Last report update for Thorold: Saturday, June 27, 2009
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Thorold Mortgage
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Thorold Mortgages

Ontario Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Mortgages Received from Thorold

Year Year to Year
Comparison
** National
Contribution
2009: * 8.70% * 0.01%
2008: 21.74% 0.01%
2007: 26.09% 0.02%
2006: 4.35% 0.00%
2005: 21.74% 0.01%
2004: 13.04% 0.01%
2002: 4.35% 0.00%

Note: * These values are the percentages up to Saturday, June 27, 2009. Estimated volume targets for the entire 2009 year are 13.04% and 0.01% respectively. ** Total national contribution of Thorold mortgages in the past is currently 0.06% with a projected target of 0.06%.

Peak Hours for Mortgages within Thorold

Mortgage inquiries are received 24 hours a day on the CanEquity web site. The graph shown below indicates the busy hours within a 24-hour period. The data is taken from all days of all years. Only 43.5% of all mortgages are received before noon, while 52.2% arrive in the afternoon.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 4.3%
05:00 to 05:59: 4.3%
07:00 to 07:59: 8.7%
08:00 to 08:59: 4.3%
09:00 to 09:59: 8.7%
10:00 to 10:59: 13.0%
11:00 to 11:59: 4.3%
12:00 to 12:59: 4.3%
13:00 to 13:59: 4.3%
14:00 to 14:59: 4.3%
16:00 to 16:59: 4.3%
17:00 to 17:59: 4.3%
18:00 to 18:59: 4.3%
19:00 to 19:59: 4.3%
20:00 to 20:59: 8.7%
21:00 to 21:59: 8.7%
22:00 to 22:59: 4.3%
Peak Hours Graph for Mortgages in Thorold

Note: Only hours that have had mortgages from Thorold, Ontario are shown.

Ontario Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.30%
British Columbia: 10.97%
Manitoba: 2.11%
New Brunswick: 2.03%
Newfoundland and Labrador: 1.12%
Nova Scotia: 2.78%
Northwest Territories: 0.32%
Nunavut: 0.09%
Ontario 49.00%
Prince Edward Island: 0.40%
Quebec: 3.87%
Saskatchewan: 5.19%
Yukon Territories: 0.22%
Thorold Mortgages

Current City Standing within Ontario


Location Contribution
105:  WALLACEBURG, ON 0.066%
106:  HARROW, ON 0.064%
107:  WASAGA BEACH, ON 0.064%
108:  ANGUS, ON 0.061%
109:  DUNNVILLE, ON 0.061%
110:  THOROLD, ON 0.061%
111:  HANOVER, ON 0.058%
112:  DELHI, ON 0.058%
113:  PEFFERLAW, ON 0.058%
114:  CALEDON, ON 0.058%
115:  PORT ELGIN, ON 0.058%

Nearest Settlements


1Niagara On The Lake, Ontario
2Welland, Ontario
3Ridgeville, Ontario
4Port Colborne, Ontario
5Stevensville, Ontario
6Fonthill, Ontario
7St Catharines, Ontario
8Crystal Beach, Ontario
9Fort Erie, Ontario
10Ridgeway, Ontario
11Niagara Falls, Ontario
12Fenwick, Ontario
13Wellandport, Ontario
14Lowbanks, Ontario
15Caistor Centre, Ontario
16Vineland, Ontario
17St Anns, Ontario
18Smithville, Ontario


Product Popularity for Thorold


Mortgage Application
Form Type
  Percentage
of Inquiries
Qualification: 30.4%
Renewal: 17.4%
First-time Buyer: 17.4%
Refinance: 8.7%
Purchase: 8.7%
Variable Rate: 8.7%
No Money Down: 4.3%
Pre-approval: 4.3%
 
Total Application Types Found: 8
 Thorold Mortgage Product Popularity Pie Chart

Age Demographics for Thorold Mortgage Applicants

Average age: 33
Oldest age: 46
Youngest age: 23


Incomes for Thorold Mortgage Applicants

The following depicts the average income of applicants living in Thorold who have submitted a mortgage inquiry using the pre-approval application on the CanEquity Mortgage web site.

Average annual gross income for
mortgage applicants in Thorold: $40,536.57
applicants within all of Canada: $57,859.84
Difference: ($17,323.27)
  
mortgage co-applicants in Thorold: $39,486.33
co-applicants within all of Canada: $40,716.04
Difference: ($1,229.71)

Note: Commercial loan amounts were not included for this section, only home loans were used.

Residential Status for Thorold Mortgage Applicants

The pie chart below shows the residential status of people living in Thorold who have applied for a home loan using the pre-approval application on the CanEquity Mortgage web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 52.2%
Own: 43.5%
Live with parents: 4.3%
Thorold Residential Status Pie Chart

Marital Statistics for Thorold Mortgage Applicants

The following information represents the marital status of applicants from Thorold, Ontario using the mortgage application found on the CanEquity Mortgage web site. 69% of the mortgage applicants are either married or living common-law, while only 30% are single or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 43.5%
Common-law: 26.1%
Single: 26.1%
Separated: 4.3%
Thorold Marital Status Pie Chart