| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 7.38% | 0.04% |
| 2010: | 10.70% | 0.06% |
| 2009: | 15.87% | 0.08% |
| 2008: | 11.81% | 0.06% |
| 2007: | 6.27% | 0.03% |
| 2006: | 11.81% | 0.06% |
| 2005: | 7.75% | 0.04% |
| 2004: | 12.18% | 0.06% |
| 2003: | 12.55% | 0.06% |
| 2002: | 3.69% | 0.02% |
This bar graph illustrates the individual monthly volume history for Internet mortgage pre-approval applications originating from Richmond Hill, ON.

This graph depicts the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Richmond Hill occur during our first quarter (represented by the brown bars) with 30.63% while our slowest is the fourth quarter (represented by the red bars) with 18.82%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | May: | 11.8% | |
| 2: | February: | 11.8% | |
| 3: | March: | 10.7% | |
| 4: | October: | 10.0% | |
| 5: | September: | 9.6% | |
| 6: | January: | 8.1% | |
| 7: | June: | 8.1% | |
| 8: | July: | 7.8% | |
| 9: | August: | 7.0% | |
| 10: | April: | 6.3% | |
| 11: | December: | 5.9% | |
| 12: | November: | 3.0% |

The data below displays the busy days for mortgage inquiries that were received by our web site. A combined total of all occurrences of each day are represented for the past 5 years. In Richmond Hill, the day with the most volume, having more than 19.93% of all inquiries, is Wednesday. In comparison, Sunday's are the slowest day with only 7.01% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 19.9% | |
| 2: | Tuesday: | 19.6% | |
| 3: | Monday: | 15.9% | |
| 4: | Thursday: | 14.8% | |
| 5: | Friday: | 11.4% | |
| 6: | Saturday: | 11.4% | |
| 7: | Sunday: | 7.0% |

Mortgage inquiries are received 24 hours a day via the CanEquity web site. The time periods below indicates the rush hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.4% |
| 01:00 to 01:59: | 0.4% |
| 02:00 to 02:59: | 0.4% |
| 03:00 to 03:59: | 0.4% |
| 04:00 to 04:59: | 0.7% |
| 05:00 to 05:59: | 2.2% |
| 06:00 to 06:59: | 4.4% |
| 07:00 to 07:59: | 6.6% |
| 08:00 to 08:59: | 4.1% |
| 09:00 to 09:59: | 7.4% |
| 10:00 to 10:59: | 8.5% |
| 11:00 to 11:59: | 8.9% |
| 12:00 to 12:59: | 6.3% |
| 13:00 to 13:59: | 5.9% |
| 14:00 to 14:59: | 5.2% |
| 15:00 to 15:59: | 4.1% |
| 16:00 to 16:59: | 4.8% |
| 17:00 to 17:59: | 5.2% |
| 18:00 to 18:59: | 6.3% |
| 19:00 to 19:59: | 4.4% |
| 20:00 to 20:59: | 6.3% |
| 21:00 to 21:59: | 5.2% |
| 22:00 to 22:59: | 1.8% |
| 23:00 to 23:59: | 0.4% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |

| Location | Contribution | |
|---|---|---|
| 014: | CAMBRIDGE, ON | 0.642% |
| 015: | OSHAWA, ON | 0.627% |
| 016: | ST CATHARINES, ON | 0.540% |
| 017: | ETOBICOKE, ON | 0.529% |
| 018: | BRANTFORD, ON | 0.515% |
| 019: | RICHMOND HILL, ON | 0.512% |
| 020: | NORTH YORK, ON | 0.510% |
| 021: | KINGSTON, ON | 0.508% |
| 022: | MARKHAM, ON | 0.438% |
| 023: | SAULT STE MARIE, ON | 0.428% |
| 024: | WATERLOO, ON | 0.423% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Renewal: | 22.5% | |
| Qualification: | 20.7% | |
| Refinance: | 12.9% | |
| First-time Buyer: | 12.5% | |
| Purchase: | 12.5% | |
| No Money Down: | 5.9% | |
| Variable Rate: | 4.1% | |
| Commercial: | 2.2% | |
| Investment: | 2.2% | |
| Equity Mortgage: | 1.1% | |
| Other: | 3.4% | |
| Total Application Types Found: 17 | ||

Average age: 39
Oldest age: 80
Youngest age: 21
The numbers below represent the average income of applicants living in Richmond Hill who have applied for a home loan using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Richmond Hill: | $70,735.30 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $11,236.83 |
| mortgage co-applicants in Richmond Hill: | $55,285.02 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $12,881.89 |
The table and pie chart below represents the residential status of people living in Richmond Hill who have applied for a mortgage loan using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 25.1% | |
| Own: | 60.5% | |
| Other: | 0.4% | |
| No Comment: | 3.3% | |
| Live with parents: | 10.7% |

The following information represents the marital status of applicants from Richmond Hill, Ontario using the mortgage application found at the CanEquity web site. In Richmond Hill, approximately 67% of the mortgage applicants are either married or living common-law, while only 30% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 62.4% | |
| Single: | 24.7% | |
| Common-law: | 5.5% | |
| Separated: | 4.1% | |
| Divorced: | 1.8% | |
| Widowed: | 1.5% |
