Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 13.33% | 0.01% |
| 2010: | 11.11% | 0.01% |
| 2009: | 15.56% | 0.01% |
| 2008: | 17.78% | 0.01% |
| 2007: | 6.67% | 0.01% |
| 2006: | 11.11% | 0.01% |
| 2005: | 8.89% | 0.01% |
| 2004: | 4.44% | 0.00% |
| 2003: | 6.67% | 0.01% |
| 2002: | 4.44% | 0.00% |
The graph listed below shows the busy days for Internet mortgage applications that were received by the CanEquity web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Stouffville, the day with the most volume, generating 22.22% of all applications, is Wednesday. In comparison, Saturday's are the slowest day with only 4.44% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Wednesday: | 22.2% | |
| 2: | Monday: | 17.8% | |
| 3: | Friday: | 17.8% | |
| 4: | Thursday: | 17.8% | |
| 5: | Tuesday: | 13.3% | |
| 6: | Sunday: | 6.7% | |
| 7: | Saturday: | 4.4% |
Inquiries are received 24 hours a day via the CanEquity web site. The statistics shown below represents the busy hours within a 24-hour period. The data is taken from all days of all years. Only 31.1% of all mortgages are received during the morning, while 64.4% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.2% |
| 02:00 to 02:59: | 2.2% |
| 06:00 to 06:59: | 2.2% |
| 07:00 to 07:59: | 6.7% |
| 08:00 to 08:59: | 4.4% |
| 09:00 to 09:59: | 4.4% |
| 10:00 to 10:59: | 8.9% |
| 11:00 to 11:59: | 4.4% |
| 12:00 to 12:59: | 4.4% |
| 13:00 to 13:59: | 8.9% |
| 14:00 to 14:59: | 11.1% |
| 15:00 to 15:59: | 6.7% |
| 16:00 to 16:59: | 2.2% |
| 17:00 to 17:59: | 8.9% |
| 18:00 to 18:59: | 2.2% |
| 19:00 to 19:59: | 2.2% |
| 20:00 to 20:59: | 8.9% |
| 21:00 to 21:59: | 8.9% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 078: | GLOUCESTER, ON | 0.096% |
| 079: | PEMBROKE, ON | 0.094% |
| 080: | FERGUS, ON | 0.091% |
| 081: | SMITHS FALLS, ON | 0.087% |
| 082: | MIDLAND, ON | 0.085% |
| 083: | STOUFFVILLE, ON | 0.085% |
| 084: | ACTON, ON | 0.083% |
| 085: | WATERDOWN, ON | 0.081% |
| 086: | BRACEBRIDGE, ON | 0.079% |
| 087: | CALEDONIA, ON | 0.077% |
| 088: | LEAMINGTON, ON | 0.077% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 35.6% | |
| Refinance: | 17.8% | |
| Renewal: | 13.3% | |
| Purchase: | 13.3% | |
| Qualification: | 11.1% | |
| No Money Down: | 4.4% | |
| Low Doc: | 2.2% | |
| Pre-approval: | 2.2% | |
| Total Application Types Found: 8 | ||
Average age: 36
Oldest age: 65
Youngest age: 21
The figures below represent the average income of applicants living in Stouffville who have applied for a home loan using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Stouffville: | $61,117.21 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $1,618.75 |
| mortgage co-applicants in Stouffville: | $54,267.87 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $11,864.74 |
The table and pie chart below represents the residential status of people living in Stouffville who have submitted an inquiry using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 42.2% | |
| Own: | 37.8% | |
| Other: | 4.4% | |
| No Comment: | 4.4% | |
| Live with parents: | 11.1% |
The information below shows the marital status of applicants from Stouffville, Ontario using the mortgage application found on canequity.com. 66% of the mortgage applicants are either married or living common-law, while only 33% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 53.3% | |
| Single: | 26.7% | |
| Common-law: | 13.3% | |
| Separated: | 4.4% | |
| Divorced: | 2.2% |
