Stoney Creek Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 4.30% | * 0.01% |
| 2009: | 15.05% | 0.03% |
| 2008: | 15.05% | 0.03% |
| 2007: | 8.60% | 0.02% |
| 2006: | 12.90% | 0.03% |
| 2005: | 13.98% | 0.03% |
| 2004: | 12.90% | 0.03% |
| 2003: | 13.98% | 0.03% |
| 2002: | 3.23% | 0.01% |
The bar graph below displays the volumes of online applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Stoney Creek happen to occur during our second quarter (represented by the green bars) with 31.18% while our slowest is the fourth quarter (represented by the red bars) with 18.28%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | May: | 14.0% | |
| 2: | June: | 11.8% | |
| 3: | November: | 10.8% | |
| 4: | March: | 10.8% | |
| 5: | January: | 8.6% | |
| 6: | September: | 8.6% | |
| 7: | February: | 7.5% | |
| 8: | July: | 7.5% | |
| 9: | August: | 7.5% | |
| 10: | October: | 6.5% | |
| 11: | April: | 5.4% | |
| 12: | December: | 1.1% |
The graph listed below illustrates the busy days for Internet mortgage applications that were received by our web site. Each day is a representation of the combined 6-year total of all instances of that day. In Stoney Creek the busiest day of the week, with 21.51% of all submissions, is Monday. In comparison, Saturday's are the slowest day with only 6.45% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 21.5% | |
| 2: | Wednesday: | 19.4% | |
| 3: | Friday: | 18.3% | |
| 4: | Tuesday: | 16.1% | |
| 5: | Thursday: | 10.8% | |
| 6: | Sunday: | 7.5% | |
| 7: | Saturday: | 6.5% |
Mortgage applications are received 24 hours a day from the CanEquity web site. The following indicates the peak hours in the day. The data is taken from all days of all years. Only 35.5% of all mortgages are received before noon, while 63.4% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.1% |
| 03:00 to 03:59: | 1.1% |
| 05:00 to 05:59: | 1.1% |
| 06:00 to 06:59: | 3.2% |
| 07:00 to 07:59: | 2.2% |
| 08:00 to 08:59: | 2.2% |
| 09:00 to 09:59: | 8.6% |
| 10:00 to 10:59: | 8.6% |
| 11:00 to 11:59: | 8.6% |
| 12:00 to 12:59: | 6.5% |
| 13:00 to 13:59: | 5.4% |
| 14:00 to 14:59: | 6.5% |
| 15:00 to 15:59: | 5.4% |
| 16:00 to 16:59: | 7.5% |
| 17:00 to 17:59: | 6.5% |
| 18:00 to 18:59: | 14.0% |
| 19:00 to 19:59: | 4.3% |
| 20:00 to 20:59: | 2.2% |
| 21:00 to 21:59: | 3.2% |
| 22:00 to 22:59: | 2.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.11% |
| British Columbia: | 10.86% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.11% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.15% |
| Saskatchewan: | 5.06% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 041: | WELLAND, ON | 0.255% |
| 042: | BELLEVILLE, ON | 0.251% |
| 043: | CHATHAM, ON | 0.230% |
| 044: | WOODBRIDGE, ON | 0.227% |
| 045: | NORTH BAY, ON | 0.220% |
| 046: | STONEY CREEK, ON | 0.218% |
| 047: | ST THOMAS, ON | 0.206% |
| 048: | ORILLIA, ON | 0.204% |
| 049: | TIMMINS, ON | 0.204% |
| 050: | AURORA, ON | 0.192% |
| 051: | ORANGEVILLE, ON | 0.166% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 20.4% | |
| Refinance: | 19.4% | |
| No Money Down: | 17.2% | |
| First-time Buyer: | 14.0% | |
| Renewal: | 8.6% | |
| Purchase: | 8.6% | |
| Low Doc: | 2.2% | |
| Recreational: | 2.2% | |
| Equity Mortgage: | 2.2% | |
| Variable Rate: | 2.2% | |
| Pre-approval: | 1.1% | |
| Investment: | 1.1% | |
| Consolidate: | 1.1% | |
| Total Application Types Found: 13 | ||
Average age: 40
Oldest age: 73
Youngest age: 19
The figures below represent the average income of applicants living in Stoney Creek who have applied for a loan using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Stoney Creek: | $56,425.89 |
| applicants within all of Canada: | $58,592.40 |
| Difference: | ($2,166.52) |
| mortgage co-applicants in Stoney Creek: | $41,524.29 |
| co-applicants within all of Canada: | $41,278.89 |
| Difference: | $245.39 |
The following depicts the residential status of people living in Stoney Creek who have submitted an inquiry using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 34.4% | |
| Own: | 53.8% | |
| Other: | 1.1% | |
| No Comment: | 2.2% | |
| Live with parents: | 8.6% |
The information below shows the marital status of applicants from Stoney Creek, Ontario using the preapproval application located at the CanEquity web site. 54% of the mortgage applicants are living with someone, while only 44% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 48.4% | |
| Single: | 31.2% | |
| Divorced: | 8.6% | |
| Common-law: | 6.5% | |
| Separated: | 4.3% | |
| Widowed: | 1.1% |
