Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 1.61% | 0.00% |
| 2010: | 16.13% | 0.02% |
| 2009: | 20.97% | 0.03% |
| 2008: | 22.58% | 0.03% |
| 2007: | 11.29% | 0.01% |
| 2006: | 8.06% | 0.01% |
| 2005: | 3.23% | 0.00% |
| 2004: | 3.23% | 0.00% |
| 2003: | 9.68% | 0.01% |
| 2002: | 3.23% | 0.00% |
The 6-year bar graph below shows the volumes of applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Dollard-Des-Ormeaux happen to occur during our first quarter (represented by the brown bars) with 33.87% while our slowest is the fourth quarter (represented by the red bars) with 19.35%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 16.1% | |
| 2: | February: | 14.5% | |
| 3: | August: | 12.9% | |
| 4: | April: | 11.3% | |
| 5: | May: | 8.1% | |
| 6: | June: | 8.1% | |
| 7: | November: | 6.5% | |
| 8: | December: | 6.5% | |
| 9: | October: | 6.5% | |
| 10: | July: | 4.8% | |
| 11: | March: | 3.2% | |
| 12: | September: | 1.6% |
The information listed below plots the busy days for mortgage inquiries that were received by the CanEquity web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Dollard-Des-Ormeaux, the day with the most volume, having more than 20.97% of all submissions, is Monday. In comparison, Sunday's are the slowest day with only 6.45% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 21.0% | |
| 2: | Tuesday: | 21.0% | |
| 3: | Thursday: | 19.4% | |
| 4: | Wednesday: | 17.7% | |
| 5: | Saturday: | 8.1% | |
| 6: | Friday: | 6.5% | |
| 7: | Sunday: | 6.5% |
Mortgage applications are received 24 hours a day via our web site. The time periods below represents the busy hours over a 24-hour period. The data is taken from all days of all years. Only 29.0% of all mortgages are received during the morning, while 71.0% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 05:00 to 05:59: | 1.6% |
| 06:00 to 06:59: | 3.2% |
| 07:00 to 07:59: | 4.8% |
| 08:00 to 08:59: | 4.8% |
| 09:00 to 09:59: | 3.2% |
| 10:00 to 10:59: | 4.8% |
| 11:00 to 11:59: | 6.5% |
| 12:00 to 12:59: | 11.3% |
| 13:00 to 13:59: | 9.7% |
| 14:00 to 14:59: | 6.5% |
| 15:00 to 15:59: | 6.5% |
| 16:00 to 16:59: | 4.8% |
| 17:00 to 17:59: | 6.5% |
| 18:00 to 18:59: | 8.1% |
| 19:00 to 19:59: | 9.7% |
| 20:00 to 20:59: | 1.6% |
| 22:00 to 22:59: | 4.8% |
| 23:00 to 23:59: | 1.6% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 001: | MONTREAL, QC | 0.829% |
| 002: | GATINEAU, QC | 0.444% |
| 003: | LAVAL, QC | 0.198% |
| 004: | DOLLARD-DES-ORMEAUX, QC | 0.117% |
| 005: | BROSSARD, QC | 0.102% |
| 006: | PIERREFONDS, QC | 0.102% |
| 007: | LASALLE, QC | 0.096% |
| 008: | QUEBEC CITY, QC | 0.072% |
| 009: | SAINT-LAURENT, QC | 0.070% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Renewal: | 30.6% | |
| First-time Buyer: | 21.0% | |
| Qualification: | 12.9% | |
| Refinance: | 12.9% | |
| No Money Down: | 9.7% | |
| Pre-approval: | 4.8% | |
| Purchase: | 4.8% | |
| Equity Mortgage: | 1.6% | |
| Variable Rate: | 1.6% | |
| Total Application Types Found: 9 | ||
Average age: 39
Oldest age: 59
Youngest age: 23
The information below represents the average income of applicants living in Dollard-Des-Ormeaux who have submitted an inquiry using the CanEquity mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Dollard-Des-Ormeaux: | $58,326.39 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($1,172.08) |
| mortgage co-applicants in Dollard-Des-Ormeaux: | $39,724.65 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($2,678.48) |
The information below represents the residential status of people living in Dollard-Des-Ormeaux who have applied for a mortgage loan using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 35.5% | |
| Own: | 54.8% | |
| Other: | 1.6% | |
| No Comment: | 1.6% | |
| Live with parents: | 6.5% |
The following information represents the marital status of applicants from Dollard-Des-Ormeaux, Quebec using the online mortgage application found at the CanEquity web site. In Dollard-Des-Ormeaux, 67% of the mortgage applicants are living with someone, while only 32% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 61.3% | |
| Single: | 24.2% | |
| Divorced: | 8.1% | |
| Common-law: | 6.5% |
