Last report update for Stoney Creek: Tuesday, May 6, 2008
Canada Mortgages
Stoney Creek Mortgage
Information, Statisitics & Reports
CanEquity Mortgage - Best Mortgage Rates in CanadaMortgage Services and ProductsCompany Profile and TestimonialsMortgage News and Related ArticlesSecure Online Mortgage Pre-Approval ApplicationContact a Mortgage Broker
Canadian Mortgage Statistics


Mortgage Stats
Tell a Friend
Rate calculator

Related Links:
Ancaster
Burlington
Caledonia
Cayuga
Copetown
Dundas
Hamilton
Lynden
Mount Hope
Waterdown

Have an idea or suggestion on improving the Stoney Creek mortgage stats page, please send us an e-mail.



Stoney Creek Mortgages

Ontario Mortgage Statistics, Graphs and Charts

Map of Stoney Creek requires Adobe Flash Player 7 or higher.

Yearly Volume Comparison for Mortgages from Stoney Creek

Year Year to Year
Comparison
** National
Contribution
2008: * 8.96% * 0.02%
2007: 11.94% 0.03%
2006: 17.91% 0.04%
2005: 19.40% 0.04%
2004: 17.91% 0.04%
2003: 19.40% 0.04%
2002: 4.48% 0.01%

Note: * These values are the percentages up to Tuesday, May 6, 2008. Estimated volume targets for the entire 2008 year are 22.39% and 0.05% respectively. ** Total national contribution of Stoney Creek mortgages in the past is currently 0.22% with a projected target of 0.25%.

Busy Months for Mortgage Applications within Stoney Creek

The following represents the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Stoney Creek mostly occur during our second quarter (represented by the green bars) with 29.85% while our slowest is the fourth quarter (represented by the red bars) with 19.40%.

RankMonth Percentage
of Inquiries
1: May: 13.4%
2: November: 11.9%
3: January: 9.0%
4: February: 9.0%
5: August: 9.0%
6: March: 9.0%
7: June: 9.0%
8: September: 9.0%
9: April: 7.5%
10: July: 6.0%
11: October: 6.0%
12: December: 1.5%
Busy Months Report for Stoney Creek Mortgages

Busy Days for Mortgages Originating within Stoney Creek

The graph listed below shows the busy days for online mortgage applications that were received by CanEquity. Each day is a representation of the combined 6-year total of all instances of that day. In Stoney Creek the most busy day of the week, with 22.39% of all applications, is Monday. In comparison, Sunday's are the slowest day with only 4.48% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Monday: 22.4%
2: Friday: 20.9%
3: Wednesday: 19.4%
4: Tuesday: 16.4%
5: Thursday: 10.4%
6: Saturday: 6.0%
7: Sunday: 4.5%
Busy Days Report for Stoney Creek Mortgages

Peak Hours for Mortgage Applicants within Stoney Creek

In Stoney Creek, mortgages are received 24 hours a day on the CanEquity web site. The statistics shown below represents the rush hours in the day. The data is taken from all days of all years. Only 38.8% of all mortgages are received before noon, while 59.7% arrive in the afternoon.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 1.5%
03:00 to 03:59: 1.5%
05:00 to 05:59: 1.5%
06:00 to 06:59: 3.0%
07:00 to 07:59: 1.5%
08:00 to 08:59: 1.5%
09:00 to 09:59: 10.4%
10:00 to 10:59: 9.0%
11:00 to 11:59: 10.4%
12:00 to 12:59: 6.0%
13:00 to 13:59: 6.0%
14:00 to 14:59: 6.0%
15:00 to 15:59: 4.5%
16:00 to 16:59: 4.5%
17:00 to 17:59: 7.5%
18:00 to 18:59: 14.9%
19:00 to 19:59: 1.5%
20:00 to 20:59: 3.0%
21:00 to 21:59: 3.0%
22:00 to 22:59: 3.0%
Peak Hours Graph for Mortgages in Stoney Creek

Note: Only hours that have had mortgages from Stoney Creek, Ontario are shown.

