Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | 7.69% | 0.00% |
| 2009: | 19.23% | 0.01% |
| 2008: | 7.69% | 0.00% |
| 2007: | 15.39% | 0.01% |
| 2006: | 15.39% | 0.01% |
| 2005: | 3.85% | 0.00% |
| 2004: | 11.54% | 0.01% |
| 2003: | 15.39% | 0.01% |
| 2002: | 3.85% | 0.00% |
The graph listed below plots the busy days for mortgage applications that were received by our web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Pefferlaw, the day with the most volume, generating 19.23% of all applications, is Saturday. In comparison, Monday's are the slowest day with only 7.69% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Saturday: | 19.2% | |
| 2: | Thursday: | 19.2% | |
| 3: | Sunday: | 19.2% | |
| 4: | Tuesday: | 11.5% | |
| 5: | Friday: | 11.5% | |
| 6: | Wednesday: | 11.5% | |
| 7: | Monday: | 7.7% |
In Pefferlaw, mortgage applications are received 24 hours a day on our web site. The following represents the busy hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 04:00 to 04:59: | 3.8% |
| 05:00 to 05:59: | 3.8% |
| 06:00 to 06:59: | 3.8% |
| 07:00 to 07:59: | 11.5% |
| 08:00 to 08:59: | 7.7% |
| 09:00 to 09:59: | 3.8% |
| 10:00 to 10:59: | 11.5% |
| 11:00 to 11:59: | 19.2% |
| 12:00 to 12:59: | 7.7% |
| 13:00 to 13:59: | 7.7% |
| 17:00 to 17:59: | 3.8% |
| 18:00 to 18:59: | 7.7% |
| 19:00 to 19:59: | 3.8% |
| 22:00 to 22:59: | 3.8% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 123: | VAUGHAN, ON | 0.051% |
| 124: | GANANOQUE, ON | 0.051% |
| 125: | STURGEON FALLS, ON | 0.051% |
| 126: | NEWCASTLE, ON | 0.051% |
| 127: | PRESCOTT, ON | 0.051% |
| 128: | PEFFERLAW, ON | 0.049% |
| 129: | KAPUSKASING, ON | 0.049% |
| 130: | KENORA, ON | 0.049% |
| 131: | PORT ELGIN, ON | 0.049% |
| 132: | RENFREW, ON | 0.049% |
| 133: | TOTTENHAM, ON | 0.049% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 38.5% | |
| Qualification: | 30.8% | |
| Renewal: | 15.4% | |
| Low Doc: | 7.7% | |
| Purchase: | 3.8% | |
| No Money Down: | 3.8% | |
| Total Application Types Found: 6 | ||
Average age: 44
Oldest age: 64
Youngest age: 27
The information below represents the average income of people living in Pefferlaw who have submitted an inquiry using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Pefferlaw: | $56,242.60 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($3,255.87) |
| mortgage co-applicants in Pefferlaw: | $34,150.11 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($8,253.02) |
The information below represents the residential status of people living in Pefferlaw who have applied for a mortgage using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 19.2% | |
| Own: | 73.1% | |
| Other: | 3.8% | |
| No Comment: | 3.8% |
The following pie chart represents the marital status of applicants from Pefferlaw, Ontario using the mortgage application found on the CanEquity Mortgage web site. Approximately 61% of the mortgage applicants are living common-law or married, while only 38% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 38.5% | |
| Married: | 38.5% | |
| Common-law: | 23.1% |
