Last report update for Thorold: Wednesday, March 17, 2010
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Thorold Mortgage
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Thorold Mortgages

Ontario Mortgage Statistics, Graphs and Charts

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Yearly Volume Comparison for Online Mortgages from Thorold

Year Year to Year
Comparison
** National
Contribution
2010: * 3.85% * 0.00%
2009: 15.39% 0.01%
2008: 19.23% 0.01%
2007: 23.08% 0.01%
2006: 3.85% 0.00%
2005: 19.23% 0.01%
2004: 11.54% 0.01%
2002: 3.85% 0.00%

Note: * These values are the percentages up to Wednesday, March 17, 2010. Estimated volume targets for the entire 2010 year are 15.38% and 0.01% respectively. ** Total national contribution of Thorold mortgages in the past is currently 0.06% with a projected target of 0.07%.

Busy Days for Applications within Thorold

The graph listed below plots the busy days for mortgage inquiries that were received by the CanEquity web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Thorold the most busy day of the week, with 26.92% of all inquiries, is Monday. In comparison, Saturday's are the slowest day with only 7.69% of all inquiries.

Rank Day of the
Week
Percentage
of Inquiries
1: Monday: 26.9%
2: Wednesday: 26.9%
3: Tuesday: 19.2%
4: Friday: 11.5%
5: Sunday: 7.7%
6: Saturday: 7.7%
Busy Days Report for Thorold Mortgages

Note: Only days that have had morgages from Thorold, ON are shown.

Peak Hours for Applicants within Thorold

Thorold mortgage applications are received 24 hours a day via the CanEquity web site. The statistics shown below indicates the busy hours in the day. The data is taken from all days of all years. Only 42.3% of all mortgages are received during the morning, while 53.8% arrive in the afternoon.


Time Period
(24 Hour)
Percentage
of Inquiries
00:00 to 00:59: 3.8%
05:00 to 05:59: 3.8%
07:00 to 07:59: 7.7%
08:00 to 08:59: 7.7%
09:00 to 09:59: 7.7%
10:00 to 10:59: 11.5%
11:00 to 11:59: 3.8%
12:00 to 12:59: 3.8%
13:00 to 13:59: 7.7%
14:00 to 14:59: 3.8%
15:00 to 15:59: 3.8%
16:00 to 16:59: 3.8%
17:00 to 17:59: 3.8%
18:00 to 18:59: 3.8%
19:00 to 19:59: 3.8%
20:00 to 20:59: 7.7%
21:00 to 21:59: 7.7%
22:00 to 22:59: 3.8%
Peak Hours Graph for Mortgages in Thorold

Note: Only hours that have had mortgages from Thorold, Ontario are shown.

Ontario Mortgage Originations Compared to all other Provinces


Online Mortgage Origination
for the Province of
Percentage of
applications
Alberta: 21.10%
British Columbia: 10.87%
Manitoba: 2.09%
New Brunswick: 2.10%
Newfoundland and Labrador: 1.15%
Nova Scotia: 2.91%
Northwest Territories: 0.32%
Nunavut: 0.08%
Ontario 48.83%
Prince Edward Island: 0.44%
Quebec: 4.14%
Saskatchewan: 5.07%
Yukon Territories: 0.26%
Thorold Mortgages

Current City Standing within Ontario


Location Contribution
104:  HANMER, ON 0.063%
105:  WALLACEBURG, ON 0.063%
106:  PARRY SOUND, ON 0.063%
107:  DUNNVILLE, ON 0.061%
108:  AYLMER, ON 0.061%
109:  THOROLD, ON 0.061%
110:  DELHI, ON 0.059%
111:  PEFFERLAW, ON 0.059%
112:  WASAGA BEACH, ON 0.059%
113:  HANOVER, ON 0.056%
114:  ANGUS, ON 0.056%

Nearest Settlements


1Niagara On The Lake, Ontario
2Welland, Ontario
3Ridgeville, Ontario
4Port Colborne, Ontario
5Stevensville, Ontario
6Fonthill, Ontario
7St Catharines, Ontario
8Crystal Beach, Ontario
9Fort Erie, Ontario
10Ridgeway, Ontario
11Niagara Falls, Ontario
12Fenwick, Ontario
13Wellandport, Ontario
14Lowbanks, Ontario
15Caistor Centre, Ontario
16Vineland, Ontario
17St Anns, Ontario
18Smithville, Ontario


Product Popularity for Thorold


Mortgage Application
Form Type
  Percentage
of Inquiries
Qualification: 26.9%
Renewal: 23.1%
First-time Buyer: 19.2%
Refinance: 7.7%
Purchase: 7.7%
Variable Rate: 7.7%
No Money Down: 3.8%
Pre-approval: 3.8%
 
Total Application Types Found: 8
 Thorold Mortgage Product Popularity Pie Chart

Age Demographics for Thorold Originated Mortgages

Average age: 33
Oldest age: 46
Youngest age: 23


Incomes for Thorold Originated Mortgages

The figures below represent the average income of Canadians living in Thorold who have submitted an inquiry using the CanEquity mortgage application.

Average annual gross income for
mortgage applicants in Thorold: $46,782.35
applicants within all of Canada: $58,582.39
Difference: ($11,800.04)
  
mortgage co-applicants in Thorold: $50,852.45
co-applicants within all of Canada: $41,225.82
Difference: $9,626.63

Note: Commercial loans were not included for this report, only residential mortgage loan amounts were used.

Residential Status for Thorold Mortgage Applicants

The following depicts the residential status of people living in Thorold who have applied for a loan using the pre-approval application on CanEquity's web site.

Residential Status of
Mortgage Applicant
  Percentage
of Inquiries
Rent: 50.0%
Own: 46.2%
Live with parents: 3.8%
Thorold Residential Status Pie Chart

Marital Status for Thorold Mortgage Applicants

The pie chart below represents the marital status of applicants from Thorold, Ontario using the mortgage application found on canequity.com. 73% of the mortgage applicants are living together with someone, while only 26% are not married or separated.

Marital Status of
Mortgage Applicant
  Percentage
of Inquiries
Married: 46.2%
Common-law: 26.9%
Single: 23.1%
Separated: 3.8%
Thorold Marital Status Pie Chart