St Catharines Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 6.39% | * 0.04% |
| 2007: | 17.44% | 0.10% |
| 2006: | 15.12% | 0.09% |
| 2005: | 23.26% | 0.13% |
| 2004: | 20.35% | 0.12% |
| 2003: | 9.88% | 0.06% |
| 2002: | 7.56% | 0.04% |
The 6-year bar graph below represents the individual monthly volume history for Internet applications originating from St Catharines, ON.
The bar graph below displays the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St Catharines happen to occur during our first quarter (represented by the brown bars) with 30.81% while our slowest is the third quarter (represented by the blue bars) with 21.51%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 13.4% | |
| 2: | April: | 11.1% | |
| 3: | May: | 10.5% | |
| 4: | March: | 10.5% | |
| 5: | November: | 9.3% | |
| 6: | August: | 8.1% | |
| 7: | October: | 7.6% | |
| 8: | September: | 7.6% | |
| 9: | February: | 7.0% | |
| 10: | July: | 5.8% | |
| 11: | December: | 5.2% | |
| 12: | June: | 4.1% |
The information below displays the busy days for mortgage applications that were received by the CanEquity web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In St Catharines the busiest day, with approximately 19.77% of all submissions, is Tuesday. In comparison, Saturday's are the slowest day with only 6.98% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 19.8% | |
| 2: | Sunday: | 18.6% | |
| 3: | Wednesday: | 15.1% | |
| 4: | Thursday: | 15.1% | |
| 5: | Monday: | 14.5% | |
| 6: | Friday: | 9.9% | |
| 7: | Saturday: | 7.0% |
Mortgage inquiries are received 24 hours a day via our web site. The time periods below indicates the rush hours in the day. The data is taken from all days of all years. Only 31.4% of all mortgages are received before noon, while 66.9% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.6% |
| 01:00 to 01:59: | 0.6% |
| 02:00 to 02:59: | 0.6% |
| 03:00 to 03:59: | 1.7% |
| 04:00 to 04:59: | 2.3% |
| 05:00 to 05:59: | 1.2% |
| 06:00 to 06:59: | 3.5% |
| 07:00 to 07:59: | 4.7% |
| 08:00 to 08:59: | 2.9% |
| 09:00 to 09:59: | 3.5% |
| 10:00 to 10:59: | 4.7% |
| 11:00 to 11:59: | 7.0% |
| 12:00 to 12:59: | 6.4% |
| 13:00 to 13:59: | 5.8% |
| 14:00 to 14:59: | 2.9% |
| 15:00 to 15:59: | 5.2% |
| 16:00 to 16:59: | 7.0% |
| 17:00 to 17:59: | 6.4% |
| 18:00 to 18:59: | 8.1% |
| 19:00 to 19:59: | 5.8% |
| 20:00 to 20:59: | 7.0% |
| 21:00 to 21:59: | 7.0% |
| 22:00 to 22:59: | 2.9% |
| 23:00 to 23:59: | 2.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.49% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.12% |
| Nova Scotia: | 2.77% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.36% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.60% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 010: | BARRIE, ON | 0.924% |
| 011: | BURLINGTON, ON | 0.851% |
| 012: | OAKVILLE, ON | 0.708% |
| 013: | OSHAWA, ON | 0.648% |
| 014: | BRANTFORD, ON | 0.572% |
| 015: | ST CATHARINES, ON | 0.572% |
| 016: | ETOBICOKE, ON | 0.558% |
| 017: | GUELPH, ON | 0.552% |
| 018: | CAMBRIDGE, ON | 0.542% |
| 019: | RICHMOND HILL, ON | 0.529% |
| 020: | NORTH YORK, ON | 0.505% |
| 1 | Welland, Ontario |
| 2 | Niagara On The Lake, Ontario |
| 3 | Fonthill, Ontario |
| 4 | Stevensville, Ontario |
| 5 | Thorold, Ontario |
| 6 | Niagara Falls, Ontario |
| 7 | Lowbanks, Ontario |
| 8 | Fenwick, Ontario |
| 9 | Port Colborne, Ontario |
| 10 | Wellandport, Ontario |
| 11 | Fort Erie, Ontario |
| 12 | Crystal Beach, Ontario |
| 13 | Ridgeway, Ontario |
| 14 | Caistor Centre, Ontario |
| 15 | Vineland, Ontario |
| 16 | Smithville, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 27.9% | |
| Qualification: | 23.3% | |
| No Money Down: | 18.0% | |
| Refinance: | 11.0% | |
| Renewal: | 9.3% | |
| Purchase: | 2.9% | |
| Low Doc: | 1.7% | |
| Commercial: | 1.2% | |
| Investment: | 1.2% | |
| Variable Rate: | 1.2% | |
| Other: | 2.4% | |
| Total Application Types Found: 14 | ||
Average age: 35
Oldest age: 59
Youngest age: 19
The following depicts the average income of people living in St Catharines who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Catharines: | $49,801.41 |
| applicants within all of Canada: | $56,347.50 |
| Difference: | ($6,546.08) |
| mortgage co-applicants in St Catharines: | $34,554.44 |
| co-applicants within all of Canada: | $39,330.70 |
| Difference: | ($4,776.26) |
The chart and pie-graph below depicts the residential status of people living in St Catharines who have applied for a loan using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 53.5% | |
| Own: | 34.3% | |
| Other: | 1.2% | |
| No Comment: | 4.1% | |
| Live with parents: | 7.0% |
The following information represents the marital status of applicants from St Catharines, Ontario using the mortgage application found at the CanEquity web site. In St Catharines, over 62% of the mortgage applicants are living with someone, while only 36% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 44.2% | |
| Single: | 28.5% | |
| Common-law: | 18.0% | |
| Divorced: | 4.1% | |
| Separated: | 4.1% | |
| Widowed: | 1.2% |
