Ontario Mortgage # 10896
Saskatchewan Mortgage # 311514
Real Estate Council of Alberta Authorized
BC Mortgage # X028126
- Last mortgage report update for Stoney Creek: Wednesday, February 8, 2012   
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Stoney Creek Mortgages

Ontario Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Mortgages Originating from Stoney Creek

Year Year to Year
Comparison
** National
Contribution
2011: 13.01% 0.03%
2010: 14.63% 0.03%
2009: 11.38% 0.03%
2008: 11.38% 0.03%
2007: 6.50% 0.01%
2006: 9.76% 0.02%
2005: 10.57% 0.03%
2004: 9.76% 0.02%
2003: 10.57% 0.03%
2002: 2.44% 0.01%

Note: ** Total national contribution of Stoney Creek mortgages in the past is currently 0.23% with a projected target of 0.23%.

Busy Months for Online Applications within Stoney Creek

This graph illustrates the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Stoney Creek seem to occur during our second quarter (represented by the green bars) with 30.08% while our slowest is the fourth quarter (represented by the red bars) with 21.95%.

RankMonth Percentage
of Inquiries
1: May: 13.8%
2: November: 13.0%
3: June: 11.4%
4: August: 9.8%
5: September: 9.8%
6: March: 8.9%
7: January: 7.3%
8: October: 7.3%
9: February: 6.5%
10: July: 5.7%
11: April: 4.9%
12: December: 1.6%
Busy Months Report for Stoney Creek Mortgages

Busy Days for Mortgage Inquiries within Stoney Creek

The graph below compares the busy days for online applications that were received by our web site. A combined total of all occurrences of each day are represented for the past 5 years. In Stoney Creek, the day with the most volume, having more than 20.33% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 7.32% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Monday: 20.3%
2: Tuesday: 17.9%
3: Friday: 17.1%
4: Wednesday: 16.3%
5: Thursday: 12.2%
6: Sunday: 8.9%
7: Saturday: 7.3%
Busy Days Report for Stoney Creek Mortgages

Peak Hours for Applicants within Stoney Creek

Mortgage inquiries are received 24 hours a day via our web site. The information shown below represents the busy hours in the day. The data is taken from all days of all years. Only 36.6% of all mortgages are received during the morning, while 62.6% arrive in the afternoon.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 0.8%
03:00 to 03:59: 0.8%
05:00 to 05:59: 0.8%
06:00 to 06:59: 3.3%
07:00 to 07:59: 2.4%
08:00 to 08:59: 4.1%
09:00 to 09:59: 7.3%
10:00 to 10:59: 10.6%
11:00 to 11:59: 7.3%
12:00 to 12:59: 8.1%
13:00 to 13:59: 5.7%
14:00 to 14:59: 7.3%
15:00 to 15:59: 5.7%
16:00 to 16:59: 6.5%
17:00 to 17:59: 4.9%
18:00 to 18:59: 11.4%
19:00 to 19:59: 4.9%
20:00 to 20:59: 3.3%
21:00 to 21:59: 3.3%
22:00 to 22:59: 1.6%
Peak Hours Graph for Mortgages in Stoney Creek

Note: Only hours that have had mortgages from Stoney Creek, Ontario are shown.

Ontario Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 20.94%
British Columbia: 10.57%
Manitoba: 2.06%
New Brunswick: 2.43%
Newfoundland and Labrador: 1.25%
Nova Scotia: 3.28%
Northwest Territories: 0.40%
Nunavut: 0.10%
Ontario 48.07%
Prince Edward Island: 0.53%
Quebec: 3.97%
Saskatchewan: 4.94%
Yukon Territories: 0.41%
Stoney Creek Mortgages

