Oshawa Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 3.57% | * 0.02% |
| 2009: | 17.14% | 0.11% |
| 2008: | 14.29% | 0.09% |
| 2007: | 10.00% | 0.07% |
| 2006: | 12.86% | 0.09% |
| 2005: | 15.00% | 0.10% |
| 2004: | 14.29% | 0.09% |
| 2003: | 8.57% | 0.06% |
| 2002: | 4.29% | 0.03% |
This graph illustrates CanEquity's individual monthly volume history for Internet pre-approval applications originating from Oshawa, ON.
The bar graph below represents the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Oshawa seem to occur during our first quarter (represented by the brown bars) with 31.43% while our slowest is the fourth quarter (represented by the red bars) with 18.21%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | March: | 15.4% | |
| 2: | May: | 10.0% | |
| 3: | June: | 9.3% | |
| 4: | July: | 8.9% | |
| 5: | January: | 8.6% | |
| 6: | September: | 8.6% | |
| 7: | February: | 7.5% | |
| 8: | April: | 7.1% | |
| 9: | October: | 6.8% | |
| 10: | August: | 6.4% | |
| 11: | November: | 6.1% | |
| 12: | December: | 5.4% |
The information below displays the busy days for Internet applications that were received by the CanEquity web site. Each day is a representation of the combined 6-year total of all instances of that day. In Oshawa, the day with the most volume, having more than 21.07% of all inquiries, is Wednesday. In comparison, Saturday's are the slowest day with only 9.29% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 21.1% | |
| 2: | Monday: | 17.1% | |
| 3: | Thursday: | 16.8% | |
| 4: | Tuesday: | 13.6% | |
| 5: | Friday: | 11.8% | |
| 6: | Sunday: | 10.4% | |
| 7: | Saturday: | 9.3% |
Applications are received 24 hours a day via the CanEquity web site. The following represents the rush hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.4% |
| 02:00 to 02:59: | 0.4% |
| 03:00 to 03:59: | 0.4% |
| 04:00 to 04:59: | 0.7% |
| 05:00 to 05:59: | 0.4% |
| 06:00 to 06:59: | 3.2% |
| 07:00 to 07:59: | 2.9% |
| 08:00 to 08:59: | 5.7% |
| 09:00 to 09:59: | 10.0% |
| 10:00 to 10:59: | 8.9% |
| 11:00 to 11:59: | 6.4% |
| 12:00 to 12:59: | 8.9% |
| 13:00 to 13:59: | 6.4% |
| 14:00 to 14:59: | 5.4% |
| 15:00 to 15:59: | 4.3% |
| 16:00 to 16:59: | 6.4% |
| 17:00 to 17:59: | 6.4% |
| 18:00 to 18:59: | 5.4% |
| 19:00 to 19:59: | 4.3% |
| 20:00 to 20:59: | 6.8% |
| 21:00 to 21:59: | 3.2% |
| 22:00 to 22:59: | 3.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.10% |
| British Columbia: | 10.87% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 008: | SCARBOROUGH, ON | 0.927% |
| 009: | BARRIE, ON | 0.871% |
| 010: | WINDSOR, ON | 0.845% |
| 011: | BURLINGTON, ON | 0.817% |
| 012: | OAKVILLE, ON | 0.716% |
| 013: | OSHAWA, ON | 0.657% |
| 014: | CAMBRIDGE, ON | 0.606% |
| 015: | GUELPH, ON | 0.599% |
| 016: | ST CATHARINES, ON | 0.554% |
| 017: | BRANTFORD, ON | 0.547% |
| 018: | RICHMOND HILL, ON | 0.545% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 24.3% | |
| Refinance: | 21.4% | |
| First-time Buyer: | 18.9% | |
| Renewal: | 12.9% | |
| No Money Down: | 9.6% | |
| Purchase: | 6.1% | |
| Variable Rate: | 2.1% | |
| Other: | 4.7% | |
| Total Application Types Found: 15 | ||
Average age: 38
Oldest age: 78
Youngest age: 20
The following figures show the average income of people living in Oshawa who have submitted an inquiry using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Oshawa: | $54,749.61 |
| applicants within all of Canada: | $58,582.39 |
| Difference: | ($3,832.78) |
| mortgage co-applicants in Oshawa: | $40,612.23 |
| co-applicants within all of Canada: | $41,225.82 |
| Difference: | ($613.59) |
The following table represents the residential status of people living in Oshawa who have applied for a loan using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 35.4% | |
| Own: | 51.4% | |
| Other: | 2.1% | |
| No Comment: | 3.6% | |
| Live with parents: | 7.5% |
The following information represents the marital status of applicants from Oshawa, Ontario using the mortgage application found at canequity.com. In Oshawa, over 62% of the mortgage applicants are living common-law or married, while only 37% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 47.1% | |
| Single: | 30.0% | |
| Common-law: | 15.0% | |
| Separated: | 5.0% | |
| Divorced: | 2.5% | |
| Widowed: | 0.4% |
