St Thomas Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 4.54% | * 0.01% |
| 2009: | 13.64% | 0.03% |
| 2008: | 15.91% | 0.03% |
| 2007: | 19.32% | 0.04% |
| 2006: | 9.09% | 0.02% |
| 2005: | 15.91% | 0.03% |
| 2004: | 9.09% | 0.02% |
| 2003: | 9.09% | 0.02% |
| 2002: | 3.41% | 0.01% |
The bar graph below represents the volumes of online applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St Thomas usually occur during our third quarter (represented by the blue bars) with 28.41% while our slowest is the first quarter (represented by the brown bars) with 21.59%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | July: | 13.6% | |
| 2: | January: | 10.2% | |
| 3: | April: | 10.2% | |
| 4: | June: | 10.2% | |
| 5: | November: | 9.1% | |
| 6: | August: | 9.1% | |
| 7: | December: | 8.0% | |
| 8: | May: | 6.8% | |
| 9: | February: | 5.7% | |
| 10: | March: | 5.7% | |
| 11: | October: | 5.7% | |
| 12: | September: | 5.7% |
The bar graph below plots the busy days for online inquiries that were received by CanEquity's web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In St Thomas, the day with the most volume, generating 23.86% of all submissions, is Monday. In comparison, Sunday's are the slowest day with only 11.36% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 23.9% | |
| 2: | Wednesday: | 17.1% | |
| 3: | Tuesday: | 12.5% | |
| 4: | Saturday: | 12.5% | |
| 5: | Friday: | 11.4% | |
| 6: | Thursday: | 11.4% | |
| 7: | Sunday: | 11.4% |
Inquiries are received 24 hours a day via the CanEquity web site. The report shown below indicates the rush hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 01:00 to 01:59: | 1.1% |
| 05:00 to 05:59: | 3.4% |
| 06:00 to 06:59: | 4.5% |
| 07:00 to 07:59: | 2.3% |
| 08:00 to 08:59: | 4.5% |
| 09:00 to 09:59: | 1.1% |
| 10:00 to 10:59: | 12.5% |
| 11:00 to 11:59: | 4.5% |
| 12:00 to 12:59: | 8.0% |
| 13:00 to 13:59: | 10.2% |
| 14:00 to 14:59: | 1.1% |
| 15:00 to 15:59: | 4.5% |
| 16:00 to 16:59: | 3.4% |
| 17:00 to 17:59: | 9.1% |
| 18:00 to 18:59: | 14.8% |
| 19:00 to 19:59: | 6.8% |
| 20:00 to 20:59: | 3.4% |
| 21:00 to 21:59: | 1.1% |
| 22:00 to 22:59: | 1.1% |
| 23:00 to 23:59: | 2.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.10% |
| British Columbia: | 10.87% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 042: | BELLEVILLE, ON | 0.251% |
| 043: | CHATHAM, ON | 0.230% |
| 044: | WOODBRIDGE, ON | 0.225% |
| 045: | NORTH BAY, ON | 0.221% |
| 046: | STONEY CREEK, ON | 0.218% |
| 047: | ST THOMAS, ON | 0.207% |
| 048: | ORILLIA, ON | 0.204% |
| 049: | TIMMINS, ON | 0.202% |
| 050: | AURORA, ON | 0.192% |
| 051: | ORANGEVILLE, ON | 0.167% |
| 052: | GEORGETOWN, ON | 0.164% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 22.7% | |
| Refinance: | 20.5% | |
| No Money Down: | 18.2% | |
| First-time Buyer: | 15.9% | |
| Renewal: | 8.0% | |
| Purchase: | 5.7% | |
| Low Doc: | 2.3% | |
| Equity Mortgage: | 2.3% | |
| Fixed Rate: | 1.1% | |
| Pre-approval: | 1.1% | |
| Investment: | 1.1% | |
| Variable Rate: | 1.1% | |
| Total Application Types Found: 12 | ||
Average age: 38
Oldest age: 71
Youngest age: 21
The information below represents the average income of Canadians living in St Thomas who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Thomas: | $47,499.54 |
| applicants within all of Canada: | $58,582.39 |
| Difference: | ($11,082.85) |
| mortgage co-applicants in St Thomas: | $37,310.00 |
| co-applicants within all of Canada: | $41,225.82 |
| Difference: | ($3,915.82) |
The chart and pie-graph below depicts the residential status of people living in St Thomas who have applied for a mortgage using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 44.3% | |
| Own: | 51.1% | |
| Other: | 1.1% | |
| No Comment: | 2.3% | |
| Live with parents: | 1.1% |
The following pie chart represents the marital status of applicants from St Thomas, Ontario using the online mortgage application located at canequity.com. Approximately 75% of the mortgage applicants are living common-law or married, while only 25% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 55.7% | |
| Common-law: | 19.3% | |
| Single: | 15.9% | |
| Divorced: | 4.5% | |
| Separated: | 4.5% |
