Stoney Creek Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 8.96% | * 0.02% |
| 2007: | 11.94% | 0.03% |
| 2006: | 17.91% | 0.04% |
| 2005: | 19.40% | 0.04% |
| 2004: | 17.91% | 0.04% |
| 2003: | 19.40% | 0.04% |
| 2002: | 4.48% | 0.01% |
The following represents the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Stoney Creek mostly occur during our second quarter (represented by the green bars) with 29.85% while our slowest is the fourth quarter (represented by the red bars) with 19.40%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | May: | 13.4% | |
| 2: | November: | 11.9% | |
| 3: | January: | 9.0% | |
| 4: | February: | 9.0% | |
| 5: | August: | 9.0% | |
| 6: | March: | 9.0% | |
| 7: | June: | 9.0% | |
| 8: | September: | 9.0% | |
| 9: | April: | 7.5% | |
| 10: | July: | 6.0% | |
| 11: | October: | 6.0% | |
| 12: | December: | 1.5% |
The graph listed below shows the busy days for online mortgage applications that were received by CanEquity. Each day is a representation of the combined 6-year total of all instances of that day. In Stoney Creek the most busy day of the week, with 22.39% of all applications, is Monday. In comparison, Sunday's are the slowest day with only 4.48% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 22.4% | |
| 2: | Friday: | 20.9% | |
| 3: | Wednesday: | 19.4% | |
| 4: | Tuesday: | 16.4% | |
| 5: | Thursday: | 10.4% | |
| 6: | Saturday: | 6.0% | |
| 7: | Sunday: | 4.5% |
In Stoney Creek, mortgages are received 24 hours a day on the CanEquity web site. The statistics shown below represents the rush hours in the day. The data is taken from all days of all years. Only 38.8% of all mortgages are received before noon, while 59.7% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.5% |
| 03:00 to 03:59: | 1.5% |
| 05:00 to 05:59: | 1.5% |
| 06:00 to 06:59: | 3.0% |
| 07:00 to 07:59: | 1.5% |
| 08:00 to 08:59: | 1.5% |
| 09:00 to 09:59: | 10.4% |
| 10:00 to 10:59: | 9.0% |
| 11:00 to 11:59: | 10.4% |
| 12:00 to 12:59: | 6.0% |
| 13:00 to 13:59: | 6.0% |
| 14:00 to 14:59: | 6.0% |
| 15:00 to 15:59: | 4.5% |
| 16:00 to 16:59: | 4.5% |
| 17:00 to 17:59: | 7.5% |
| 18:00 to 18:59: | 14.9% |
| 19:00 to 19:59: | 1.5% |
| 20:00 to 20:59: | 3.0% |
| 21:00 to 21:59: | 3.0% |
| 22:00 to 22:59: | 3.0% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.49% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.12% |
| Nova Scotia: | 2.77% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.36% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.60% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 041: | CHATHAM, ON | 0.249% |
| 042: | KANATA, ON | 0.246% |
| 043: | NORTH BAY, ON | 0.243% |
| 044: | MILTON, ON | 0.239% |
| 045: | WOODBRIDGE, ON | 0.233% |
| 046: | STONEY CREEK, ON | 0.223% |
| 047: | ORILLIA, ON | 0.209% |
| 048: | ST THOMAS, ON | 0.209% |
| 049: | TIMMINS, ON | 0.193% |
| 050: | GEORGETOWN, ON | 0.189% |
| 051: | ORANGEVILLE, ON | 0.186% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 23.9% | |
| Refinance: | 20.9% | |
| No Money Down: | 16.4% | |
| First-time Buyer: | 13.4% | |
| Purchase: | 7.5% | |
| Low Doc: | 3.0% | |
| Recreational: | 3.0% | |
| Renewal: | 3.0% | |
| Variable Rate: | 3.0% | |
| Pre-approval: | 1.5% | |
| Equity Mortgage: | 1.5% | |
| Investment: | 1.5% | |
| Consolidate: | 1.5% | |
| Total Application Types Found: 13 | ||
Average age: 38
Oldest age: 57
Youngest age: 19
The numbers below represent the average income of Canadians living in Stoney Creek who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Stoney Creek: | $52,409.17 |
| applicants within all of Canada: | $56,347.50 |
| Difference: | ($3,938.32) |
| mortgage co-applicants in Stoney Creek: | $40,054.00 |
| co-applicants within all of Canada: | $39,330.70 |
| Difference: | $723.30 |
The following table represents the residential status of people living in Stoney Creek who have applied for a mortgage loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 38.8% | |
| Own: | 47.8% | |
| Other: | 1.5% | |
| No Comment: | 3.0% | |
| Live with parents: | 9.0% |
The pie chart below represents the marital status of applicants from Stoney Creek, Ontario using the online mortgage application located at canequity.com. In Stoney Creek, approximately 53% of the mortgage applicants are either married or living common-law, while only 46% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 46.3% | |
| Single: | 34.3% | |
| Common-law: | 7.5% | |
| Divorced: | 6.0% | |
| Separated: | 6.0% |
