Ontario Mortgage # 12291
Saskatchewan Mortgage # 311514
Real Estate Council of Alberta Authorized
BC Mortgage # X028126
  Privacy  
CanEquity Mortgage Canada
Canadian mortgage rates,
mortgage calculator & news.
Mortgage Rate Comparisons


Related Links:
Historical mortgage rates
How to display Canadian mortgage rates on your web site or home page
Mortgage rate calculator
How to reduce your mortgage interest rate
Comparing mortgage deals in Canada

 
Currency Converter:

Compare Canadian Mortgage Rates

Compare our mortgage rates with other banks and lenders with CanEquity's Canadian Mortgage Rate Comparison chart. Below you will also find the lastest Bank of Canada rates, including rates for business prime, bonds and currency exchange rates. All of our Canadian rates are updated daily.

Mortgage Rate Comparison

Find the best residential mortgage rates in Canada

Note: These rates are provided as a convenience and many are provided by third parties, therefore we cannot guarantee their accuracy.
Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.60 3.95 2.74 2.59 2.59 2.99 3.04
AGF Trust - 4.65 3.04 3.20 3.24 3.34 3.49
ATB Financial 2.60 4.00 3.10 3.14 3.55 4.39 3.04
Alterna Bank 3.00 4.00 3.05 3.09 3.09 2.99 3.09
Alterna Savings 3.00 4.00 3.05 3.09 3.09 2.99 3.09
Bank of Montreal (BMO) 3.10 4.00 3.14 3.14 3.65 4.54 5.14
Bank of Nova Scotia
3.10 4.55 3.75 3.89 3.99 4.39 4.99
Boomerang Credit Union 3.20 - 3.00 3.04 2.99 4.54 3.24
Bridgewater Bank - - 3.24 3.39 2.90 3.37 3.19
CIBC Mortgages 3.20 4.45 3.00 3.14 3.55 4.39 5.14
Caisses Desjardins 3.20 4.40 3.09 3.14 3.55 4.54 5.14
Canadian Western Bank 3.20 4.00 3.00 3.04 3.55 4.54 5.14
Canadian Western Trust 3.20 4.00 3.00 3.04 3.55 4.54 5.14
DUCA Financial Services 3.00 - 3.10 3.15 3.15 2.97 3.09
Effort Trust - 4.45 3.25 3.60 3.90 4.50 4.95
Equitable Trust - - 3.14 3.14 3.65 4.54 5.14
First Calgary Financial - 4.00 2.39 2.67 2.79 2.89 2.95
First National Financial LP 2.60 3.95 2.74 2.69 2.79 2.99 3.09
FirstOntario Credit Union 2.79 4.24 2.99 3.14 3.19 3.24 2.89
HSBC Bank Canada 3.10 4.45 3.60 3.95 4.45 4.99 5.24
Home Trust Company - 3.49 2.74 2.69 2.79 2.94 2.99
ICICI Bank Canada 3.05 - 3.15 3.65 3.64 3.69 3.44
ING Direct 3.00 - 3.00 3.00 2.79 2.99 3.08
Investors Group Trust 3.00 4.00 3.00 3.14 3.55 4.54 5.14
Laurentian Bank Canada 3.20 4.40 3.09 3.14 3.55 4.54 5.14
League Savings & Mortgage - 4.00 2.89 2.89 2.89 3.09 3.09
Libro Financial Group - 3.90 3.23 3.23 3.23 3.23 3.23
London Life 3.00 4.00 3.00 3.14 3.55 4.54 5.14
Manulife Bank 3.00 4.45 3.00 3.05 3.10 3.10 3.09
Manulife Trust - 4.45 3.00 3.05 3.10 3.10 3.09
Meridian Credit Union 2.85 4.45 3.10 3.14 3.70 2.98 3.19
National Bank 3.20 4.40 3.10 3.14 3.55 4.54 5.14
Ontario Civil Service CU 3.00 6.00 2.99 3.09 3.14 3.09 3.09
PACE Savings & CU - 4.00 3.00 3.04 3.55 4.54 5.14
Parama Credit Union 2.90 - 3.00 3.00 3.15 3.25 3.25
Peace Hills Trust - 4.50 3.10 3.35 3.55 3.85 3.95
President's Choice Financial
3.20 6.04 3.14 3.15 3.19 3.30 3.39
RMG Mortgages 3.00 - 2.89 2.89 2.99 3.09 3.19
Royal Bank of Canada (RBC) 3.00 4.00 3.14 3.14 3.65 4.54 5.14
Servus Credit Union - 4.00 3.00 3.04 3.55 4.39 5.14
Steinbach Credit Union - - 2.50 2.60 2.70 2.80 3.00
TD CanadaTrust 3.00 4.00 3.00 3.04 3.55 4.54 5.14
Teachers Credit Union - - 2.99 3.04 3.49 3.89 4.09
Windsor Family CU - 4.45 3.00 3.05 3.55 3.95 3.95
Your Neighbourhood CU - - 3.15 3.25 3.35 3.39 3.19
Last Update: 2013-06-11



* Mortgage interest rates are subject to change without notice at any time. Some rates may be subject to minimum credit score, loan amount and may only be available certain lending areas. A quick closing loan condition may be required. Does not apply to preapprovals. Contact CanEquity for details. Although every attempt is made to ensure the accuracy of our website, the above mortgage information should only be used as a guideline and CanEquity makes no guarantees on any rates shown. CanEquity Mortgage always recommends that you consult a mortgage broker before making a decision. CanEquity does not guarantee to have the lowest rate in Canada. We do make every attempt though to find the best mortgage deal possible for all of our clients.

§ Our mortgages are only available to Canadian residents or foreigners purchasing property located in Canada.



 

Apply for Mortgage
 
 
 
CanEquity 5 Year Term
Starting at
3.04%*

Our 5-year term beats the bank's posted rate by a lot, so why fight for the best mortgage rates when you don't have to?

Apply online today!

Family Photo
 
 
Protect Your Loved Ones in the Face of Misfortune
Regardless of your income, CanEquity can assist you in finding the most affordable insurance in Canada, with critical illness or term life coverage. Compare rates online, at no cost, with our insurance premium comparison table.

Info about Life Insurance and Health Insurance

Compare rates for free
 
 
Mortgage Renewals
Have you received your mortgage renewal in the mail? Don't just sign the form and send it back to the lender. Over 70% of mortgage holders do just that, and what is the usual result - a higher mortgage rate and a product that might not be best suited to their needs. Choose CanEquity for the best rate mortgage renewal in Canada.

Mortgage renewal form

Best Rate Renewal Inquiry
 
 
Canadian Private Health Services Plan (PHSP)
Customize a tax deductible health benefits plan for your business through CanEquity. A Private Health Services Plan allows you to select the coverage you want. Choose from optometry, psychology, Chinese medicine, dental, prescriptions and more. Your health, your plan.
Private Health Services Plan
 
 
Say Goodbye to Health Care Wait Lists
Obtain expedited health care services in Canada with no medical exam and no co-payments! Medical Access Insurance (MAI) is now available through CanEquity. Ensure you receive the health services you need without the wait.
Expedited Health Care