St Catharines Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 4.24% | * 0.02% |
| 2009: | 12.29% | 0.07% |
| 2008: | 15.25% | 0.09% |
| 2007: | 12.71% | 0.07% |
| 2006: | 11.02% | 0.06% |
| 2005: | 16.95% | 0.09% |
| 2004: | 14.83% | 0.08% |
| 2003: | 7.20% | 0.04% |
| 2002: | 5.51% | 0.03% |
The bar graph below shows the individual monthly volume history for Internet mortgage pre-approval applications received from St Catharines, ON.
The graph below represents the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St Catharines occur during our first quarter (represented by the brown bars) with 29.66% while our slowest is the fourth quarter (represented by the red bars) with 20.76%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 13.1% | |
| 2: | May: | 9.8% | |
| 3: | November: | 9.3% | |
| 4: | April: | 9.3% | |
| 5: | September: | 9.3% | |
| 6: | March: | 8.9% | |
| 7: | August: | 8.5% | |
| 8: | February: | 7.6% | |
| 9: | July: | 6.8% | |
| 10: | October: | 6.8% | |
| 11: | June: | 5.9% | |
| 12: | December: | 4.7% |
The graph listed below illustrates the busy days for mortgage inquiries that were received by CanEquity. Each day represents a combined total of all occurrences of that day in the past 5 years. In St Catharines the busiest day of the week, with 19.07% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 7.20% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 19.1% | |
| 2: | Tuesday: | 18.2% | |
| 3: | Wednesday: | 16.9% | |
| 4: | Sunday: | 15.3% | |
| 5: | Thursday: | 12.7% | |
| 6: | Friday: | 10.6% | |
| 7: | Saturday: | 7.2% |
In St Catharines, mortgage applications are received 24 hours a day via our web site. The information shown below indicates the rush hours within a 24-hour period. The data is taken from all days of all years. Only 33.9% of all mortgages are received during the morning, while 64.0% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.4% |
| 01:00 to 01:59: | 0.8% |
| 02:00 to 02:59: | 0.8% |
| 03:00 to 03:59: | 1.3% |
| 04:00 to 04:59: | 1.7% |
| 05:00 to 05:59: | 1.7% |
| 06:00 to 06:59: | 3.4% |
| 07:00 to 07:59: | 4.7% |
| 08:00 to 08:59: | 2.5% |
| 09:00 to 09:59: | 4.7% |
| 10:00 to 10:59: | 7.6% |
| 11:00 to 11:59: | 6.4% |
| 12:00 to 12:59: | 7.2% |
| 13:00 to 13:59: | 5.5% |
| 14:00 to 14:59: | 3.8% |
| 15:00 to 15:59: | 5.1% |
| 16:00 to 16:59: | 5.5% |
| 17:00 to 17:59: | 5.1% |
| 18:00 to 18:59: | 7.2% |
| 19:00 to 19:59: | 5.5% |
| 20:00 to 20:59: | 6.4% |
| 21:00 to 21:59: | 7.2% |
| 22:00 to 22:59: | 2.5% |
| 23:00 to 23:59: | 3.0% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.11% |
| British Columbia: | 10.88% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.14% |
| Nova Scotia: | 2.88% |
| Northwest Territories: | 0.31% |
| Nunavut: | 0.08% |
| Ontario: | 48.85% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.06% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 011: | BURLINGTON, ON | 0.818% |
| 012: | OAKVILLE, ON | 0.719% |
| 013: | OSHAWA, ON | 0.660% |
| 014: | CAMBRIDGE, ON | 0.603% |
| 015: | GUELPH, ON | 0.601% |
| 016: | ST CATHARINES, ON | 0.556% |
| 017: | BRANTFORD, ON | 0.549% |
| 018: | RICHMOND HILL, ON | 0.544% |
| 019: | ETOBICOKE, ON | 0.542% |
| 020: | KINGSTON, ON | 0.528% |
| 021: | NORTH YORK, ON | 0.483% |
| 1 | Ridgeville, Ontario |
| 2 | Welland, Ontario |
| 3 | Stevensville, Ontario |
| 4 | Niagara On The Lake, Ontario |
| 5 | Fonthill, Ontario |
| 6 | Thorold, Ontario |
| 7 | Niagara Falls, Ontario |
| 8 | Fenwick, Ontario |
| 9 | Port Colborne, Ontario |
| 10 | Wellandport, Ontario |
| 11 | Lowbanks, Ontario |
| 12 | Crystal Beach, Ontario |
| 13 | Fort Erie, Ontario |
| 14 | Ridgeway, Ontario |
| 15 | Caistor Centre, Ontario |
| 16 | Vineland, Ontario |
| 17 | St Anns, Ontario |
| 18 | Smithville, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 24.6% | |
| Qualification: | 22.0% | |
| No Money Down: | 19.9% | |
| Renewal: | 12.7% | |
| Refinance: | 10.2% | |
| Purchase: | 3.4% | |
| Low Doc: | 1.7% | |
| Other: | 5.2% | |
| Total Application Types Found: 15 | ||
Average age: 35
Oldest age: 82
Youngest age: 19
The amounts shown below represent the average income of Canadians living in St Catharines who have applied for a mortgage loan using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Catharines: | $49,888.85 |
| applicants within all of Canada: | $58,582.76 |
| Difference: | ($8,693.91) |
| mortgage co-applicants in St Catharines: | $35,457.85 |
| co-applicants within all of Canada: | $41,205.53 |
| Difference: | ($5,747.69) |
The information shown below represents the residential status of people living in St Catharines who have submitted an inquiry using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 49.2% | |
| Own: | 39.0% | |
| Other: | 1.7% | |
| No Comment: | 3.0% | |
| Live with parents: | 7.2% |
The pie chart below represents the marital status of applicants from St Catharines, Ontario using the mortgage preapproval application found at canequity.com. Approximately 63% of the mortgage applicants are either married or living common-law, while only 35% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 46.6% | |
| Single: | 28.8% | |
| Common-law: | 16.5% | |
| Divorced: | 3.4% | |
| Separated: | 3.4% | |
| Widowed: | 1.3% |
