Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 11.11% | 0.01% |
| 2010: | 9.26% | 0.01% |
| 2009: | 20.37% | 0.02% |
| 2008: | 3.70% | 0.00% |
| 2007: | 9.26% | 0.01% |
| 2006: | 11.11% | 0.01% |
| 2005: | 9.26% | 0.01% |
| 2004: | 16.67% | 0.02% |
| 2003: | 3.70% | 0.00% |
| 2002: | 5.56% | 0.01% |
The graph below depicts the volumes of online applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Brossard occur during our first quarter (represented by the brown bars) with 31.48% while our slowest is the third quarter (represented by the blue bars) with 18.52%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | May: | 14.8% | |
| 2: | November: | 11.1% | |
| 3: | January: | 11.1% | |
| 4: | March: | 11.1% | |
| 5: | February: | 9.3% | |
| 6: | October: | 9.3% | |
| 7: | April: | 7.4% | |
| 8: | August: | 7.4% | |
| 9: | July: | 5.6% | |
| 10: | June: | 5.6% | |
| 11: | September: | 5.6% | |
| 12: | December: | 1.9% |
The information listed below shows the busy days for online inquiries that were received by CanEquity. A combined total of all occurrences of each day are represented for the past 5 years. In Brossard the busiest day, with 27.78% of all applications, is Monday. In comparison, Sunday's are the slowest day with only 3.70% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 27.8% | |
| 2: | Tuesday: | 16.7% | |
| 3: | Friday: | 16.7% | |
| 4: | Thursday: | 14.8% | |
| 5: | Wednesday: | 13.0% | |
| 6: | Saturday: | 7.4% | |
| 7: | Sunday: | 3.7% |
In Brossard, mortgages are received 24 hours a day via the CanEquity web site. The information shown below indicates the peak hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 01:00 to 01:59: | 1.9% |
| 05:00 to 05:59: | 1.9% |
| 06:00 to 06:59: | 1.9% |
| 07:00 to 07:59: | 13.0% |
| 08:00 to 08:59: | 5.6% |
| 09:00 to 09:59: | 5.6% |
| 10:00 to 10:59: | 13.0% |
| 11:00 to 11:59: | 9.3% |
| 12:00 to 12:59: | 7.4% |
| 13:00 to 13:59: | 9.3% |
| 14:00 to 14:59: | 1.9% |
| 15:00 to 15:59: | 3.7% |
| 16:00 to 16:59: | 1.9% |
| 17:00 to 17:59: | 5.6% |
| 18:00 to 18:59: | 1.9% |
| 19:00 to 19:59: | 1.9% |
| 20:00 to 20:59: | 9.3% |
| 21:00 to 21:59: | 1.9% |
| 22:00 to 22:59: | 3.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 001: | MONTREAL, QC | 0.829% |
| 002: | GATINEAU, QC | 0.444% |
| 003: | LAVAL, QC | 0.198% |
| 004: | DOLLARD-DES-ORMEAUX, QC | 0.117% |
| 005: | BROSSARD, QC | 0.102% |
| 006: | PIERREFONDS, QC | 0.102% |
| 007: | LASALLE, QC | 0.096% |
| 008: | QUEBEC CITY, QC | 0.072% |
| 009: | SAINT-LAURENT, QC | 0.070% |
| 010: | LONGUEUIL, QC | 0.062% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Refinance: | 27.8% | |
| Renewal: | 22.2% | |
| Qualification: | 14.8% | |
| Purchase: | 13.0% | |
| First-time Buyer: | 7.4% | |
| Pre-approval: | 5.6% | |
| No Money Down: | 3.7% | |
| Commercial: | 3.7% | |
| Low Doc: | 1.9% | |
| Total Application Types Found: 9 | ||
Average age: 41
Oldest age: 69
Youngest age: 25
The numbers below represent the average income of people living in Brossard who have applied for a loan using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Brossard: | $57,040.06 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($2,458.41) |
| mortgage co-applicants in Brossard: | $41,138.54 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($1,264.59) |
The information shown below represents the residential status of people living in Brossard who have applied for a mortgage using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 24.1% | |
| Own: | 66.7% | |
| Other: | 1.9% | |
| No Comment: | 1.9% | |
| Live with parents: | 5.6% |
The pie chart below represents the marital status of applicants from Brossard, Quebec using the mortgage application located at the CanEquity web site. In Brossard, 64% of the mortgage applicants are living together with someone, while only 35% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 61.1% | |
| Single: | 35.2% | |
| Common-law: | 3.7% |
