Whitby Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 11.61% | * 0.04% |
| 2007: | 14.29% | 0.05% |
| 2006: | 16.07% | 0.06% |
| 2005: | 22.32% | 0.08% |
| 2004: | 14.29% | 0.05% |
| 2003: | 17.86% | 0.07% |
| 2002: | 3.57% | 0.01% |
The 6-year bar graph below displays the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Whitby happen to occur during our third quarter (represented by the blue bars) with 28.57% while our slowest is the fourth quarter (represented by the red bars) with 19.64%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | April: | 15.2% | |
| 2: | March: | 12.5% | |
| 3: | September: | 10.7% | |
| 4: | January: | 9.8% | |
| 5: | July: | 9.8% | |
| 6: | November: | 8.9% | |
| 7: | August: | 8.0% | |
| 8: | October: | 6.3% | |
| 9: | May: | 5.4% | |
| 10: | June: | 5.4% | |
| 11: | December: | 4.5% | |
| 12: | February: | 3.6% |
The bar graph below shows the busy days for online applications that were received by our web site. Each day is a representation of the combined 6-year total of all instances of that day. In Whitby the most busy day of the week, with 20.54% of all inquiries, is Tuesday. In comparison, Sunday's are the slowest day with only 8.93% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 20.5% | |
| 2: | Wednesday: | 16.1% | |
| 3: | Friday: | 15.2% | |
| 4: | Monday: | 14.3% | |
| 5: | Thursday: | 13.4% | |
| 6: | Saturday: | 11.6% | |
| 7: | Sunday: | 8.9% |
Mortgage applications are received 24 hours a day from the CanEquity web site. The statistics shown below represents the busy hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.9% |
| 01:00 to 01:59: | 1.8% |
| 05:00 to 05:59: | 2.7% |
| 07:00 to 07:59: | 3.6% |
| 08:00 to 08:59: | 8.0% |
| 09:00 to 09:59: | 8.0% |
| 10:00 to 10:59: | 8.9% |
| 11:00 to 11:59: | 11.6% |
| 12:00 to 12:59: | 4.5% |
| 13:00 to 13:59: | 5.4% |
| 14:00 to 14:59: | 7.1% |
| 15:00 to 15:59: | 4.5% |
| 16:00 to 16:59: | 4.5% |
| 17:00 to 17:59: | 6.3% |
| 18:00 to 18:59: | 6.3% |
| 19:00 to 19:59: | 3.6% |
| 20:00 to 20:59: | 6.3% |
| 21:00 to 21:59: | 4.5% |
| 22:00 to 22:59: | 1.8% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.01% |
| British Columbia: | 11.48% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.02% |
| Newfoundland and Labrador: | 1.14% |
| Nova Scotia: | 2.78% |
| Northwest Territories: | 0.30% |
| Nunavut: | 0.08% |
| Ontario: | 48.62% |
| Prince Edward Island: | 0.35% |
| Quebec: | 3.80% |
| Saskatchewan: | 5.59% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 021: | KINGSTON, ON | 0.490% |
| 022: | MARKHAM, ON | 0.437% |
| 023: | PETERBOROUGH, ON | 0.381% |
| 024: | NIAGARA FALLS, ON | 0.377% |
| 025: | THUNDER BAY, ON | 0.374% |
| 026: | WHITBY, ON | 0.371% |
| 027: | SAULT STE MARIE, ON | 0.367% |
| 028: | AJAX, ON | 0.364% |
| 029: | WATERLOO, ON | 0.341% |
| 030: | PICKERING, ON | 0.338% |
| 031: | SUDBURY, ON | 0.318% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 21.4% | |
| First-time Buyer: | 17.9% | |
| Qualification: | 17.0% | |
| No Money Down: | 14.3% | |
| Renewal: | 13.4% | |
| Purchase: | 5.4% | |
| Pre-approval: | 3.6% | |
| Variable Rate: | 2.7% | |
| Fixed Rate: | 1.8% | |
| Low Doc: | 0.9% | |
| Commercial: | 0.9% | |
| Investment: | 0.9% | |
| Total Application Types Found: 12 | ||
Average age: 38
Oldest age: 67
Youngest age: 21
The following figures show the average income of Canadians living in Whitby who have applied for a home loan using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Whitby: | $61,065.81 |
| applicants within all of Canada: | $56,384.30 |
| Difference: | $4,681.52 |
| mortgage co-applicants in Whitby: | $43,557.44 |
| co-applicants within all of Canada: | $39,375.53 |
| Difference: | $4,181.91 |
The table and pie chart below represents the residential status of people living in Whitby who have applied for a mortgage loan using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 33.9% | |
| Own: | 55.4% | |
| Other: | 2.7% | |
| No Comment: | 1.8% | |
| Live with parents: | 6.3% |
The following pie chart represents the marital status of applicants from Whitby, Ontario using the mortgage application found on the CanEquity Mortgage web site. Approximately 58% of the mortgage applicants are living common-law or married, while only 41% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 48.2% | |
| Single: | 28.6% | |
| Common-law: | 10.7% | |
| Divorced: | 9.8% | |
| Separated: | 2.7% |
