| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 4.31% | * 0.02% |
| 2009: | 18.53% | 0.10% |
| 2008: | 13.79% | 0.07% |
| 2007: | 7.33% | 0.04% |
| 2006: | 13.79% | 0.07% |
| 2005: | 9.05% | 0.05% |
| 2004: | 14.22% | 0.08% |
| 2003: | 14.65% | 0.08% |
| 2002: | 4.31% | 0.02% |
The bar graph below illustrates CanEquity's individual monthly volume history for Internet pre-approval applications submitted from Richmond Hill, ON.

The following bar graph shows the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Richmond Hill seem to occur during our first quarter (represented by the brown bars) with 31.03% while our slowest is the fourth quarter (represented by the red bars) with 17.24%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | February: | 12.5% | |
| 2: | May: | 11.6% | |
| 3: | March: | 9.5% | |
| 4: | January: | 9.1% | |
| 5: | October: | 9.1% | |
| 6: | September: | 9.1% | |
| 7: | June: | 8.6% | |
| 8: | July: | 8.2% | |
| 9: | August: | 7.3% | |
| 10: | April: | 6.9% | |
| 11: | December: | 5.6% | |
| 12: | November: | 2.6% |

The information below shows the busy days for online applications that were received by our web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Richmond Hill, the day with the most volume, generating 19.40% of all applications, is Wednesday. In comparison, Sunday's are the slowest day with only 7.33% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 19.4% | |
| 2: | Tuesday: | 19.0% | |
| 3: | Thursday: | 16.4% | |
| 4: | Monday: | 13.8% | |
| 5: | Saturday: | 12.5% | |
| 6: | Friday: | 11.6% | |
| 7: | Sunday: | 7.3% |

Applications are received 24 hours a day via the CanEquity web site. The information shown below indicates the peak hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.4% |
| 01:00 to 01:59: | 0.4% |
| 02:00 to 02:59: | 0.4% |
| 03:00 to 03:59: | 0.4% |
| 04:00 to 04:59: | 0.4% |
| 05:00 to 05:59: | 2.2% |
| 06:00 to 06:59: | 4.7% |
| 07:00 to 07:59: | 6.0% |
| 08:00 to 08:59: | 4.3% |
| 09:00 to 09:59: | 7.8% |
| 10:00 to 10:59: | 9.1% |
| 11:00 to 11:59: | 8.2% |
| 12:00 to 12:59: | 6.0% |
| 13:00 to 13:59: | 6.0% |
| 14:00 to 14:59: | 4.7% |
| 15:00 to 15:59: | 4.3% |
| 16:00 to 16:59: | 5.2% |
| 17:00 to 17:59: | 5.6% |
| 18:00 to 18:59: | 6.9% |
| 19:00 to 19:59: | 4.7% |
| 20:00 to 20:59: | 5.6% |
| 21:00 to 21:59: | 4.7% |
| 22:00 to 22:59: | 1.3% |
| 23:00 to 23:59: | 0.4% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.10% |
| British Columbia: | 10.87% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |

| Location | Contribution | |
|---|---|---|
| 013: | OSHAWA, ON | 0.657% |
| 014: | CAMBRIDGE, ON | 0.606% |
| 015: | GUELPH, ON | 0.599% |
| 016: | ST CATHARINES, ON | 0.554% |
| 017: | BRANTFORD, ON | 0.547% |
| 018: | RICHMOND HILL, ON | 0.545% |
| 019: | ETOBICOKE, ON | 0.542% |
| 020: | KINGSTON, ON | 0.533% |
| 021: | NORTH YORK, ON | 0.481% |
| 022: | MARKHAM, ON | 0.448% |
| 023: | AJAX, ON | 0.406% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Renewal: | 24.6% | |
| Qualification: | 21.1% | |
| First-time Buyer: | 14.2% | |
| Refinance: | 12.9% | |
| Purchase: | 9.5% | |
| No Money Down: | 6.0% | |
| Variable Rate: | 4.3% | |
| Investment: | 2.6% | |
| Commercial: | 1.7% | |
| Equity Mortgage: | 1.3% | |
| Other: | 1.6% | |
| Total Application Types Found: 14 | ||

Average age: 39
Oldest age: 80
Youngest age: 21
The amounts shown below represent the average income of Canadians living in Richmond Hill who have submitted a mortgage inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Richmond Hill: | $71,384.99 |
| applicants within all of Canada: | $58,582.39 |
| Difference: | $12,802.60 |
| mortgage co-applicants in Richmond Hill: | $56,257.59 |
| co-applicants within all of Canada: | $41,225.82 |
| Difference: | $15,031.77 |
The chart and pie-graph below depicts the residential status of people living in Richmond Hill who have applied for a mortgage loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 25.4% | |
| Own: | 61.2% | |
| Other: | 0.4% | |
| No Comment: | 3.0% | |
| Live with parents: | 9.9% |

The following information represents the marital status of applicants from Richmond Hill, Ontario using the preapproval application located at the CanEquity web site. In Richmond Hill, 68% of the mortgage applicants are living common-law or married, while only 30% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 62.5% | |
| Single: | 25.4% | |
| Common-law: | 5.6% | |
| Separated: | 3.4% | |
| Divorced: | 1.7% | |
| Widowed: | 1.3% |