Ontario Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.01%
British Columbia: 11.49%
Manitoba: 2.11%
New Brunswick: 2.02%
Newfoundland and Labrador: 1.12%
Nova Scotia: 2.77%
Northwest Territories: 0.30%
Nunavut: 0.08%
Ontario 48.62%
Prince Edward Island: 0.36%
Quebec: 3.80%
Saskatchewan: 5.60%
Yukon Territories: 0.21%
Stoney Creek Mortgages

Current City Standing within Ontario


Location Contribution
041:  CHATHAM, ON 0.249%
042:  KANATA, ON 0.246%
043:  NORTH BAY, ON 0.243%
044:  MILTON, ON 0.239%
045:  WOODBRIDGE, ON 0.233%
046:  STONEY CREEK, ON 0.223%
047:  ORILLIA, ON 0.209%
048:  ST THOMAS, ON 0.209%
049:  TIMMINS, ON 0.193%
050:  GEORGETOWN, ON 0.189%
051:  ORANGEVILLE, ON 0.186%

Nearest Settlements


1Ancaster, Ontario
2Caledonia, Ontario
3Mount Hope, Ontario
4Hamilton, Ontario
5Dundas, Ontario
6Copetown, Ontario
7Burlington, Ontario
8Cayuga, Ontario
9Lynden, Ontario
10Waterdown, Ontario
11Binbrook, Ontario
12Freelton, Ontario
13St George Brant, Ontario
14Beamsville, Ontario
15St George, Ontario
16Millgrove, Ontario
17Brantford, Ontario
18Hagersville, Ontario
19Simcoe, Ontario
20Waterford, Ontario
21Burford, Ontario
22Princeton, Ontario
23Selkirk, Ontario
24Dunnville, Ontario
25Grimsby, Ontario
26Jarvis, Ontario
27Cambridge, Ontario
28Port Dover, Ontario
29Guelph, Ontario
30Ayr, Ontario
31Smithville, Ontario
32St Williams, Ontario
33Milton, Ontario
34Paris, Ontario
35Puslinch, Ontario
36Delhi, Ontario
37Scotland, Ontario
38Oakville, Ontario
39Port Rowan, Ontario


Product Popularity for Stoney Creek


Mortgage Application
Form Type
  Percentage
of Inquiries
Qualification: 23.9%
Refinance: 20.9%
No Money Down: 16.4%
First-time Buyer: 13.4%
Purchase: 7.5%
Low Doc: 3.0%
Recreational: 3.0%
Renewal: 3.0%
Variable Rate: 3.0%
Pre-approval: 1.5%
Equity Mortgage: 1.5%
Investment: 1.5%
Consolidate: 1.5%
 
Total Application Types Found: 13
 Stoney Creek Mortgage Product Popularity Pie Chart

Age Demographics for Stoney Creek Applicants

Average age: 38
Oldest age: 57
Youngest age: 19


Incomes for Stoney Creek Applicants

The numbers below represent the average income of Canadians living in Stoney Creek who have submitted an inquiry using the pre-approval application on CanEquity's web site.

Average annual gross income for
mortgage applicants in Stoney Creek: $52,409.17
applicants within all of Canada: $56,347.50
Difference: ($3,938.32)
  
mortgage co-applicants in Stoney Creek: $40,054.00
co-applicants within all of Canada: $39,330.70
Difference: $723.30

Note: Commercial Mortgages were not included for this section, only residential mortgages were used.

Residential Status for Stoney Creek Applicants

The following table represents the residential status of people living in Stoney Creek who have applied for a mortgage loan using the pre-approval application on CanEquity's web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 38.8%
Own: 47.8%
Other: 1.5%
No Comment: 3.0%
Live with parents: 9.0%
Stoney Creek Residential Status Pie Chart

Marital Statistics for Stoney Creek Applicants

The pie chart below represents the marital status of applicants from Stoney Creek, Ontario using the online mortgage application located at canequity.com. In Stoney Creek, approximately 53% of the mortgage applicants are either married or living common-law, while only 46% are not living with someone.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 46.3%
Single: 34.3%
Common-law: 7.5%
Divorced: 6.0%
Separated: 6.0%
Stoney Creek Marital Status Pie Chart