Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 10.81% | 0.01% |
| 2010: | 24.32% | 0.02% |
| 2009: | 16.22% | 0.01% |
| 2008: | 8.11% | 0.01% |
| 2007: | 8.11% | 0.01% |
| 2006: | 10.81% | 0.01% |
| 2005: | 10.81% | 0.01% |
| 2003: | 10.81% | 0.01% |
The graph below plots the busy days for mortgage inquiries that were received by the CanEquity web site. A combined total of all occurrences of each day are represented for the past 5 years. In Saint-Laurent the busiest day, with approximately 24.32% of all submissions, is Monday. In comparison, Thursday's are the slowest day with only 8.11% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 24.3% | |
| 2: | Wednesday: | 18.9% | |
| 3: | Tuesday: | 13.5% | |
| 4: | Saturday: | 13.5% | |
| 5: | Friday: | 10.8% | |
| 6: | Sunday: | 10.8% | |
| 7: | Thursday: | 8.1% |
In Saint-Laurent, applications are received 24 hours a day from the CanEquity web site. The report shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years. Only 37.8% of all mortgages are received during the morning, while 56.8% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 01:00 to 01:59: | 2.7% |
| 04:00 to 04:59: | 2.7% |
| 05:00 to 05:59: | 2.7% |
| 06:00 to 06:59: | 2.7% |
| 08:00 to 08:59: | 5.4% |
| 09:00 to 09:59: | 5.4% |
| 10:00 to 10:59: | 10.8% |
| 11:00 to 11:59: | 10.8% |
| 12:00 to 12:59: | 5.4% |
| 13:00 to 13:59: | 10.8% |
| 14:00 to 14:59: | 8.1% |
| 16:00 to 16:59: | 5.4% |
| 17:00 to 17:59: | 2.7% |
| 18:00 to 18:59: | 2.7% |
| 19:00 to 19:59: | 8.1% |
| 20:00 to 20:59: | 8.1% |
| 21:00 to 21:59: | 2.7% |
| 23:00 to 23:59: | 2.7% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 004: | DOLLARD-DES-ORMEAUX, QC | 0.117% |
| 005: | BROSSARD, QC | 0.102% |
| 006: | PIERREFONDS, QC | 0.102% |
| 007: | LASALLE, QC | 0.096% |
| 008: | QUEBEC CITY, QC | 0.072% |
| 009: | SAINT-LAURENT, QC | 0.070% |
| 010: | LONGUEUIL, QC | 0.062% |
| 011: | POINTE-CLAIRE, QC | 0.059% |
| 012: | VERDUN, QC | 0.053% |
| 013: | SHERBROOKE, QC | 0.049% |
| 014: | CHATEAUGUAY, QC | 0.045% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 27.0% | |
| Renewal: | 21.6% | |
| First-time Buyer: | 21.6% | |
| Purchase: | 16.2% | |
| Refinance: | 2.7% | |
| Low Doc: | 2.7% | |
| No Money Down: | 2.7% | |
| Pre-approval: | 2.7% | |
| Long Term Fixed: | 2.7% | |
| Total Application Types Found: 9 | ||
Average age: 43
Oldest age: 62
Youngest age: 24
The amounts shown below represent the average income of applicants living in Saint-Laurent who have submitted an inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Saint-Laurent: | $62,314.31 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | $2,815.84 |
| mortgage co-applicants in Saint-Laurent: | $47,981.71 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | $5,578.58 |
The table and pie chart below represents the residential status of people living in Saint-Laurent who have submitted a mortgage inquiry using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 56.8% | |
| Own: | 37.8% | |
| Live with parents: | 5.4% |
The following pie chart represents the marital status of applicants from Saint-Laurent, Quebec using the mortgage application found on canequity.com. 75% of the mortgage applicants are living together with someone, while only 24% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 70.3% | |
| Single: | 18.9% | |
| Divorced: | 5.4% | |
| Common-law: | 5.4% |
