Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 5.88% | 0.00% |
| 2010: | 23.53% | 0.01% |
| 2009: | 5.88% | 0.00% |
| 2008: | 8.82% | 0.01% |
| 2007: | 17.65% | 0.01% |
| 2006: | 14.71% | 0.01% |
| 2005: | 8.82% | 0.01% |
| 2004: | 8.82% | 0.01% |
| 2003: | 2.94% | 0.00% |
| 2002: | 2.94% | 0.00% |
The data below plots the busy days for Internet mortgage applications that were received by CanEquity's web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Wasaga Beach, the day with the most volume, having more than 20.59% of all applications, is Monday. In comparison, Sunday's are the slowest day with only 8.82% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 20.6% | |
| 2: | Thursday: | 17.6% | |
| 3: | Wednesday: | 14.7% | |
| 4: | Saturday: | 14.7% | |
| 5: | Tuesday: | 11.8% | |
| 6: | Friday: | 11.8% | |
| 7: | Sunday: | 8.8% |
In Wasaga Beach, applications are received 24 hours a day via the CanEquity web site. The information shown below indicates the busy hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 04:00 to 04:59: | 5.9% |
| 06:00 to 06:59: | 5.9% |
| 07:00 to 07:59: | 5.9% |
| 08:00 to 08:59: | 5.9% |
| 09:00 to 09:59: | 11.8% |
| 10:00 to 10:59: | 11.8% |
| 11:00 to 11:59: | 5.9% |
| 12:00 to 12:59: | 2.9% |
| 13:00 to 13:59: | 2.9% |
| 14:00 to 14:59: | 5.9% |
| 15:00 to 15:59: | 5.9% |
| 16:00 to 16:59: | 5.9% |
| 17:00 to 17:59: | 2.9% |
| 19:00 to 19:59: | 8.8% |
| 20:00 to 20:59: | 5.9% |
| 22:00 to 22:59: | 2.9% |
| 23:00 to 23:59: | 2.9% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 096: | INGERSOLL, ON | 0.070% |
| 097: | TECUMSEH, ON | 0.070% |
| 098: | HANOVER, ON | 0.066% |
| 099: | PICTON, ON | 0.064% |
| 100: | HANMER, ON | 0.064% |
| 101: | WASAGA BEACH, ON | 0.064% |
| 102: | STITTSVILLE, ON | 0.064% |
| 103: | PARRY SOUND, ON | 0.064% |
| 104: | THOROLD, ON | 0.064% |
| 105: | DELHI, ON | 0.062% |
| 106: | DUNNVILLE, ON | 0.062% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 38.2% | |
| Qualification: | 23.5% | |
| No Money Down: | 8.8% | |
| Renewal: | 8.8% | |
| Purchase: | 5.9% | |
| Investment: | 5.9% | |
| Commercial: | 2.9% | |
| First-time Buyer: | 2.9% | |
| Variable Rate: | 2.9% | |
| Total Application Types Found: 9 | ||
Average age: 41
Oldest age: 71
Youngest age: 21
The following figures show the average income of applicants living in Wasaga Beach who have submitted an inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Wasaga Beach: | $52,022.20 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($7,476.27) |
| mortgage co-applicants in Wasaga Beach: | $39,468.24 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($2,934.89) |
The table and pie chart below represents the residential status of people living in Wasaga Beach who have submitted a mortgage inquiry using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 26.5% | |
| Own: | 67.6% | |
| No Comment: | 2.9% | |
| Live with parents: | 2.9% |
The information below shows the marital status of applicants from Wasaga Beach, Ontario using the preapproval application found at canequity.com. In Wasaga Beach, 61% of the mortgage applicants are living with someone, while only 38% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 55.9% | |
| Single: | 26.5% | |
| Separated: | 11.8% | |
| Common-law: | 5.9% |
