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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 11.54% | * 0.03% |
| 2007: | 11.54% | 0.03% |
| 2006: | 19.23% | 0.05% |
| 2005: | 17.95% | 0.05% |
| 2004: | 20.51% | 0.05% |
| 2003: | 8.97% | 0.02% |
| 2002: | 10.26% | 0.03% |
This bar graph displays the volumes of applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Welland usually occur during our first quarter (represented by the brown bars) with 35.90% while our slowest is the fourth quarter (represented by the red bars) with 17.95%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 14.1% | |
| 2: | February: | 14.1% | |
| 3: | April: | 10.3% | |
| 4: | December: | 9.0% | |
| 5: | August: | 9.0% | |
| 6: | October: | 9.0% | |
| 7: | June: | 9.0% | |
| 8: | July: | 7.7% | |
| 9: | March: | 7.7% | |
| 10: | May: | 6.4% | |
| 11: | September: | 3.9% | |
| 12: | December: | 0.0% |

The data below compares the busy days for online mortgage applications that were received by CanEquity. Each day represents a combined total of all occurrences of that day in the past 5 years. In Welland, the day with the most volume, having more than 20.51% of all inquiries, is Monday. In comparison, Sunday's are the slowest day with only 7.69% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 20.5% | |
| 2: | Tuesday: | 16.7% | |
| 3: | Wednesday: | 15.4% | |
| 4: | Saturday: | 14.1% | |
| 5: | Thursday: | 14.1% | |
| 6: | Friday: | 11.5% | |
| 7: | Sunday: | 7.7% |

Mortgage applications are received 24 hours a day on our web site. The report shown below indicates the busy hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.3% |
| 03:00 to 03:59: | 1.3% |
| 05:00 to 05:59: | 1.3% |
| 07:00 to 07:59: | 7.7% |
| 08:00 to 08:59: | 5.1% |
| 09:00 to 09:59: | 5.1% |
| 10:00 to 10:59: | 3.8% |
| 11:00 to 11:59: | 3.8% |
| 12:00 to 12:59: | 9.0% |
| 13:00 to 13:59: | 9.0% |
| 14:00 to 14:59: | 3.8% |
| 15:00 to 15:59: | 3.8% |
| 16:00 to 16:59: | 9.0% |
| 17:00 to 17:59: | 7.7% |
| 18:00 to 18:59: | 2.6% |
| 19:00 to 19:59: | 6.4% |
| 20:00 to 20:59: | 9.0% |
| 21:00 to 21:59: | 1.3% |
| 22:00 to 22:59: | 7.7% |
| 23:00 to 23:59: | 1.3% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.48% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.14% |
| Nova Scotia: | 2.78% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.35% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.59% |
| Yukon Territories: | 0.21% |

| Location | Contribution | |
|---|---|---|
| 035: | WOODSTOCK, ON | 0.268% |
| 036: | BELLEVILLE, ON | 0.268% |
| 037: | CORNWALL, ON | 0.265% |
| 038: | ORLEANS, ON | 0.262% |
| 039: | THORNHILL, ON | 0.262% |
| 040: | WELLAND, ON | 0.258% |
| 041: | CHATHAM, ON | 0.248% |
| 042: | KANATA, ON | 0.248% |
| 043: | NORTH BAY, ON | 0.242% |
| 044: | MILTON, ON | 0.238% |
| 045: | WOODBRIDGE, ON | 0.235% |
| 1 | Fonthill, Ontario |
| 2 | Niagara Falls, Ontario |
| 3 | Fenwick, Ontario |
| 4 | Port Colborne, Ontario |
| 5 | Wellandport, Ontario |
| 6 | Niagara On The Lake, Ontario |
| 7 | Lowbanks, Ontario |
| 8 | St Catharines, Ontario |
| 9 | Crystal Beach, Ontario |
| 10 | Fort Erie, Ontario |
| 11 | Ridgeway, Ontario |
| 12 | Thorold, Ontario |
| 13 | Stevensville, Ontario |
| 14 | Caistor Centre, Ontario |
| 15 | Vineland, Ontario |
| 16 | Smithville, Ontario |
| 17 | Dunnville, Ontario |
| 18 | Grimsby, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 30.8% | |
| First-time Buyer: | 19.2% | |
| Qualification: | 16.7% | |
| No Money Down: | 14.1% | |
| Purchase: | 7.7% | |
| Renewal: | 5.1% | |
| Pre-approval: | 3.8% | |
| Consolidate: | 1.3% | |
| Commercial: | 1.3% | |
| Total Application Types Found: 9 | ||

Average age: 36
Oldest age: 72
Youngest age: 20
The numbers below represent the average income of Canadians living in Welland who have applied for a home loan using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Welland: | $42,221.45 |
| applicants within all of Canada: | $56,384.30 |
| Difference: | ($14,162.85) |
| mortgage co-applicants in Welland: | $31,376.17 |
| co-applicants within all of Canada: | $39,375.53 |
| Difference: | ($7,999.36) |
The following table represents the residential status of people living in Welland who have applied for a loan using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 38.5% | |
| Own: | 43.6% | |
| Other: | 3.8% | |
| No Comment: | 6.4% | |
| Live with parents: | 7.7% |

The following table and pie chart represents the marital status of applicants from Welland, Ontario using the mortgage preapproval application found on the CanEquity Mortgage web site. In Welland, approximately 66% of the mortgage applicants are living with someone, while only 33% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 42.3% | |
| Single: | 26.9% | |
| Common-law: | 24.4% | |
| Separated: | 3.8% | |
| Divorced: | 2.6% |
