:59: | 4.6% |
| 08:00 to 08:59: | 6.9% |
| 09:00 to 09:59: | 5.7% |
| 10:00 to 10:59: | 2.3% |
| 11:00 to 11:59: | 8.0% |
| 12:00 to 12:59: | 3.4% |
| 13:00 to 13:59: | 11.5% |
| 14:00 to 14:59: | 10.3% |
| 15:00 to 15:59: | 8.0% |
| 16:00 to 16:59: | 1.1% |
| 17:00 to 17:59: | 6.9% |
| 18:00 to 18:59: | 8.0% |
| 19:00 to 19:59: | 9.2% |
| 20:00 to 20:59: | 3.4% |
| 21:00 to 21:59: | 4.6% |
| 22:00 to 22:59: | 1.1% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.30% |
| British Columbia: | 10.97% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.03% |
| Newfoundland and Labrador: | 1.12% |
| Nova Scotia: | 2.78% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.09% |
| Ontario: | 49.00% |
| Prince Edward Island: | 0.40% |
| Quebec: | 3.87% |
| Saskatchewan: | 5.19% |
| Yukon Territories: | 0.22% |

| Location | Contribution | |
|---|---|---|
| 039: | WELLAND, ON | 0.266% |
| 040: | KANATA, ON | 0.260% |
| 041: | ORLEANS, ON | 0.258% |
| 042: | MILTON, ON | 0.247% |
| 043: | CHATHAM, ON | 0.236% |
| 044: | NORTH BAY, ON | 0.231% |
| 045: | WOODBRIDGE, ON | 0.226% |
| 046: | STONEY CREEK, ON | 0.218% |
| 047: | AURORA, ON | 0.205% |
| 048: | ST THOMAS, ON | 0.205% |
| 049: | ORILLIA, ON | 0.199% |
| 1 | Corbeil, Ontario |
| 2 | Redbridge, Ontario |
| 3 | Bonfield, Ontario |
| 4 | Sundridge, Ontario |
| 5 | Sturgeon Falls, Ontario |
| 6 | Astorville, Ontario |
| 7 | Callander, Ontario |
| 8 | Field, Ontario |
| 9 | Mattawa, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 27.6% | |
| Qualification: | 26.4% | |
| No Money Down: | 12.6% | |
| Refinance: | 12.6% | |
| Commercial: | 6.9% | |
| Renewal: | 5.7% | |
| Purchase: | 3.4% | |
| Equity Mortgage: | 2.3% | |
| Low Doc: | 1.1% | |
| Investment: | 1.1% | |
| Total Application Types Found: 10 | ||

Average age: 38
Oldest age: 69
Youngest age: 20
The following figures show the average income of Canadians living in North Bay who have applied for a loan using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in North Bay: | $45,697.49 |
| applicants within all of Canada: | $57,859.84 |
| Difference: | ($12,162.35) |
| mortgage co-applicants in North Bay: | $42,431.42 |
| co-applicants within all of Canada: | $40,716.04 |
| Difference: | $1,715.37 |
The information shown below represents the residential status of people living in North Bay who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 44.8% | |
| Own: | 43.7% | |
| Other: | 2.3% | |
| No Comment: | 2.3% | |
| Live with parents: | 6.9% |

The following table and pie chart represents the marital status of applicants from North Bay, Ontario using the mortgage application found on canequity.com. 60% of the mortgage applicants are either married or living common-law, while only 39% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 51.7% | |
| Single: | 27.6% | |
| Common-law: | 9.2% | |
| Separated: | 6.9% | |
| Divorced: | 4.6% |
