Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 15.00% | 0.01% |
| 2009: | 15.00% | 0.01% |
| 2008: | 25.00% | 0.01% |
| 2007: | 20.00% | 0.01% |
| 2005: | 10.00% | 0.00% |
| 2004: | 5.00% | 0.00% |
| 2002: | 10.00% | 0.00% |
In Lachine, mortgages are received 24 hours a day from the CanEquity web site. The graph shown below represents the rush hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 06:00 to 06:59: | 5.0% |
| 07:00 to 07:59: | 15.0% |
| 08:00 to 08:59: | 20.0% |
| 12:00 to 12:59: | 5.0% |
| 13:00 to 13:59: | 5.0% |
| 14:00 to 14:59: | 5.0% |
| 16:00 to 16:59: | 10.0% |
| 17:00 to 17:59: | 10.0% |
| 19:00 to 19:59: | 10.0% |
| 20:00 to 20:59: | 10.0% |
| 23:00 to 23:59: | 5.0% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 011: | POINTE-CLAIRE, QC | 0.059% |
| 012: | VERDUN, QC | 0.053% |
| 013: | SHERBROOKE, QC | 0.049% |
| 014: | CHATEAUGUAY, QC | 0.045% |
| 015: | SAINT-LEONARD, QC | 0.043% |
| 016: | LACHINE, QC | 0.038% |
| 017: | KIRKLAND, QC | 0.036% |
| 018: | AYLMER, QC | 0.034% |
| 019: | SAINT-LAZARE, QC | 0.030% |
| 020: | SAINT-HUBERT, QC | 0.030% |
| 021: | COTE SAINT-LUC, QC | 0.028% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 35.0% | |
| Refinance: | 20.0% | |
| No Money Down: | 15.0% | |
| Purchase: | 10.0% | |
| Qualification: | 10.0% | |
| Renewal: | 5.0% | |
| Variable Rate: | 5.0% | |
| Total Application Types Found: 7 | ||
Average age: 35
Oldest age: 48
Youngest age: 20
The figures below represent the average income of people living in Lachine who have submitted an inquiry using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Lachine: | $49,072.70 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($10,425.77) |
| mortgage co-applicants in Lachine: | $40,928.57 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($1,474.56) |
The following table represents the residential status of people living in Lachine who have applied for a loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 60.0% | |
| Own: | 25.0% | |
| No Comment: | 10.0% | |
| Live with parents: | 5.0% |
The following pie chart represents the marital status of applicants from Lachine, Quebec using the mortgage application found on the CanEquity Mortgage web site. In Lachine, approximately 45% of the mortgage applicants are living common-law or married, while only 55% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 40.0% | |
| Married: | 40.0% | |
| Separated: | 10.0% | |
| Divorced: | 5.0% | |
| Common-law: | 5.0% |
