Oshawa Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 6.67% | * 0.04% |
| 2007: | 14.36% | 0.09% |
| 2006: | 18.46% | 0.12% |
| 2005: | 21.54% | 0.14% |
| 2004: | 20.51% | 0.13% |
| 2003: | 12.31% | 0.08% |
| 2002: | 6.15% | 0.04% |
This bar graph displays our website's individual monthly volume history for Internet mortgage pre-approval applications submitted from Oshawa, ON.
This graph represents the volumes of applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Oshawa happen to occur during our first quarter (represented by the brown bars) with 32.82% while our slowest is the fourth quarter (represented by the red bars) with 17.95%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | March: | 17.4% | |
| 2: | January: | 9.7% | |
| 3: | May: | 9.7% | |
| 4: | July: | 9.2% | |
| 5: | June: | 8.7% | |
| 6: | September: | 8.7% | |
| 7: | April: | 7.7% | |
| 8: | November: | 6.7% | |
| 9: | October: | 6.2% | |
| 10: | February: | 5.6% | |
| 11: | December: | 5.1% | |
| 12: | August: | 5.1% |
The graph listed below compares the busy days for online mortgage applications that were received by our web site. Each day is a representation of the combined 6-year total of all instances of that day. In Oshawa, the day with the most volume, generating 18.97% of all submissions, is Wednesday. In comparison, Friday's are the slowest day with only 9.74% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 19.0% | |
| 2: | Thursday: | 17.9% | |
| 3: | Monday: | 16.9% | |
| 4: | Tuesday: | 13.3% | |
| 5: | Sunday: | 12.8% | |
| 6: | Saturday: | 10.3% | |
| 7: | Friday: | 9.7% |
Inquiries are received 24 hours a day from the CanEquity web site. The following indicates the rush hours within a 24-hour period. The data is taken from all days of all years. Only 36.9% of all mortgages are received during the morning, while 62.1% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.5% |
| 02:00 to 02:59: | 0.5% |
| 03:00 to 03:59: | 0.5% |
| 04:00 to 04:59: | 1.0% |
| 05:00 to 05:59: | 0.5% |
| 06:00 to 06:59: | 2.6% |
| 07:00 to 07:59: | 3.1% |
| 08:00 to 08:59: | 5.6% |
| 09:00 to 09:59: | 8.2% |
| 10:00 to 10:59: | 9.2% |
| 11:00 to 11:59: | 6.2% |
| 12:00 to 12:59: | 9.2% |
| 13:00 to 13:59: | 6.2% |
| 14:00 to 14:59: | 6.7% |
| 15:00 to 15:59: | 5.1% |
| 16:00 to 16:59: | 7.2% |
| 17:00 to 17:59: | 5.1% |
| 18:00 to 18:59: | 5.6% |
| 19:00 to 19:59: | 4.1% |
| 20:00 to 20:59: | 7.7% |
| 21:00 to 21:59: | 2.1% |
| 22:00 to 22:59: | 3.1% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.49% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.12% |
| Nova Scotia: | 2.77% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.36% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.60% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 008: | KITCHENER, ON | 0.977% |
| 009: | WINDSOR, ON | 0.927% |
| 010: | BARRIE, ON | 0.924% |
| 011: | BURLINGTON, ON | 0.851% |
| 012: | OAKVILLE, ON | 0.708% |
| 013: | OSHAWA, ON | 0.648% |
| 014: | BRANTFORD, ON | 0.572% |
| 015: | ST CATHARINES, ON | 0.572% |
| 016: | ETOBICOKE, ON | 0.558% |
| 017: | GUELPH, ON | 0.552% |
| 018: | CAMBRIDGE, ON | 0.542% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 26.2% | |
| Refinance: | 24.1% | |
| First-time Buyer: | 18.5% | |
| Renewal: | 10.8% | |
| No Money Down: | 8.2% | |
| Purchase: | 6.2% | |
| Variable Rate: | 2.1% | |
| Fixed Rate: | 1.0% | |
| Commercial: | 1.0% | |
| Other: | 2% | |
| Total Application Types Found: 13 | ||
Average age: 37
Oldest age: 78
Youngest age: 20
The amounts shown below represent the average income of people living in Oshawa who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Oshawa: | $54,210.90 |
| applicants within all of Canada: | $56,347.50 |
| Difference: | ($2,136.59) |
| mortgage co-applicants in Oshawa: | $40,564.79 |
| co-applicants within all of Canada: | $39,330.70 |
| Difference: | $1,234.08 |
The information shown below represents the residential status of people living in Oshawa who have applied for a home loan using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 34.4% | |
| Own: | 50.8% | |
| Other: | 3.1% | |
| No Comment: | 5.1% | |
| Live with parents: | 6.7% |
The pie chart below represents the marital status of applicants from Oshawa, Ontario using the online mortgage application located at canequity.com. 58% of the mortgage applicants are either married or living common-law, while only 40% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 45.1% | |
| Single: | 30.3% | |
| Common-law: | 13.8% | |
| Separated: | 6.7% | |
| Divorced: | 3.6% | |
| Widowed: | 0.5% |
