Canadian Rates

Compare our mortgage rates with other banks and lenders with CanEquity's Canadian Mortgage Rate Comparison chart. Below you will also find the lastest Bank of Canada rates, including rates for business prime, bonds and currancy exchange rates. All of our Canadian rates are updated daily.

Mortgage Rate Comparison

Note: These rates are provided as a convenience and many are provided by third parties, therefore we cannot guarantee their accuracy.

Financial Institution	Mortgage Term
Financial Institution	Variable	6 Mth	1 Year	2 Year	3 Year	4 Year	5 Year
CanEquity Mortgage	1.75*/1.75	3.75	2.35	2.95	3.25	3.64	3.69
AGF Trust	-	4.65	2.75	2.85	3.25	3.89	3.79
ATB Financial	2.15	4.65	3.40	3.75	4.15	5.04	4.09
Alterna Bank	-	4.40	3.35	3.65	3.69	3.94	3.94
Alterna Savings	-	4.40	3.35	3.65	3.69	3.94	3.94
Bank of Montreal (BMO)	2.10	4.65	4.00	3.75	4.15	4.94	5.25
Bank of Nova Scotia	2.10	4.65	4.35	3.95	4.30	4.94	5.25
Bridgewater Bank	-	-	5.99	5.75	3.47	-	3.94
CIBC Mortgages	2.25	4.65	3.60	3.75	4.15	4.94	5.25
Caisses Desjardins	-	3.50	3.50	3.75	4.15	4.94	5.25
Canadian Western Bank	2.25	4.65	3.60	3.75	4.15	5.04	5.39
Canadian Western Trust	2.25	4.65	3.60	3.75	4.15	5.04	5.39
Citibank	-	4.65	3.60	3.75	4.15	5.04	5.39
Comtech Credit Union	-	6.60	2.65	3.99	3.99	3.99	3.72
Concentra Financial	-	4.65	3.60	3.75	4.15	4.94	5.25
DUCA Financial Services	1.98	4.40	2.60	3.25	3.45	3.75	3.85
Effort Trust	-	3.35	3.35	3.70	4.10	4.90	5.20
Equitable Trust	-	-	3.40	3.75	4.15	4.94	5.25
First Calgary Savings	-	4.65	3.60	3.75	2.99	3.59	3.99
First National Financial LP	1.85	4.60	2.65	2.95	3.50	3.69	3.89
FirstLine Mortgages	2.15	4.75	2.80	3.25	3.75	4.14	4.19
FirstOntario Credit Union	2.25	4.35	2.79	3.59	3.69	3.89	3.84
HSBC Bank Canada	2.25	4.65	4.35	3.95	4.50	5.14	5.49
Home Trust Company	-	-	2.65	-	3.50	-	3.89
ICICI Bank Canada	3.50	-	4.00	4.25	4.50	4.85	5.85
ING Direct	1.85	-	2.65	3.15	3.49	3.69	3.89
Investors Group Trust	3.25	4.65	3.60	3.75	4.15	4.94	5.25
Key Savings & CU	-	4.65	3.40	3.65	2.99	4.74	3.99
Laurentian Bank Canada	2.15	3.85	3.60	3.75	4.15	4.94	5.24
League Savings & Mortgage	-	4.65	3.60	3.75	4.15	4.94	5.25
Libro Financial Group	-	4.45	3.60	3.75	4.25	4.90	4.99
London Life	3.25	4.65	3.60	3.75	4.15	4.94	5.25
Macquarie Financial Ltd.	2.05	-	2.79	-	3.59	-	4.19
Manulife Bank	-	4.40	3.25	3.60	3.75	4.00	4.09
Meridian Credit Union	1.95	4.65	3.60	3.75	4.25	3.69	3.74
National Bank	2.25	3.60	3.60	3.75	4.15	4.94	5.25
Ontario Civil Service CU	-	6.10	2.50	4.00	3.15	3.94	4.25
PACE Savings & CU	-	4.65	3.60	3.75	4.15	4.94	5.25
Parama Credit Union	2.25	-	3.10	3.35	3.80	4.05	4.60
Peace Hills Trust	-	6.00	4.35	4.25	4.25	5.04	5.39
President's Choice Financial	1.95	6.84	2.90	4.00	3.50	3.89	3.94
Promutuel Capital	-	3.75	3.80	4.05	4.60	4.85	4.99
ResMor Trust	2.15	-	3.09	-	3.69	-	4.04
Royal Bank of Canada (RBC)	2.10	4.65	3.40	3.75	4.15	4.94	5.25
Servus Credit Union	-	4.65	3.60	3.75	4.15	4.94	5.25
So-Use Credit Union	-	6.30	2.75	3.85	3.65	4.15	4.35
Steinbach Credit Union	-	-	4.00	3.40	3.50	3.60	3.75
TD CanadaTrust	2.10	4.60	3.65	3.95	4.30	4.94	5.25
Ukrainian Credit Union	-	4.75	2.45	3.75	3.60	3.85	3.95
Virtual One Credit Union	-	-	3.50	4.00	4.50	5.00	3.74
Windsor Family CU	-	4.65	3.65	3.95	4.15	4.85	5.35
Your Credit Union	3.75	-	3.60	3.95	4.50	5.19	4.10
Your Neighbourhood CU	-	-	2.80	3.35	4.05	4.55	4.65

