Last report update for Smiths Falls: Sunday, March 14, 2010
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Smiths Falls Mortgage
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Smiths Falls Mortgages

Ontario Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Applications from Smiths Falls

Year Year to Year
Comparison
** National
Contribution
2009: 12.82% 0.01%
2008: 12.82% 0.01%
2007: 12.82% 0.01%
2006: 2.56% 0.00%
2005: 15.39% 0.01%
2004: 25.64% 0.02%
2003: 10.26% 0.01%
2002: 7.69% 0.01%

Note: ** Total national contribution of Smiths Falls mortgages in the past is currently 0.09% with a projected target of 0.09%.

Busy Days for Mortgages Originating within Smiths Falls

The bar graph below compares the busy days for Internet mortgage applications that were received by our web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Smiths Falls, the day with the most volume, generating 20.51% of all inquiries, is Thursday. In comparison, Saturday's are the slowest day with only 7.69% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Thursday: 20.5%
2: Tuesday: 17.9%
3: Wednesday: 17.9%
4: Sunday: 15.4%
5: Monday: 10.3%
6: Friday: 10.3%
7: Saturday: 7.7%
Busy Days Report for Smiths Falls Mortgages

Peak Hours for Originated Mortgages within Smiths Falls

In Smiths Falls, applications are received 24 hours a day on the CanEquity web site. The report shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
01:00 to 01:59: 2.6%
04:00 to 04:59: 2.6%
05:00 to 05:59: 2.6%
06:00 to 06:59: 5.1%
07:00 to 07:59: 5.1%
08:00 to 08:59: 10.3%
09:00 to 09:59: 12.8%
10:00 to 10:59: 7.7%
12:00 to 12:59: 12.8%
13:00 to 13:59: 5.1%
14:00 to 14:59: 7.7%
15:00 to 15:59: 2.6%
16:00 to 16:59: 5.1%
17:00 to 17:59: 2.6%
18:00 to 18:59: 10.3%
21:00 to 21:59: 2.6%
23:00 to 23:59: 2.6%
Peak Hours Graph for Mortgages in Smiths Falls

Note: Only hours that have had mortgages from Smiths Falls, Ontario are shown.

Ontario Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.11%
British Columbia: 10.88%
Manitoba: 2.10%
New Brunswick: 2.10%
Newfoundland and Labrador: 1.14%
Nova Scotia: 2.90%
Northwest Territories: 0.32%
Nunavut: 0.08%
Ontario 48.83%
Prince Edward Island: 0.44%
Quebec: 4.14%
Saskatchewan: 5.07%
Yukon Territories: 0.26%
Smiths Falls Mortgages

Current City Standing within Ontario


Location Contribution
073:  LASALLE, ON 0.103%
074:  GRIMSBY, ON 0.101%
075:  TILLSONBURG, ON 0.099%
076:  INNISFIL, ON 0.099%
077:  SIMCOE, ON 0.094%
078:  SMITHS FALLS, ON 0.092%
079:  PEMBROKE, ON 0.092%
080:  FERGUS, ON 0.089%
081:  MIDLAND, ON 0.089%
082:  TECUMSEH, ON 0.087%
083:  ACTON, ON 0.087%

Nearest Settlements


1Richmond, Ontario
2Oxford Mills, Ontario
3Merrickville, Ontario
4Vernon, Ontario
5Kemptville, Ontario
6Portland, Ontario
7Mansfield, Ontario
8Munster, Ontario
9Perth, Ontario
10Yarker, Ontario
11Ashton, Ontario
12North Gower, Ontario
13Harrowsmith, Ontario
14Stittsville, Ontario
15Westport, Ontario
16Greely, Ontario
17Manotick, Ontario
18Nepean, Ontario
19Finch, Ontario
20Sydenham, Ontario
21Winchester, Ontario
22Carlsbad Springs, Ontario
23Gloucester, Ontario
24Russell, Ontario
25Metcalfe, Ontario
26Odessa, Ontario
27Osgoode, Ontario
28Wellington, Ontario
29Mountain, Ontario
30Godfrey, Ontario
31Lanark, Ontario
32Napanee, Ontario
33Dunrobin, Ontario
34Matcalfe, Ontario
35Ottawa, Ontario
36Orleans, Ontario
37Amherstview, Ontario
38Sharbot Lake, Ontario


Product Popularity for Smiths Falls


Mortgage Application
Form Type
  Percentage
of Inquiries
Refinance: 25.6%
Qualification: 20.5%
Renewal: 17.9%
No Money Down: 15.4%
First-time Buyer: 12.8%
Commercial: 5.1%
Second Mortgage: 2.6%
 
Total Application Types Found: 7
 Smiths Falls Mortgage Product Popularity Pie Chart

Age Demographics for Smiths Falls Mortgage Applicants

Average age: 40
Oldest age: 88
Youngest age: 23


Incomes for Smiths Falls Mortgage Applicants

The numbers below represent the average income of people living in Smiths Falls who have submitted a mortgage inquiry using the CanEquity mortgage application.

Average annual gross income for
mortgage applicants in Smiths Falls: $49,046.86
applicants within all of Canada: $58,581.24
Difference: ($9,534.38)
  
mortgage co-applicants in Smiths Falls: $38,905.00
co-applicants within all of Canada: $41,209.57
Difference: ($2,304.57)

Note: Commercial Mortgage loans were not included for this survey, only residential mortgage loan amounts from Smiths Falls, Ontario were used.

Residential Status for Smiths Falls Mortgages

The chart and pie-graph below depicts the residential status of people living in Smiths Falls who have applied for a mortgage using the pre-approval application on CanEquity's web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 35.9%
Own: 56.4%
No Comment: 5.1%
Live with parents: 2.6%
Smiths Falls Residential Status Pie Chart

Marital Stats for Smiths Falls Mortgages

The pie chart below represents the marital status of applicants from Smiths Falls, Ontario using the mortgage application located at the CanEquity web site. In Smiths Falls, 64% of the mortgage applicants are either married or living common-law, while only 35% are single, separated or divorced.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 48.7%
Single: 28.2%
Common-law: 15.4%
Separated: 5.1%
Divorced: 2.6%
Smiths Falls Marital Status Pie Chart