| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 10.35% | 0.04% |
| 2010: | 14.78% | 0.06% |
| 2009: | 12.81% | 0.05% |
| 2008: | 13.30% | 0.05% |
| 2007: | 7.88% | 0.03% |
| 2006: | 8.87% | 0.03% |
| 2005: | 12.32% | 0.05% |
| 2004: | 7.88% | 0.03% |
| 2003: | 9.85% | 0.04% |
| 2002: | 1.97% | 0.01% |
This bar graph illustrates CanEquity's individual monthly volume history for Internet mortgage pre-approval applications received from Whitby, ON.

This bar graph illustrates the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Whitby mostly occur during our first quarter (represented by the brown bars) with 26.11% while our slowest is the fourth quarter (represented by the red bars) with 22.17%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | September: | 12.8% | |
| 2: | April: | 11.3% | |
| 3: | January: | 10.8% | |
| 4: | March: | 9.8% | |
| 5: | October: | 8.9% | |
| 6: | July: | 8.4% | |
| 7: | May: | 7.9% | |
| 8: | December: | 6.9% | |
| 9: | November: | 6.4% | |
| 10: | June: | 6.4% | |
| 11: | February: | 5.4% | |
| 12: | August: | 4.9% |

The graph listed below shows the busy days for Internet applications that were received by our web site. Each day is a representation of the combined 6-year total of all instances of that day. In Whitby the most busy day of the week, with 19.70% of all submissions, is Monday. In comparison, Sunday's are the slowest day with only 8.87% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 19.7% | |
| 2: | Tuesday: | 19.7% | |
| 3: | Wednesday: | 14.3% | |
| 4: | Thursday: | 14.3% | |
| 5: | Friday: | 11.8% | |
| 6: | Saturday: | 11.3% | |
| 7: | Sunday: | 8.9% |

In Whitby, applications are received 24 hours a day from our web site. The graph shown below represents the busy hours in the day. The data is taken from all days of all years. Only 43.3% of all mortgages are received during the morning, while 54.7% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.0% |
| 01:00 to 01:59: | 1.0% |
| 05:00 to 05:59: | 2.0% |
| 06:00 to 06:59: | 2.0% |
| 07:00 to 07:59: | 3.0% |
| 08:00 to 08:59: | 11.3% |
| 09:00 to 09:59: | 7.4% |
| 10:00 to 10:59: | 8.4% |
| 11:00 to 11:59: | 9.4% |
| 12:00 to 12:59: | 4.4% |
| 13:00 to 13:59: | 6.4% |
| 14:00 to 14:59: | 5.9% |
| 15:00 to 15:59: | 6.9% |
| 16:00 to 16:59: | 5.4% |
| 17:00 to 17:59: | 4.9% |
| 18:00 to 18:59: | 3.9% |
| 19:00 to 19:59: | 4.9% |
| 20:00 to 20:59: | 5.4% |
| 21:00 to 21:59: | 3.4% |
| 22:00 to 22:59: | 2.0% |
| 23:00 to 23:59: | 1.0% |

| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |

| Location | Contribution | |
|---|---|---|
| 023: | SAULT STE MARIE, ON | 0.428% |
| 024: | WATERLOO, ON | 0.423% |
| 025: | PETERBOROUGH, ON | 0.404% |
| 026: | AJAX, ON | 0.402% |
| 027: | THUNDER BAY, ON | 0.391% |
| 028: | WHITBY, ON | 0.383% |
| 029: | SUDBURY, ON | 0.381% |
| 030: | NIAGARA FALLS, ON | 0.334% |
| 031: | PICKERING, ON | 0.330% |
| 032: | NEPEAN, ON | 0.321% |
| 033: | NEWMARKET, ON | 0.302% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 23.2% | |
| Qualification: | 17.7% | |
| Renewal: | 15.8% | |
| First-time Buyer: | 13.8% | |
| No Money Down: | 11.3% | |
| Purchase: | 9.9% | |
| Pre-approval: | 3.0% | |
| Commercial: | 1.5% | |
| Variable Rate: | 1.5% | |
| Fixed Rate: | 1.0% | |
| Other: | 1.5% | |
| Total Application Types Found: 13 | ||

Average age: 38
Oldest age: 67
Youngest age: 21
The following depicts the average income of Canadians living in Whitby who have submitted an inquiry using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Whitby: | $63,199.14 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $3,700.67 |
| mortgage co-applicants in Whitby: | $52,168.24 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $9,765.11 |
The chart and pie-graph below depicts the residential status of people living in Whitby who have applied for a mortgage using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 28.1% | |
| Own: | 61.1% | |
| Other: | 1.5% | |
| No Comment: | 1.5% | |
| Live with parents: | 7.9% |

The pie chart below represents the marital status of applicants from Whitby, Ontario using the mortgage application found on the CanEquity Mortgage web site. In Whitby, over 62% of the mortgage applicants are living together with someone, while only 37% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 52.7% | |
| Single: | 26.6% | |
| Common-law: | 9.9% | |
| Divorced: | 7.4% | |
| Separated: | 3.4% |
