Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 8.33% | 0.00% |
| 2010: | 8.33% | 0.00% |
| 2009: | 16.67% | 0.00% |
| 2008: | 16.67% | 0.00% |
| 2007: | 8.33% | 0.00% |
| 2006: | 8.33% | 0.00% |
| 2005: | 8.33% | 0.00% |
| 2003: | 8.33% | 0.00% |
| 2002: | 16.67% | 0.00% |
| Location | Contribution | |
|---|---|---|
| 023: | DORVAL, QC | 0.026% |
| 024: | GREENFIELD PARK, QC | 0.026% |
| 025: | BLAINVILLE, QC | 0.025% |
| 026: | BEACONSFIELD, QC | 0.025% |
| 027: | VAUDREUIL-DORION, QC | 0.023% |
| 028: | SAINT-JEAN-SUR-RICHELIEU, QC | 0.023% |
| 029: | PINCOURT, QC | 0.021% |
| 030: | OUTREMONT, QC | 0.021% |
| 031: | CHELSEA, QC | 0.019% |
| 032: | CHAMBLY, QC | 0.019% |
| 033: | L'ILE-BIZARD, QC | 0.019% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 25.0% | |
| Variable Rate: | 16.7% | |
| No Money Down: | 8.3% | |
| Pre-approval: | 8.3% | |
| First-time Buyer: | 8.3% | |
| Renewal: | 8.3% | |
| Refinance: | 8.3% | |
| Purchase: | 8.3% | |
| Investment: | 8.3% | |
| Total Application Types Found: 9 | ||
Average age: 38
Oldest age: 54
Youngest age: 29
The following figures show the average income of people living in Saint-Jean-Sur-Richelieu who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Saint-Jean-Sur-Richelieu: | $83,337.64 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $23,839.17 |
| mortgage co-applicants in Saint-Jean-Sur-Richelieu: | $59,600.00 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $17,196.87 |
Since the average income of Saint-Jean-Sur-Richelieu is much higher than our national average, we have included the MEDIAN annual gross income for this location. A reason for such a high average is usually due to a high income that is just under our cut-off of acceptable incomes of <$500,000. In rare cases, some applicants may have entered an extra digit (ie. 400000 instead of 40000), which will also sway the averages in smaller areas. In such a case, we will correct the data accordingly.
| Median annual gross income for | |
|---|---|
| mortgage applicants in Saint-Jean-Sur-Richelieu: | $65,000.00 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $5,501.53 |
The following table represents the residential status of people living in Saint-Jean-Sur-Richelieu who have applied for a mortgage using the CanEquity mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 25.0% | |
| Own: | 66.7% | |
| No Comment: | 8.3% |
The pie chart below represents the marital status of applicants from Saint-Jean-Sur-Richelieu, Quebec using the preapproval application found at the CanEquity web site. Approximately 58% of the mortgage applicants are living together with someone, while only 41% are not married or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 58.3% | |
| Single: | 25.0% | |
| Divorced: | 16.7% |
