Ontario Mortgage # 10896
Saskatchewan Mortgage # 311514
Real Estate Council of Alberta Authorized
BC Mortgage # X028126
- Last mortgage report update for Thorold: Wednesday, September 8, 2010   
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Thorold Mortgages

Ontario Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Online Mortgages from Thorold

Year Year to Year
Comparison
** National
Contribution
2010: * 13.79% * 0.01%
2009: 13.79% 0.01%
2008: 17.24% 0.01%
2007: 20.69% 0.01%
2006: 3.45% 0.00%
2005: 17.24% 0.01%
2004: 10.35% 0.01%
2002: 3.45% 0.00%

Note: * These values are the percentages up to Wednesday, September 8, 2010. Estimated volume targets for the entire 2010 year are 17.24% and 0.01% respectively. ** Total national contribution of Thorold mortgages in the past is currently 0.06% with a projected target of 0.07%.

Busy Days for Online Mortgages within Thorold

The information listed below illustrates the busy days for online applications that were received by our web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Thorold the most busy day of the week, with 31.03% of all inquiries, is Monday. In comparison, Sunday's are the slowest day with only 6.90% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Monday: 31.0%
2: Wednesday: 24.1%
3: Tuesday: 17.2%
4: Friday: 10.3%
5: Saturday: 10.3%
6: Sunday: 6.9%
Busy Days Report for Thorold Mortgages

Note: Only days that have had morgages from Thorold, ON are shown.

Peak Hours for Mortgage Applicants within Thorold

Applications are received 24 hours a day via our web site. The report shown below represents the busy hours over a 24-hour period. The data is taken from all days of all years.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 3.4%
05:00 to 05:59: 3.4%
07:00 to 07:59: 10.3%
08:00 to 08:59: 10.3%
09:00 to 09:59: 6.9%
10:00 to 10:59: 13.8%
11:00 to 11:59: 3.4%
12:00 to 12:59: 3.4%
13:00 to 13:59: 6.9%
14:00 to 14:59: 3.4%
15:00 to 15:59: 3.4%
16:00 to 16:59: 3.4%
17:00 to 17:59: 3.4%
18:00 to 18:59: 3.4%
19:00 to 19:59: 3.4%
20:00 to 20:59: 6.9%
21:00 to 21:59: 6.9%
22:00 to 22:59: 3.4%
Peak Hours Graph for Mortgages in Thorold

Note: Only hours that have had mortgages from Thorold, Ontario are shown.

Ontario Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.20%
British Columbia: 10.79%
Manitoba: 2.11%
New Brunswick: 2.19%
Newfoundland and Labrador: 1.17%
Nova Scotia: 3.03%
Northwest Territories: 0.32%
Nunavut: 0.09%
Ontario 48.60%
Prince Edward Island: 0.47%
Quebec: 4.12%
Saskatchewan: 5.02%
Yukon Territories: 0.29%
Thorold Mortgages

Current City Standing within Ontario


Location Contribution
104:  BEAMSVILLE, ON 0.064%
105:  CALEDON, ON 0.064%
106:  KINGSVILLE, ON 0.064%
107:  WASAGA BEACH, ON 0.064%
108:  WALLACEBURG, ON 0.064%
109:  THOROLD, ON 0.064%
110:  GODERICH, ON 0.059%
111:  DELHI, ON 0.059%
112:  DUNNVILLE, ON 0.059%
113:  VAUGHAN, ON 0.059%
114:  PEFFERLAW, ON 0.057%

Nearest Settlements


1Niagara On The Lake, Ontario
2Welland, Ontario
3Ridgeville, Ontario
4Port Colborne, Ontario
5Stevensville, Ontario
6Fonthill, Ontario
7St Catharines, Ontario
8Crystal Beach, Ontario
9Fort Erie, Ontario
10Ridgeway, Ontario
11Niagara Falls, Ontario
12Fenwick, Ontario
13Wellandport, Ontario
14Lowbanks, Ontario
15Caistor Centre, Ontario
16Vineland, Ontario
17St Anns, Ontario
18Smithville, Ontario


Product Popularity for Thorold


Mortgage Application
Form Type
  Percentage
of Inquiries
Qualification: 27.6%
Renewal: 20.7%
First-time Buyer: 17.2%
Refinance: 10.3%
Purchase: 6.9%
No Money Down: 6.9%
Variable Rate: 6.9%
Pre-approval: 3.4%
 
Total Application Types Found: 8
 Thorold Mortgage Product Popularity Pie Chart

Age Demographics for Thorold Mortgage Applicants

Average age: 34
Oldest age: 46
Youngest age: 23


Incomes for Thorold Mortgage Applicants

The amounts below are the average income of applicants living in Thorold who have submitted an inquiry using the online application located at the CanEquity web site.

Average annual gross income for
mortgage applicants in Thorold: $46,615.21
applicants within all of Canada: $58,945.88
Difference: ($12,330.67)
  
mortgage co-applicants in Thorold: $47,798.23
co-applicants within all of Canada: $41,522.27
Difference: $6,275.96

Note: Commercial loan amounts were not included for this report, only residential loans amounts were used.

Residential Status for Thorold Mortgages

The following table represents the residential status of people living in Thorold who have applied for a home loan using the pre-approval application on CanEquity's web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 51.7%
Own: 44.8%
Live with parents: 3.4%
Thorold Residential Status Pie Chart

Marital Status for Thorold Mortgages

The following table and pie chart represents the marital status of applicants from Thorold, Ontario using the mortgage preapproval application found at the CanEquity web site. In Thorold, approximately 75% of the mortgage applicants are either married or living common-law, while only 24% are not married or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 44.8%
Common-law: 31.0%
Single: 20.7%
Separated: 3.4%
Thorold Marital Status Pie Chart