Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 11.77% | 0.01% |
| 2010: | 11.77% | 0.01% |
| 2009: | 17.65% | 0.01% |
| 2008: | 11.77% | 0.01% |
| 2007: | 14.71% | 0.01% |
| 2006: | 11.77% | 0.01% |
| 2005: | 11.77% | 0.01% |
| 2004: | 5.88% | 0.00% |
| 2003: | 2.94% | 0.00% |
The graph below shows the busy days for Internet applications that were received by the CanEquity web site. A combined total of all occurrences of each day are represented for the past 5 years. In Parry Sound the busiest day, with approximately 32.35% of all submissions, is Tuesday. In comparison, Saturday's are the slowest day with only 5.88% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 32.4% | |
| 2: | Monday: | 26.5% | |
| 3: | Friday: | 11.8% | |
| 4: | Wednesday: | 11.8% | |
| 5: | Thursday: | 11.8% | |
| 6: | Saturday: | 5.9% |
Inquiries are received 24 hours a day from the CanEquity web site. The report shown below represents the rush hours over a 24-hour period. The data is taken from all days of all years. Only 38.2% of all mortgages are received before noon, while 61.8% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 04:00 to 04:59: | 2.9% |
| 05:00 to 05:59: | 2.9% |
| 06:00 to 06:59: | 2.9% |
| 08:00 to 08:59: | 5.9% |
| 09:00 to 09:59: | 8.8% |
| 10:00 to 10:59: | 8.8% |
| 11:00 to 11:59: | 5.9% |
| 13:00 to 13:59: | 8.8% |
| 14:00 to 14:59: | 14.7% |
| 15:00 to 15:59: | 2.9% |
| 16:00 to 16:59: | 8.8% |
| 17:00 to 17:59: | 14.7% |
| 19:00 to 19:59: | 5.9% |
| 20:00 to 20:59: | 2.9% |
| 21:00 to 21:59: | 2.9% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 098: | HANOVER, ON | 0.066% |
| 099: | PICTON, ON | 0.064% |
| 100: | HANMER, ON | 0.064% |
| 101: | WASAGA BEACH, ON | 0.064% |
| 102: | STITTSVILLE, ON | 0.064% |
| 103: | PARRY SOUND, ON | 0.064% |
| 104: | THOROLD, ON | 0.064% |
| 105: | DELHI, ON | 0.062% |
| 106: | DUNNVILLE, ON | 0.062% |
| 107: | PORT PERRY, ON | 0.062% |
| 108: | WALLACEBURG, ON | 0.062% |
| 1 | Port Carling, Ontario |
| 2 | Nobel, Ontario |
| 3 | Port Sydney, Ontario |
| 4 | Huntsville, Ontario |
| 5 | Sprucedale, Ontario |
| 6 | Kearney, Ontario |
| 7 | Novar, Ontario |
| 8 | Burks Falls, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 35.3% | |
| Qualification: | 17.6% | |
| Refinance: | 11.8% | |
| Purchase: | 8.8% | |
| No Money Down: | 5.9% | |
| Commercial: | 5.9% | |
| Second Mortgage: | 5.9% | |
| Renewal: | 5.9% | |
| Low Doc: | 2.9% | |
| Total Application Types Found: 9 | ||
Average age: 41
Oldest age: 65
Youngest age: 21
The information below represents the average income of people living in Parry Sound who have applied for a mortgage loan using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Parry Sound: | $37,922.06 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($21,576.40) |
| mortgage co-applicants in Parry Sound: | $25,853.43 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($16,549.70) |
The information shown below represents the residential status of people living in Parry Sound who have submitted an inquiry using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 47.1% | |
| Own: | 44.1% | |
| Live with parents: | 8.8% |
The pie chart below represents the marital status of applicants from Parry Sound, Ontario using the online mortgage application found on the CanEquity Mortgage web site. In Parry Sound, approximately 70% of the mortgage applicants are living with someone, while only 29% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 52.9% | |
| Single: | 26.5% | |
| Common-law: | 17.6% | |
| Separated: | 2.9% |
