| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 12.40% | 0.03% |
| 2010: | 6.98% | 0.02% |
| 2009: | 7.75% | 0.02% |
| 2008: | 19.38% | 0.05% |
| 2007: | 6.98% | 0.02% |
| 2006: | 11.63% | 0.03% |
| 2005: | 10.85% | 0.03% |
| 2004: | 12.40% | 0.03% |
| 2003: | 5.43% | 0.01% |
| 2002: | 6.20% | 0.01% |
The 6-year bar graph below represents the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Welland occur during our first quarter (represented by the brown bars) with 29.46% while our slowest is the third quarter (represented by the blue bars) with 21.71%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 13.9% | |
| 2: | February: | 10.1% | |
| 3: | August: | 10.1% | |
| 4: | October: | 10.1% | |
| 5: | June: | 10.1% | |
| 6: | April: | 9.3% | |
| 7: | July: | 9.3% | |
| 8: | December: | 7.8% | |
| 9: | November: | 6.2% | |
| 10: | May: | 5.4% | |
| 11: | March: | 5.4% | |
| 12: | September: | 2.3% |

The graph below plots the busy days for online applications that were received by the CanEquity web site. A combined total of all occurrences of each day are represented for the past 5 years. In Welland, the day with the most volume, having more than 22.48% of all inquiries, is Monday. In comparison, Sunday's are the slowest day with only 9.30% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 22.5% | |
| 2: | Wednesday: | 14.7% | |
| 3: | Thursday: | 14.7% | |
| 4: | Tuesday: | 13.9% | |
| 5: | Friday: | 12.4% | |
| 6: | Saturday: | 12.4% | |
| 7: | Sunday: | 9.3% |

Mortgage applications are received 24 hours a day via our web site. The report shown below indicates the busy hours over a 24-hour period. The data is taken from all days of all years. Only 26.4% of all mortgages are received during the morning, while 72.9% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.8% |
| 03:00 to 03:59: | 0.8% |
| 05:00 to 05:59: | 1.6% |
| 06:00 to 06:59: | 2.3% |
| 07:00 to 07:59: | 4.7% |
| 08:00 to 08:59: | 3.1% |
| 09:00 to 09:59: | 5.4% |
| 10:00 to 10:59: | 5.4% |
| 11:00 to 11:59: | 3.1% |
| 12:00 to 12:59: | 10.9% |
| 13:00 to 13:59: | 10.1% |
| 14:00 to 14:59: | 2.3% |
| 15:00 to 15:59: | 6.2% |
| 16:00 to 16:59: | 9.3% |
| 17:00 to 17:59: | 10.9% |
| 18:00 to 18:59: | 3.9% |
| 19:00 to 19:59: | 5.4% |
| 20:00 to 20:59: | 7.0% |
| 21:00 to 21:59: | 1.6% |
| 22:00 to 22:59: | 4.7% |
| 23:00 to 23:59: | 0.8% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |

| Location | Contribution | |
|---|---|---|
| 038: | KANATA, ON | 0.262% |
| 039: | SARNIA, ON | 0.260% |
| 040: | WOODSTOCK, ON | 0.260% |
| 041: | THORNHILL, ON | 0.253% |
| 042: | BELLEVILLE, ON | 0.243% |
| 043: | WELLAND, ON | 0.243% |
| 044: | NORTH BAY, ON | 0.236% |
| 045: | STONEY CREEK, ON | 0.232% |
| 046: | WOODBRIDGE, ON | 0.217% |
| 047: | CHATHAM, ON | 0.211% |
| 048: | ORILLIA, ON | 0.208% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 23.3% | |
| Qualification: | 16.3% | |
| No Money Down: | 16.3% | |
| First-time Buyer: | 16.3% | |
| Renewal: | 10.9% | |
| Purchase: | 9.3% | |
| Pre-approval: | 3.1% | |
| HELOC: | 2.3% | |
| Commercial: | 1.6% | |
| Other: | 0.8% | |
| Total Application Types Found: 10 | ||

Average age: 39
Oldest age: 72
Youngest age: 20
The numbers below represent the average income of applicants living in Welland who have applied for a mortgage loan using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Welland: | $44,289.52 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($15,208.95) |
| mortgage co-applicants in Welland: | $32,808.67 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($9,594.46) |
The following table represents the residential status of people living in Welland who have applied for a home loan using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 41.9% | |
| Own: | 45.0% | |
| Other: | 3.9% | |
| No Comment: | 3.9% | |
| Live with parents: | 5.4% |

The information below shows the marital status of applicants from Welland, Ontario using the mortgage application found at the CanEquity web site. In Welland, approximately 65% of the mortgage applicants are living common-law or married, while only 34% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 44.2% | |
| Single: | 25.6% | |
| Common-law: | 21.7% | |
| Separated: | 5.4% | |
| Divorced: | 3.1% |
