Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 13.73% | 0.01% |
| 2010: | 15.69% | 0.01% |
| 2009: | 9.80% | 0.01% |
| 2008: | 11.77% | 0.01% |
| 2007: | 15.69% | 0.01% |
| 2006: | 11.77% | 0.01% |
| 2005: | 5.88% | 0.01% |
| 2004: | 5.88% | 0.01% |
| 2003: | 1.96% | 0.00% |
| 2002: | 7.84% | 0.01% |
This bar graph depicts the volumes of Internet applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Lasalle occur during our first quarter (represented by the brown bars) with 33.33% while our slowest is the third quarter (represented by the blue bars) with 7.84%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | October: | 17.6% | |
| 2: | January: | 13.7% | |
| 3: | April: | 13.7% | |
| 4: | May: | 11.8% | |
| 5: | March: | 11.8% | |
| 6: | November: | 9.8% | |
| 7: | February: | 7.8% | |
| 8: | July: | 3.9% | |
| 9: | August: | 3.9% | |
| 10: | June: | 3.9% | |
| 11: | December: | 2.0% | |
| 12: | December: | 0.0% |
The graph below illustrates the busy days for Internet applications that were received by CanEquity. A combined total of all occurrences of each day are represented for the past 5 years. In Lasalle the busiest day, with approximately 21.57% of all inquiries, is Monday. In comparison, Friday's are the slowest day with only 9.80% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 21.6% | |
| 2: | Tuesday: | 13.7% | |
| 3: | Wednesday: | 13.7% | |
| 4: | Saturday: | 13.7% | |
| 5: | Sunday: | 13.7% | |
| 6: | Thursday: | 13.7% | |
| 7: | Friday: | 9.8% |
Mortgage applications are received 24 hours a day via the CanEquity web site. The graph shown below represents the busy hours over a 24-hour period. The data is taken from all days of all years. Only 31.4% of all mortgages are received before noon, while 66.7% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 03:00 to 03:59: | 2.0% |
| 05:00 to 05:59: | 2.0% |
| 06:00 to 06:59: | 2.0% |
| 07:00 to 07:59: | 3.9% |
| 08:00 to 08:59: | 9.8% |
| 09:00 to 09:59: | 2.0% |
| 10:00 to 10:59: | 5.9% |
| 11:00 to 11:59: | 5.9% |
| 12:00 to 12:59: | 3.9% |
| 13:00 to 13:59: | 7.8% |
| 14:00 to 14:59: | 5.9% |
| 15:00 to 15:59: | 3.9% |
| 16:00 to 16:59: | 5.9% |
| 17:00 to 17:59: | 7.8% |
| 18:00 to 18:59: | 3.9% |
| 19:00 to 19:59: | 3.9% |
| 20:00 to 20:59: | 9.8% |
| 21:00 to 21:59: | 9.8% |
| 22:00 to 22:59: | 2.0% |
| 23:00 to 23:59: | 2.0% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 002: | GATINEAU, QC | 0.444% |
| 003: | LAVAL, QC | 0.198% |
| 004: | DOLLARD-DES-ORMEAUX, QC | 0.117% |
| 005: | BROSSARD, QC | 0.102% |
| 006: | PIERREFONDS, QC | 0.102% |
| 007: | LASALLE, QC | 0.096% |
| 008: | QUEBEC CITY, QC | 0.072% |
| 009: | SAINT-LAURENT, QC | 0.070% |
| 010: | LONGUEUIL, QC | 0.062% |
| 011: | POINTE-CLAIRE, QC | 0.059% |
| 012: | VERDUN, QC | 0.053% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 31.4% | |
| Qualification: | 17.6% | |
| No Money Down: | 13.7% | |
| Renewal: | 9.8% | |
| Refinance: | 9.8% | |
| Purchase: | 9.8% | |
| Pre-approval: | 3.9% | |
| Investment: | 2.0% | |
| Variable Rate: | 2.0% | |
| Total Application Types Found: 9 | ||
Average age: 36
Oldest age: 72
Youngest age: 21
The amounts below are the average income of applicants living in Lasalle who have submitted an inquiry using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Lasalle: | $57,546.86 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($1,951.61) |
| mortgage co-applicants in Lasalle: | $35,022.22 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($7,380.91) |
The information shown below represents the residential status of people living in Lasalle who have applied for a home loan using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 66.7% | |
| Own: | 25.5% | |
| No Comment: | 3.9% | |
| Live with parents: | 3.9% |
The following information represents the marital status of applicants from Lasalle, Quebec using the mortgage preapproval application found on the CanEquity Mortgage web site. In Lasalle, approximately 66% of the mortgage applicants are living with someone, while only 33% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 51.0% | |
| Single: | 25.5% | |
| Common-law: | 15.7% | |
| Divorced: | 5.9% | |
| Separated: | 2.0% |
