Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 9.09% | 0.00% |
| 2010: | 4.54% | 0.00% |
| 2009: | 22.73% | 0.01% |
| 2008: | 9.09% | 0.00% |
| 2006: | 4.54% | 0.00% |
| 2005: | 18.18% | 0.01% |
| 2004: | 18.18% | 0.01% |
| 2003: | 13.64% | 0.01% |
In St Marys, applications are received 24 hours a day from our web site. The statistics shown below indicates the rush hours over a 24-hour period. The data is taken from all days of all years. Only 40.9% of all mortgages are received during the morning, while 59.1% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 04:00 to 04:59: | 4.5% |
| 06:00 to 06:59: | 4.5% |
| 07:00 to 07:59: | 9.1% |
| 09:00 to 09:59: | 4.5% |
| 10:00 to 10:59: | 4.5% |
| 11:00 to 11:59: | 13.6% |
| 13:00 to 13:59: | 9.1% |
| 14:00 to 14:59: | 4.5% |
| 15:00 to 15:59: | 9.1% |
| 16:00 to 16:59: | 13.6% |
| 17:00 to 17:59: | 4.5% |
| 18:00 to 18:59: | 4.5% |
| 20:00 to 20:59: | 9.1% |
| 21:00 to 21:59: | 4.5% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 145: | ROCKLAND, ON | 0.043% |
| 146: | BLENHEIM, ON | 0.043% |
| 147: | COCHRANE, ON | 0.043% |
| 148: | YORK, ON | 0.043% |
| 149: | ESPANOLA, ON | 0.043% |
| 150: | ST MARYS, ON | 0.042% |
| 151: | WALKERTON, ON | 0.042% |
| 152: | NIAGARA ON THE LAKE, ON | 0.042% |
| 153: | ALMONTE, ON | 0.042% |
| 154: | SHELBURNE, ON | 0.042% |
| 155: | PENETANGUISHENE, ON | 0.040% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 18.2% | |
| Purchase: | 18.2% | |
| Qualification: | 18.2% | |
| First-time Buyer: | 18.2% | |
| No Money Down: | 13.6% | |
| Renewal: | 4.5% | |
| Pre-approval: | 4.5% | |
| Commercial: | 4.5% | |
| Total Application Types Found: 8 | ||
Average age: 35
Oldest age: 65
Youngest age: 20
The following figures show the average income of Canadians living in St Marys who have submitted an inquiry using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Marys: | $48,321.90 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($11,176.56) |
| mortgage co-applicants in St Marys: | $42,408.33 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $5.20 |
The table and pie chart below represents the residential status of people living in St Marys who have applied for a mortgage using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 50.0% | |
| Own: | 40.9% | |
| Live with parents: | 9.1% |
The following pie chart represents the marital status of applicants from St Marys, Ontario using the mortgage application found at the CanEquity web site. In St Marys, over 68% of the mortgage applicants are either married or living common-law, while only 31% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 59.1% | |
| Single: | 27.3% | |
| Common-law: | 9.1% | |
| Separated: | 4.5% |
