St Thomas Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 7.94% | * 0.02% |
| 2007: | 26.98% | 0.06% |
| 2006: | 12.70% | 0.03% |
| 2005: | 22.22% | 0.05% |
| 2004: | 12.70% | 0.03% |
| 2003: | 12.70% | 0.03% |
| 2002: | 4.76% | 0.01% |
This graph illustrates the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St Thomas occur during our third quarter (represented by the blue bars) with 30.16% while our slowest is the fourth quarter (represented by the red bars) with 19.05%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | July: | 15.9% | |
| 2: | June: | 11.1% | |
| 3: | April: | 9.5% | |
| 4: | January: | 7.9% | |
| 5: | February: | 7.9% | |
| 6: | March: | 7.9% | |
| 7: | September: | 7.9% | |
| 8: | November: | 6.3% | |
| 9: | May: | 6.3% | |
| 10: | December: | 6.3% | |
| 11: | August: | 6.3% | |
| 12: | October: | 6.3% |
The graph listed below displays the busy days for mortgage applications that were received by CanEquity's web site. A combined total of all occurrences of each day are represented for the past 5 years. In St Thomas, the day with the most volume, generating 31.75% of all applications, is Monday. In comparison, Thursday's are the slowest day with only 7.94% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 31.8% | |
| 2: | Wednesday: | 17.5% | |
| 3: | Sunday: | 12.7% | |
| 4: | Friday: | 11.1% | |
| 5: | Tuesday: | 9.5% | |
| 6: | Saturday: | 9.5% | |
| 7: | Thursday: | 7.9% |
In St Thomas, mortgage applications are received 24 hours a day on the CanEquity web site. The following represents the busy hours in the day. The data is taken from all days of all years. Only 33.3% of all mortgages are received during the morning, while 65.1% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 01:00 to 01:59: | 1.6% |
| 05:00 to 05:59: | 3.2% |
| 06:00 to 06:59: | 6.3% |
| 07:00 to 07:59: | 1.6% |
| 08:00 to 08:59: | 6.3% |
| 09:00 to 09:59: | 1.6% |
| 10:00 to 10:59: | 9.5% |
| 11:00 to 11:59: | 4.8% |
| 12:00 to 12:59: | 7.9% |
| 13:00 to 13:59: | 11.1% |
| 15:00 to 15:59: | 4.8% |
| 16:00 to 16:59: | 3.2% |
| 17:00 to 17:59: | 7.9% |
| 18:00 to 18:59: | 17.5% |
| 19:00 to 19:59: | 6.3% |
| 20:00 to 20:59: | 3.2% |
| 22:00 to 22:59: | 1.6% |
| 23:00 to 23:59: | 1.6% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.49% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.12% |
| Nova Scotia: | 2.77% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.36% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.60% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 043: | NORTH BAY, ON | 0.243% |
| 044: | MILTON, ON | 0.239% |
| 045: | WOODBRIDGE, ON | 0.233% |
| 046: | STONEY CREEK, ON | 0.223% |
| 047: | ORILLIA, ON | 0.209% |
| 048: | ST THOMAS, ON | 0.209% |
| 049: | TIMMINS, ON | 0.193% |
| 050: | GEORGETOWN, ON | 0.189% |
| 051: | ORANGEVILLE, ON | 0.186% |
| 052: | AURORA, ON | 0.183% |
| 053: | STRATFORD, ON | 0.166% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 22.2% | |
| No Money Down: | 22.2% | |
| Refinance: | 22.2% | |
| First-time Buyer: | 12.7% | |
| Renewal: | 6.3% | |
| Purchase: | 4.8% | |
| Low Doc: | 3.2% | |
| Fixed Rate: | 1.6% | |
| Pre-approval: | 1.6% | |
| Equity Mortgage: | 1.6% | |
| Investment: | 1.6% | |
| Total Application Types Found: 11 | ||
Average age: 38
Oldest age: 71
Youngest age: 21
The figures below represent the average income of applicants living in St Thomas who have submitted an inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Thomas: | $46,792.90 |
| applicants within all of Canada: | $56,347.50 |
| Difference: | ($9,554.60) |
| mortgage co-applicants in St Thomas: | $41,247.37 |
| co-applicants within all of Canada: | $39,330.70 |
| Difference: | $1,916.67 |
The information below represents the residential status of people living in St Thomas who have submitted an inquiry using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 42.9% | |
| Own: | 50.8% | |
| Other: | 1.6% | |
| No Comment: | 3.2% | |
| Live with parents: | 1.6% |
The following information represents the marital status of applicants from St Thomas, Ontario using the mortgage application found at canequity.com. In St Thomas, 76% of the mortgage applicants are living together with someone, while only 23% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 61.9% | |
| Common-law: | 14.3% | |
| Single: | 14.3% | |
| Divorced: | 4.8% | |
| Separated: | 4.8% |