Current City Standing within Ontario


Location Contribution
040:  WOODSTOCK, ON 0.260%
041:  THORNHILL, ON 0.253%
042:  BELLEVILLE, ON 0.243%
043:  WELLAND, ON 0.243%
044:  NORTH BAY, ON 0.236%
045:  STONEY CREEK, ON 0.232%
046:  WOODBRIDGE, ON 0.217%
047:  CHATHAM, ON 0.211%
048:  ORILLIA, ON 0.208%
049:  ST THOMAS, ON 0.185%
050:  AURORA, ON 0.181%

Nearest Settlements


1Ancaster, Ontario
2Caledonia, Ontario
3Mount Hope, Ontario
4Hamilton, Ontario
5Hannon, Ontario
6Dundas, Ontario
7Copetown, Ontario
8Burlington, Ontario
9Cayuga, Ontario
10Lynden, Ontario
11Waterdown, Ontario
12Binbrook, Ontario
13Ohsweken, Ontario
14Freelton, Ontario
15St George Brant, Ontario
16Beamsville, Ontario
17St George, Ontario
18Millgrove, Ontario
19Brantford, Ontario
20Hagersville, Ontario
21Simcoe, Ontario
22Waterford, Ontario
23Burford, Ontario
24Carlisle, Ontario
25Princeton, Ontario
26Troy, Ontario
27Selkirk, Ontario
28Dunnville, Ontario
29Grimsby, Ontario
30Cambridge, Ontario
31Jarvis, Ontario
32Port Dover, Ontario
33Guelph, Ontario
34Windham Centre, Ontario
35St Anns, Ontario
36Ayr, Ontario
37Smithville, Ontario
38St Williams, Ontario
39Milton, Ontario
40Mount Elgin, Ontario
41Kilbride, Ontario
42Paris, Ontario
43Puslinch, Ontario
44Delhi, Ontario
45Scotland, Ontario
46Oakville, Ontario
47Port Rowan, Ontario


Product Popularity for Stoney Creek


Mortgage Application
Form Type
  Percentage
of Inquiries
Qualification: 17.9%
Refinance: 16.3%
First-time Buyer: 15.4%
No Money Down: 14.6%
Purchase: 13.0%
Renewal: 9.8%
Low Doc: 1.6%
Pre-approval: 1.6%
Commercial: 1.6%
Recreational: 1.6%
Equity Mortgage: 1.6%
Investment: 1.6%
Variable Rate: 1.6%
Other: 1.6%
 
Total Application Types Found: 15
 Stoney Creek Mortgage Product Popularity Pie Chart

Age Demographics for Stoney Creek Mortgages

Average age: 40
Oldest age: 73
Youngest age: 19


Incomes for Stoney Creek Mortgages

The numbers below represent the average income of people living in Stoney Creek who have applied for a home loan using the online application located at the CanEquity web site.

Average annual gross income for
mortgage applicants in Stoney Creek: $55,836.95
applicants within all of Canada: $59,498.47
Difference: ($3,661.52)
  
mortgage co-applicants in Stoney Creek: $43,609.79
co-applicants within all of Canada: $42,403.13
Difference: $1,206.66

Note: Commercial loan amounts were not included for this report, only residential loans from Stoney Creek, Ontario were used.

Residential Status for Stoney Creek Originated Mortgages

The information below represents the residential status of people living in Stoney Creek who have applied for a home loan using the pre-approval application on CanEquity's web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 34.1%
Own: 53.7%
Other: 0.8%
No Comment: 2.4%
Live with parents: 8.9%
Stoney Creek Residential Status Pie Chart

Marital Status for Stoney Creek Originated Mortgages

The following pie chart represents the marital status of applicants from Stoney Creek, Ontario using the online mortgage application found on the CanEquity Mortgage web site. In Stoney Creek, approximately 55% of the mortgage applicants are living with someone, while only 43% are not married or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 47.2%
Single: 30.9%
Divorced: 8.1%
Common-law: 8.1%
Separated: 4.9%
Widowed: 0.8%
Stoney Creek Marital Status Pie Chart