Laval Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 10.47% | * 0.02% |
| 2009: | 27.91% | 0.06% |
| 2008: | 11.63% | 0.02% |
| 2007: | 15.12% | 0.03% |
| 2006: | 8.14% | 0.02% |
| 2005: | 10.47% | 0.02% |
| 2004: | 6.98% | 0.01% |
| 2003: | 5.81% | 0.01% |
| 2002: | 3.49% | 0.01% |
The graph below shows the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Laval usually occur during our first quarter (represented by the brown bars) with 36.05% while our slowest is the third quarter (represented by the blue bars) with 17.44%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | February: | 13.9% | |
| 2: | March: | 12.8% | |
| 3: | October: | 12.8% | |
| 4: | November: | 10.5% | |
| 5: | April: | 10.5% | |
| 6: | January: | 9.3% | |
| 7: | September: | 7.0% | |
| 8: | August: | 5.8% | |
| 9: | December: | 4.7% | |
| 10: | July: | 4.7% | |
| 11: | June: | 4.7% | |
| 12: | May: | 3.5% |
The bar graph listed below shows the busy days for Internet mortgage applications that were received by the CanEquity web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Laval the busiest day, with 22.09% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 6.98% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 22.1% | |
| 2: | Tuesday: | 18.6% | |
| 3: | Sunday: | 15.1% | |
| 4: | Friday: | 12.8% | |
| 5: | Thursday: | 12.8% | |
| 6: | Wednesday: | 11.6% | |
| 7: | Saturday: | 7.0% |
In Laval, applications are received 24 hours a day from the CanEquity web site. The graph shown below represents the rush hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 1.2% |
| 06:00 to 06:59: | 5.8% |
| 07:00 to 07:59: | 5.8% |
| 08:00 to 08:59: | 8.1% |
| 09:00 to 09:59: | 9.3% |
| 10:00 to 10:59: | 10.5% |
| 11:00 to 11:59: | 4.7% |
| 12:00 to 12:59: | 4.7% |
| 13:00 to 13:59: | 8.1% |
| 14:00 to 14:59: | 4.7% |
| 15:00 to 15:59: | 3.5% |
| 16:00 to 16:59: | 5.8% |
| 17:00 to 17:59: | 4.7% |
| 18:00 to 18:59: | 7.0% |
| 19:00 to 19:59: | 2.3% |
| 20:00 to 20:59: | 4.7% |
| 21:00 to 21:59: | 7.0% |
| 22:00 to 22:59: | 2.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.10% |
| British Columbia: | 10.87% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.10% |
| Newfoundland and Labrador: | 1.15% |
| Nova Scotia: | 2.91% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.08% |
| Ontario: | 48.83% |
| Prince Edward Island: | 0.44% |
| Quebec: | 4.14% |
| Saskatchewan: | 5.07% |
| Yukon Territories: | 0.26% |
| Location | Contribution | |
|---|---|---|
| 001: | MONTREAL, QC | 0.906% |
| 002: | GATINEAU, QC | 0.448% |
| 003: | LAVAL, QC | 0.202% |
| 004: | DOLLARD-DES-ORMEAUX, QC | 0.134% |
| 005: | BROSSARD, QC | 0.106% |
| 006: | PIERREFONDS, QC | 0.103% |
| 007: | LASALLE, QC | 0.089% |
| 008: | QUEBEC CITY, QC | 0.075% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Renewal: | 23.3% | |
| Refinance: | 20.9% | |
| Pre-approval: | 14.0% | |
| No Money Down: | 9.3% | |
| First-time Buyer: | 9.3% | |
| Qualification: | 5.8% | |
| Purchase: | 3.5% | |
| Investment: | 3.5% | |
| Variable Rate: | 3.5% | |
| Low Doc: | 2.3% | |
| Equity Mortgage: | 2.3% | |
| Fixed Rate: | 1.2% | |
| Second Mortgage: | 1.2% | |
| Total Application Types Found: 13 | ||
Average age: 39
Oldest age: 65
Youngest age: 21
The numbers below represent the average income of applicants living in Laval who have applied for a loan using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Laval: | $61,058.59 |
| applicants within all of Canada: | $58,582.39 |
| Difference: | $2,476.20 |
| mortgage co-applicants in Laval: | $42,004.46 |
| co-applicants within all of Canada: | $41,225.82 |
| Difference: | $778.64 |
The pie chart below shows the residential status of people living in Laval who have applied for a loan using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 17.4% | |
| Own: | 74.4% | |
| Other: | 1.2% | |
| No Comment: | 3.5% | |
| Live with parents: | 3.5% |
The following information represents the marital status of applicants from Laval, Quebec using the mortgage application found on the CanEquity Mortgage web site. In Laval, approximately 63% of the mortgage applicants are living with someone, while only 36% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 50.0% | |
| Single: | 26.7% | |
| Common-law: | 14.0% | |
| Divorced: | 5.8% | |
| Separated: | 3.5% |
