Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 14.71% | 0.01% |
| 2010: | 11.77% | 0.01% |
| 2009: | 11.77% | 0.01% |
| 2008: | 14.71% | 0.01% |
| 2007: | 17.65% | 0.01% |
| 2006: | 2.94% | 0.00% |
| 2005: | 14.71% | 0.01% |
| 2004: | 8.82% | 0.01% |
| 2002: | 2.94% | 0.00% |
The graph below compares the busy days for online inquiries that were received by the CanEquity web site. A combined total of all occurrences of each day are represented for the past 5 years. In Thorold the busiest day of the week, with 26.47% of all inquiries, is Monday. In comparison, Thursday's are the slowest day with only 5.88% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 26.5% | |
| 2: | Wednesday: | 20.6% | |
| 3: | Tuesday: | 17.6% | |
| 4: | Saturday: | 11.8% | |
| 5: | Friday: | 8.8% | |
| 6: | Sunday: | 8.8% | |
| 7: | Thursday: | 5.9% |
Thorold mortgage applications are received 24 hours a day from our web site. The report shown below represents the rush hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.9% |
| 05:00 to 05:59: | 2.9% |
| 06:00 to 06:59: | 2.9% |
| 07:00 to 07:59: | 8.8% |
| 08:00 to 08:59: | 8.8% |
| 09:00 to 09:59: | 5.9% |
| 10:00 to 10:59: | 14.7% |
| 11:00 to 11:59: | 5.9% |
| 12:00 to 12:59: | 5.9% |
| 13:00 to 13:59: | 5.9% |
| 14:00 to 14:59: | 2.9% |
| 15:00 to 15:59: | 2.9% |
| 16:00 to 16:59: | 2.9% |
| 17:00 to 17:59: | 2.9% |
| 18:00 to 18:59: | 2.9% |
| 19:00 to 19:59: | 2.9% |
| 20:00 to 20:59: | 8.8% |
| 21:00 to 21:59: | 5.9% |
| 22:00 to 22:59: | 2.9% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 099: | PICTON, ON | 0.064% |
| 100: | HANMER, ON | 0.064% |
| 101: | WASAGA BEACH, ON | 0.064% |
| 102: | STITTSVILLE, ON | 0.064% |
| 103: | PARRY SOUND, ON | 0.064% |
| 104: | THOROLD, ON | 0.064% |
| 105: | DELHI, ON | 0.062% |
| 106: | DUNNVILLE, ON | 0.062% |
| 107: | PORT PERRY, ON | 0.062% |
| 108: | WALLACEBURG, ON | 0.062% |
| 109: | CARLETON PLACE, ON | 0.062% |
| 1 | Niagara On The Lake, Ontario |
| 2 | Welland, Ontario |
| 3 | Ridgeville, Ontario |
| 4 | Port Colborne, Ontario |
| 5 | Stevensville, Ontario |
| 6 | Fonthill, Ontario |
| 7 | St Catharines, Ontario |
| 8 | Crystal Beach, Ontario |
| 9 | Fort Erie, Ontario |
| 10 | Ridgeway, Ontario |
| 11 | Niagara Falls, Ontario |
| 12 | Fenwick, Ontario |
| 13 | Wellandport, Ontario |
| 14 | Lowbanks, Ontario |
| 15 | Caistor Centre, Ontario |
| 16 | Vineland, Ontario |
| 17 | St Anns, Ontario |
| 18 | Smithville, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 23.5% | |
| Purchase: | 20.6% | |
| Renewal: | 17.6% | |
| First-time Buyer: | 14.7% | |
| Refinance: | 8.8% | |
| No Money Down: | 5.9% | |
| Variable Rate: | 5.9% | |
| Pre-approval: | 2.9% | |
| Total Application Types Found: 8 | ||
Average age: 35
Oldest age: 57
Youngest age: 23
The following figures show the average income of applicants living in Thorold who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Thorold: | $45,267.91 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($14,230.56) |
| mortgage co-applicants in Thorold: | $47,586.06 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $5,182.93 |
The information shown below represents the residential status of people living in Thorold who have applied for a loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 55.9% | |
| Own: | 41.2% | |
| Live with parents: | 2.9% |
The following information represents the marital status of applicants from Thorold, Ontario using the preapproval application found on canequity.com. In Thorold, approximately 76% of the mortgage applicants are living common-law or married, while only 23% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 50.0% | |
| Common-law: | 26.5% | |
| Single: | 20.6% | |
| Separated: | 2.9% |
