Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 10.71% | 0.01% |
| 2010: | 14.29% | 0.01% |
| 2009: | 10.71% | 0.01% |
| 2008: | 14.29% | 0.01% |
| 2007: | 14.29% | 0.01% |
| 2006: | 14.29% | 0.01% |
| 2005: | 3.57% | 0.00% |
| 2004: | 3.57% | 0.00% |
| 2003: | 3.57% | 0.00% |
| 2002: | 10.71% | 0.01% |
The information listed below shows the busy days for Internet applications that were received by CanEquity's web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Verdun, the day with the most volume, generating 32.14% of all inquiries, is Monday. In comparison, Sunday's are the slowest day with only 7.14% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 32.1% | |
| 2: | Thursday: | 21.4% | |
| 3: | Tuesday: | 17.9% | |
| 4: | Friday: | 14.3% | |
| 5: | Wednesday: | 7.1% | |
| 6: | Sunday: | 7.1% |
Mortgage inquiries are received 24 hours a day on the CanEquity web site. The following represents the rush hours in the day. The data is taken from all days of all years. Only 42.9% of all mortgages are received before noon, while 53.6% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 3.6% |
| 05:00 to 05:59: | 7.1% |
| 06:00 to 06:59: | 3.6% |
| 07:00 to 07:59: | 10.7% |
| 08:00 to 08:59: | 7.1% |
| 09:00 to 09:59: | 10.7% |
| 11:00 to 11:59: | 3.6% |
| 12:00 to 12:59: | 7.1% |
| 13:00 to 13:59: | 7.1% |
| 14:00 to 14:59: | 7.1% |
| 16:00 to 16:59: | 3.6% |
| 18:00 to 18:59: | 10.7% |
| 19:00 to 19:59: | 3.6% |
| 21:00 to 21:59: | 3.6% |
| 22:00 to 22:59: | 3.6% |
| 23:00 to 23:59: | 7.1% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 007: | LASALLE, QC | 0.096% |
| 008: | QUEBEC CITY, QC | 0.072% |
| 009: | SAINT-LAURENT, QC | 0.070% |
| 010: | LONGUEUIL, QC | 0.062% |
| 011: | POINTE-CLAIRE, QC | 0.059% |
| 012: | VERDUN, QC | 0.053% |
| 013: | SHERBROOKE, QC | 0.049% |
| 014: | CHATEAUGUAY, QC | 0.045% |
| 015: | SAINT-LEONARD, QC | 0.043% |
| 016: | LACHINE, QC | 0.038% |
| 017: | KIRKLAND, QC | 0.036% |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 21.4% | |
| First-time Buyer: | 21.4% | |
| No Money Down: | 17.9% | |
| Purchase: | 17.9% | |
| Renewal: | 7.1% | |
| Variable Rate: | 7.1% | |
| Commercial: | 3.6% | |
| Refinance: | 3.6% | |
| Total Application Types Found: 8 | ||
Average age: 32
Oldest age: 52
Youngest age: 21
The information below represents the average income of applicants living in Verdun who have applied for a mortgage loan using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Verdun: | $47,005.67 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($12,492.80) |
| mortgage co-applicants in Verdun: | $33,500.00 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($8,903.13) |
The chart and pie-graph below depicts the residential status of people living in Verdun who have applied for a loan using the online application located at the CanEquity web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 75.0% | |
| Own: | 17.9% | |
| Other: | 3.6% | |
| No Comment: | 3.6% |
The following table and pie chart represents the marital status of applicants from Verdun, Quebec using the online mortgage application located at canequity.com. Approximately 46% of the mortgage applicants are living with someone, while only 53% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 50.0% | |
| Married: | 32.1% | |
| Common-law: | 14.3% | |
| Divorced: | 3.6% |
