Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 9.68% | 0.01% |
| 2010: | 9.68% | 0.01% |
| 2009: | 16.13% | 0.01% |
| 2008: | 16.13% | 0.01% |
| 2007: | 9.68% | 0.01% |
| 2006: | 9.68% | 0.01% |
| 2005: | 12.90% | 0.01% |
| 2003: | 12.90% | 0.01% |
| 2002: | 3.23% | 0.00% |
The graph listed below illustrates the busy days for online mortgage applications that were received by our web site. Each day is a representation of the combined 6-year total of all instances of that day. In Pointe-Claire, the day with the most volume, having more than 25.81% of all applications, is Monday. In comparison, Thursday's are the slowest day with only 9.68% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 25.8% | |
| 2: | Tuesday: | 16.1% | |
| 3: | Sunday: | 16.1% | |
| 4: | Saturday: | 12.9% | |
| 5: | Friday: | 9.7% | |
| 6: | Wednesday: | 9.7% | |
| 7: | Thursday: | 9.7% |
In Pointe-Claire, inquiries are received 24 hours a day on the CanEquity web site. The report shown below indicates the rush hours over a 24-hour period. The data is taken from all days of all years. Only 41.9% of all mortgages are received before noon, while 54.8% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 03:00 to 03:59: | 3.2% |
| 06:00 to 06:59: | 3.2% |
| 08:00 to 08:59: | 12.9% |
| 09:00 to 09:59: | 9.7% |
| 10:00 to 10:59: | 12.9% |
| 11:00 to 11:59: | 3.2% |
| 12:00 to 12:59: | 9.7% |
| 13:00 to 13:59: | 6.5% |
| 14:00 to 14:59: | 3.2% |
| 15:00 to 15:59: | 6.5% |
| 16:00 to 16:59: | 9.7% |
| 17:00 to 17:59: | 3.2% |
| 18:00 to 18:59: | 6.5% |
| 19:00 to 19:59: | 3.2% |
| 20:00 to 20:59: | 3.2% |
| 22:00 to 22:59: | 3.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 006: | PIERREFONDS, QC | 0.102% |
| 007: | LASALLE, QC | 0.096% |
| 008: | QUEBEC CITY, QC | 0.072% |
| 009: | SAINT-LAURENT, QC | 0.070% |
| 010: | LONGUEUIL, QC | 0.062% |
| 011: | POINTE-CLAIRE, QC | 0.059% |
| 012: | VERDUN, QC | 0.053% |
| 013: | SHERBROOKE, QC | 0.049% |
| 014: | CHATEAUGUAY, QC | 0.045% |
| 015: | SAINT-LEONARD, QC | 0.043% |
| 016: | LACHINE, QC | 0.038% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Renewal: | 22.6% | |
| First-time Buyer: | 19.4% | |
| No Money Down: | 16.1% | |
| Qualification: | 12.9% | |
| Purchase: | 9.7% | |
| Refinance: | 9.7% | |
| Pre-approval: | 6.5% | |
| Commercial: | 3.2% | |
| Total Application Types Found: 8 | ||
Average age: 44
Oldest age: 69
Youngest age: 26
The figures below represent the average income of Canadians living in Pointe-Claire who have applied for a mortgage loan using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Pointe-Claire: | $75,076.90 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $15,578.43 |
| mortgage co-applicants in Pointe-Claire: | $40,928.57 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($1,474.56) |
The following depicts the residential status of people living in Pointe-Claire who have submitted an inquiry using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 41.9% | |
| Own: | 51.6% | |
| No Comment: | 3.2% | |
| Live with parents: | 3.2% |
The following information represents the marital status of applicants from Pointe-Claire, Quebec using the preapproval application located at the CanEquity web site. In Pointe-Claire, over 80% of the mortgage applicants are living together with someone, while only 19% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 71.0% | |
| Single: | 12.9% | |
| Common-law: | 9.7% | |
| Divorced: | 6.5% |