Last Update: 2010-03-18

Bank of Canada Rates and Statistics

Exchange rates	17/03/10	18/03/10	+/-
$Can/US closing rate	1.0103	--	--
$Can/US noon rate	1.0113	1.0139	+ 0.0026
$US/Can noon rate	0.9888	0.9863	- 0.0025
CERI *	118.89	118.71	- 0.18
CERI excluding USD	120.55	120.75	+ 0.20
Money market	16/03/10	17/03/10	+/-
Overnight rate	0.2445%	0.2413%	- 0.0032
Target for the overnight rate	0.25%	0.25%	0.00
Overnight repo rate (CORRA)	0.2345%	0.2290%	- 0.0055
Corporate paper, 1 month	0.35%	0.35%	0.00
Treasury bill, 1 month	0.16%	0.15%	- 0.01
Bankers' Acceptances, 1 month	0.34%	0.33%	- 0.01
Inflation	12/09	01/10	+/-
Inflation-control target range	1—3	1—3	--
Total consumer price index **	1.3%	1.9%	+ 0.6
Core consumer price index **	1.5%	2.0%	+ 0.5
Interest rates	10/03/10	17/03/10	+/-
Prime business rate	2.25%	2.25%	0.00
Conventional mortgage, 5 year	5.39%	5.25%	- 0.14
Bond yields	16/03/10	17/03/10	+/-
GoC marketable bonds, +10 yr	3.94%	3.97%	+ 0.03
GoC benchmark bonds, 3 yr	1.85%	1.90%	+ 0.05
Real return bond, long term	1.57%	1.59%	+ 0.02

* Canadian-dollar effective exchange rate index
** 12-month per cent change

Last Update: 2010-03-18

Learn to cut years of your Canada mortgage

Apply By Fax

If you are worried about submitting personal information over the Internet, then try our printer friendly mortgage application.

You will need the free Adobe Acrobat Reader in order to view and print the application. Once filled out, you can then fax it to our toll free fax number listed on the form.

Product Popularity

Below is a tally of our most popular mortgage product inquiries made using our secure online application for Internet users in Fort St John.

Mortgage Type		Inquiries
First-time Buyer		29.00%
No Money Down		24.00%
Qualification		23.00%
Purchase		8.00%
Refinance		8.00%
Renewal		3.00%
Pre-approval		2.00%
Other		3%
Last Tally: Mar 17 at 01:06:08

Client Services

CanEquity offers a wide variety of mortgage loans to meet your needs.

Credit Card Fact

Making the minimum monthly payment of 2% ($200 to start on a $10,000 debt) at 18% interest will cost you around $38,930 & will take about fifty-seven (57) years to pay off!

Mortgage Questions?