| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 5.59% | * 0.02% |
| 2009: | 16.15% | 0.06% |
| 2008: | 16.77% | 0.06% |
| 2007: | 9.94% | 0.04% |
| 2006: | 11.18% | 0.04% |
| 2005: | 15.53% | 0.06% |
| 2004: | 9.94% | 0.04% |
| 2003: | 12.42% | 0.05% |
| 2002: | 2.48% | 0.01% |
The following bar graph depicts the individual monthly volume history for Internet mortgage pre-approval applications from Whitby, ON.

This graph depicts the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Whitby occur during our first quarter (represented by the brown bars) with 29.19% while our slowest is the fourth quarter (represented by the red bars) with 21.74%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 13.7% | |
| 2: | April: | 13.0% | |
| 3: | September: | 11.2% | |
| 4: | March: | 9.9% | |
| 5: | July: | 8.7% | |
| 6: | October: | 8.1% | |
| 7: | November: | 6.8% | |
| 8: | December: | 6.8% | |
| 9: | August: | 6.2% | |
| 10: | May: | 5.6% | |
| 11: | February: | 5.6% | |
| 12: | June: | 4.3% |

The data below illustrates the busy days for mortgage applications that were received by CanEquity's web site. Each day is a representation of the combined 6-year total of all instances of that day. In Whitby, the day with the most volume, having more than 20.50% of all inquiries, is Monday. In comparison, Sunday's are the slowest day with only 8.07% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 20.5% | |
| 2: | Tuesday: | 20.5% | |
| 3: | Wednesday: | 13.7% | |
| 4: | Thursday: | 13.7% | |
| 5: | Friday: | 13.0% | |
| 6: | Saturday: | 10.6% | |
| 7: | Sunday: | 8.1% |

Applications are received 24 hours a day via the CanEquity web site. The time periods below represents the peak hours within a 24-hour period. The data is taken from all days of all years. Only 41.6% of all mortgages are received during the morning, while 56.5% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.6% |
| 01:00 to 01:59: | 1.2% |
| 05:00 to 05:59: | 2.5% |
| 06:00 to 06:59: | 2.5% |
| 07:00 to 07:59: | 3.1% |
| 08:00 to 08:59: | 9.3% |
| 09:00 to 09:59: | 6.2% |
| 10:00 to 10:59: | 8.1% |
| 11:00 to 11:59: | 9.9% |
| 12:00 to 12:59: | 5.6% |
| 13:00 to 13:59: | 6.8% |
| 14:00 to 14:59: | 6.2% |
| 15:00 to 15:59: | 6.2% |
| 16:00 to 16:59: | 5.6% |
| 17:00 to 17:59: | 5.0% |
| 18:00 to 18:59: | 5.0% |
| 19:00 to 19:59: | 4.3% |
| 20:00 to 20:59: | 5.0% |
| 21:00 to 21:59: | 3.7% |
| 22:00 to 22:59: | 1.9% |
| 23:00 to 23:59: | 1.2% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.10% |
| British Columbia: | 10.87% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |

| Location | Contribution | |
|---|---|---|
| 022: | MARKHAM, ON | 0.448% |
| 023: | AJAX, ON | 0.406% |
| 024: | WATERLOO, ON | 0.399% |
| 025: | THUNDER BAY, ON | 0.397% |
| 026: | PETERBOROUGH, ON | 0.397% |
| 027: | WHITBY, ON | 0.378% |
| 028: | SAULT STE MARIE, ON | 0.369% |
| 029: | SUDBURY, ON | 0.359% |
| 030: | PICKERING, ON | 0.345% |
| 031: | NIAGARA FALLS, ON | 0.340% |
| 032: | NEWMARKET, ON | 0.310% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 21.1% | |
| Qualification: | 18.0% | |
| Renewal: | 18.0% | |
| First-time Buyer: | 16.1% | |
| No Money Down: | 11.8% | |
| Purchase: | 6.2% | |
| Pre-approval: | 3.7% | |
| Variable Rate: | 1.9% | |
| Fixed Rate: | 1.2% | |
| Other: | 1.8% | |
| Total Application Types Found: 12 | ||

Average age: 38
Oldest age: 67
Youngest age: 21
The information below represents the average income of Canadians living in Whitby who have applied for a home loan using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Whitby: | $62,608.05 |
| applicants within all of Canada: | $58,582.39 |
| Difference: | $4,025.66 |
| mortgage co-applicants in Whitby: | $49,434.10 |
| co-applicants within all of Canada: | $41,225.82 |
| Difference: | $8,208.28 |
The chart and pie-graph below depicts the residential status of people living in Whitby who have applied for a mortgage using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 29.8% | |
| Own: | 60.9% | |
| Other: | 1.9% | |
| No Comment: | 1.2% | |
| Live with parents: | 6.2% |

The following pie chart represents the marital status of applicants from Whitby, Ontario using the mortgage preapproval application found on the CanEquity Mortgage web site. Over 63% of the mortgage applicants are either married or living common-law, while only 36% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 52.8% | |
| Single: | 26.1% | |
| Common-law: | 10.6% | |
| Divorced: | 8.1% | |
| Separated: | 2.5% |
