Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 15.46% | 0.03% |
| 2010: | 8.18% | 0.02% |
| 2009: | 12.73% | 0.03% |
| 2008: | 8.18% | 0.02% |
| 2007: | 7.27% | 0.01% |
| 2006: | 12.73% | 0.03% |
| 2005: | 7.27% | 0.01% |
| 2004: | 17.27% | 0.04% |
| 2003: | 6.36% | 0.01% |
| 2002: | 4.54% | 0.01% |
The following bar graph displays the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Orillia mostly occur during our third quarter (represented by the blue bars) with 33.64% while our slowest is the second quarter (represented by the green bars) with 19.09%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | August: | 12.7% | |
| 2: | July: | 11.8% | |
| 3: | March: | 10.9% | |
| 4: | January: | 10.0% | |
| 5: | April: | 9.1% | |
| 6: | September: | 9.1% | |
| 7: | November: | 8.2% | |
| 8: | October: | 8.2% | |
| 9: | May: | 5.5% | |
| 10: | February: | 5.5% | |
| 11: | December: | 4.5% | |
| 12: | June: | 4.5% |
The information below shows the busy days for mortgage inquiries that were received by CanEquity's web site. Each day is a representation of the combined 6-year total of all instances of that day. In Orillia the busiest day, with approximately 20.00% of all inquiries, is Tuesday. In comparison, Saturday's are the slowest day with only 7.27% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 20.0% | |
| 2: | Wednesday: | 20.0% | |
| 3: | Monday: | 17.3% | |
| 4: | Friday: | 14.6% | |
| 5: | Sunday: | 10.9% | |
| 6: | Thursday: | 10.0% | |
| 7: | Saturday: | 7.3% |
In Orillia, applications are received 24 hours a day on the CanEquity web site. The graph shown below represents the peak hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.9% |
| 03:00 to 03:59: | 0.9% |
| 04:00 to 04:59: | 1.8% |
| 05:00 to 05:59: | 2.7% |
| 06:00 to 06:59: | 2.7% |
| 07:00 to 07:59: | 3.6% |
| 08:00 to 08:59: | 8.2% |
| 09:00 to 09:59: | 4.5% |
| 10:00 to 10:59: | 7.3% |
| 11:00 to 11:59: | 5.5% |
| 12:00 to 12:59: | 7.3% |
| 13:00 to 13:59: | 8.2% |
| 14:00 to 14:59: | 6.4% |
| 15:00 to 15:59: | 6.4% |
| 16:00 to 16:59: | 3.6% |
| 17:00 to 17:59: | 2.7% |
| 18:00 to 18:59: | 10.0% |
| 19:00 to 19:59: | 10.0% |
| 20:00 to 20:59: | 1.8% |
| 21:00 to 21:59: | 2.7% |
| 22:00 to 22:59: | 1.8% |
| 23:00 to 23:59: | 0.9% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 043: | WELLAND, ON | 0.243% |
| 044: | NORTH BAY, ON | 0.236% |
| 045: | STONEY CREEK, ON | 0.232% |
| 046: | WOODBRIDGE, ON | 0.217% |
| 047: | CHATHAM, ON | 0.211% |
| 048: | ORILLIA, ON | 0.208% |
| 049: | ST THOMAS, ON | 0.185% |
| 050: | AURORA, ON | 0.181% |
| 051: | ORANGEVILLE, ON | 0.164% |
| 052: | BROCKVILLE, ON | 0.155% |
| 053: | KESWICK, ON | 0.153% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 23.6% | |
| Qualification: | 20.9% | |
| No Money Down: | 16.4% | |
| Refinance: | 15.5% | |
| Renewal: | 8.2% | |
| Purchase: | 8.2% | |
| Commercial: | 2.7% | |
| Transfer: | 1.8% | |
| Low Doc: | 0.9% | |
| Investment: | 0.9% | |
| Variable Rate: | 0.9% | |
| Total Application Types Found: 11 | ||
Average age: 38
Oldest age: 66
Youngest age: 19
The information below represents the average income of Canadians living in Orillia who have submitted an inquiry using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Orillia: | $41,833.54 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($17,664.93) |
| mortgage co-applicants in Orillia: | $34,537.20 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($7,865.94) |
The pie chart below shows the residential status of people living in Orillia who have submitted a mortgage inquiry using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 49.1% | |
| Own: | 35.5% | |
| Other: | 1.8% | |
| No Comment: | 5.5% | |
| Live with parents: | 8.2% |
The following table and pie chart represents the marital status of applicants from Orillia, Ontario using the mortgage application located at the CanEquity web site. In Orillia, over 57% of the mortgage applicants are living together with someone, while only 41% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 34.5% | |
| Single: | 29.1% | |
| Common-law: | 22.7% | |
| Separated: | 8.2% | |
| Divorced: | 4.5% | |
| Widowed: | 0.9% |
