Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 9.36% | 0.04% |
| 2010: | 12.77% | 0.06% |
| 2009: | 20.00% | 0.09% |
| 2008: | 13.62% | 0.06% |
| 2007: | 12.77% | 0.06% |
| 2006: | 10.64% | 0.05% |
| 2005: | 9.36% | 0.04% |
| 2004: | 8.51% | 0.04% |
| 2003: | 2.98% | 0.01% |
The bar graph below depicts the individual monthly volume history for Internet applications originating from Gatineau, QC.
This graph displays the volumes of applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Gatineau usually occur during our first quarter (represented by the brown bars) with 32.34% while our slowest is the fourth quarter (represented by the red bars) with 18.30%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | March: | 12.8% | |
| 2: | January: | 11.1% | |
| 3: | April: | 10.2% | |
| 4: | November: | 9.4% | |
| 5: | May: | 9.4% | |
| 6: | February: | 8.5% | |
| 7: | July: | 8.1% | |
| 8: | August: | 7.2% | |
| 9: | June: | 7.2% | |
| 10: | September: | 7.2% | |
| 11: | October: | 4.7% | |
| 12: | December: | 4.3% |
The information listed below illustrates the busy days for online mortgage applications that were received by CanEquity's web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Gatineau the busiest day, with 20.85% of all applications, is Tuesday. In comparison, Sunday's are the slowest day with only 8.09% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 20.9% | |
| 2: | Thursday: | 19.6% | |
| 3: | Wednesday: | 17.0% | |
| 4: | Monday: | 14.9% | |
| 5: | Saturday: | 10.2% | |
| 6: | Friday: | 9.4% | |
| 7: | Sunday: | 8.1% |
In Gatineau, mortgages are received 24 hours a day on the CanEquity web site. The statistics shown below indicates the peak hours in the day. The data is taken from all days of all years. Only 45.1% of all mortgages are received during the morning, while 51.1% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.1% |
| 01:00 to 01:59: | 0.4% |
| 03:00 to 03:59: | 0.4% |
| 04:00 to 04:59: | 0.9% |
| 05:00 to 05:59: | 0.4% |
| 06:00 to 06:59: | 3.8% |
| 07:00 to 07:59: | 7.2% |
| 08:00 to 08:59: | 8.9% |
| 09:00 to 09:59: | 6.8% |
| 10:00 to 10:59: | 8.1% |
| 11:00 to 11:59: | 9.8% |
| 12:00 to 12:59: | 8.1% |
| 13:00 to 13:59: | 4.7% |
| 14:00 to 14:59: | 8.5% |
| 15:00 to 15:59: | 2.6% |
| 16:00 to 16:59: | 2.1% |
| 17:00 to 17:59: | 5.1% |
| 18:00 to 18:59: | 3.4% |
| 19:00 to 19:59: | 5.5% |
| 20:00 to 20:59: | 3.8% |
| 21:00 to 21:59: | 4.3% |
| 22:00 to 22:59: | 1.3% |
| 23:00 to 23:59: | 1.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 001: | MONTREAL, QC | 0.829% |
| 002: | GATINEAU, QC | 0.444% |
| 003: | LAVAL, QC | 0.198% |
| 004: | DOLLARD-DES-ORMEAUX, QC | 0.117% |
| 005: | BROSSARD, QC | 0.102% |
| 006: | PIERREFONDS, QC | 0.102% |
| 007: | LASALLE, QC | 0.096% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 18.3% | |
| First-time Buyer: | 16.6% | |
| Refinance: | 16.2% | |
| No Money Down: | 14.5% | |
| Renewal: | 11.5% | |
| Purchase: | 11.1% | |
| Pre-approval: | 4.7% | |
| Investment: | 2.1% | |
| Variable Rate: | 1.7% | |
| Low Doc: | 0.9% | |
| Commercial: | 0.9% | |
| HELOC: | 0.9% | |
| Other: | 0.8% | |
| Total Application Types Found: 14 | ||
Average age: 38
Oldest age: 68
Youngest age: 21
The amounts below are the average income of people living in Gatineau who have applied for a loan using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Gatineau: | $59,902.24 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $403.77 |
| mortgage co-applicants in Gatineau: | $43,456.38 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $1,053.25 |
The information below represents the residential status of people living in Gatineau who have submitted a mortgage inquiry using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 42.6% | |
| Own: | 51.5% | |
| Other: | 1.7% | |
| No Comment: | 0.4% | |
| Live with parents: | 3.8% |
The following pie chart represents the marital status of applicants from Gatineau, Quebec using the online mortgage application located at canequity.com. 60% of the mortgage applicants are either married or living common-law, while only 38% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 43.0% | |
| Single: | 28.9% | |
| Common-law: | 17.4% | |
| Separated: | 7.2% | |
| Divorced: | 2.1% | |
| Widowed: | 1.3% |
