Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 6.25% | * 0.01% |
| 2009: | 20.83% | 0.02% |
| 2008: | 18.75% | 0.02% |
| 2007: | 18.75% | 0.02% |
| 2006: | 10.42% | 0.01% |
| 2005: | 8.33% | 0.01% |
| 2004: | 2.08% | 0.00% |
| 2003: | 8.33% | 0.01% |
| 2002: | 6.25% | 0.01% |
The graph below shows the busy days for online mortgage applications that were received by CanEquity's web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Lloydminster the busiest day, with 29.17% of all inquiries, is Tuesday. In comparison, Saturday's are the slowest day with only 4.17% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 29.2% | |
| 2: | Monday: | 18.8% | |
| 3: | Thursday: | 14.6% | |
| 4: | Wednesday: | 12.5% | |
| 5: | Sunday: | 12.5% | |
| 6: | Friday: | 8.3% | |
| 7: | Saturday: | 4.2% |
In Lloydminster, inquiries are received 24 hours a day from the CanEquity web site. The time periods below indicates the busy hours within a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 06:00 to 06:59: | 2.1% |
| 08:00 to 08:59: | 4.2% |
| 09:00 to 09:59: | 10.4% |
| 10:00 to 10:59: | 4.2% |
| 11:00 to 11:59: | 2.1% |
| 12:00 to 12:59: | 6.3% |
| 13:00 to 13:59: | 10.4% |
| 14:00 to 14:59: | 4.2% |
| 15:00 to 15:59: | 6.3% |
| 16:00 to 16:59: | 4.2% |
| 17:00 to 17:59: | 6.3% |
| 18:00 to 18:59: | 10.4% |
| 19:00 to 19:59: | 2.1% |
| 20:00 to 20:59: | 4.2% |
| 21:00 to 21:59: | 6.3% |
| 22:00 to 22:59: | 8.3% |
| 23:00 to 23:59: | 8.3% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.20% |
| British Columbia: | 10.79% |
| Manitoba: | 2.11% |
| New Brunswick: | 2.19% |
| Newfoundland and Labrador: | 1.17% |
| Nova Scotia: | 3.03% |
| Northwest Territories: | 0.32% |
| Nunavut: | 0.09% |
| Ontario: | 48.60% |
| Prince Edward Island: | 0.47% |
| Quebec: | 4.12% |
| Saskatchewan: | 5.02% |
| Yukon Territories: | 0.29% |
| Location | Contribution | |
|---|---|---|
| 001: | REGINA, SK | 1.935% |
| 002: | SASKATOON, SK | 0.733% |
| 003: | MOOSE JAW, SK | 0.290% |
| 004: | PRINCE ALBERT, SK | 0.169% |
| 005: | LLOYDMINSTER, SK | 0.105% |
| 006: | WEYBURN, SK | 0.086% |
| 007: | YORKTON, SK | 0.083% |
| 008: | NORTH BATTLEFORD, SK | 0.083% |
| 009: | ESTEVAN, SK | 0.081% |
| 010: | SWIFT CURRENT, SK | 0.042% |
| 1 | Lloydminster, Alberta |
| 2 | Paradise Hill, Saskatchewan |
| 3 | Onion Lake, Saskatchewan |
| 4 | Kitscoty, Alberta |
| 5 | Marwayne, Alberta |
| 6 | Islay, Alberta |
| 7 | Paynton, Saskatchewan |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 29.2% | |
| First-time Buyer: | 29.2% | |
| No Money Down: | 22.9% | |
| Refinance: | 10.4% | |
| Renewal: | 2.1% | |
| Purchase: | 2.1% | |
| Investment: | 2.1% | |
| Pre-approval: | 2.1% | |
| Total Application Types Found: 8 | ||
Average age: 33
Oldest age: 70
Youngest age: 20
The numbers below represent the average income of Canadians living in Lloydminster who have applied for a home loan using the CanEquity mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Lloydminster: | $50,842.42 |
| applicants within all of Canada: | $58,945.88 |
| Difference: | ($8,103.46) |
| mortgage co-applicants in Lloydminster: | $30,418.18 |
| co-applicants within all of Canada: | $41,522.27 |
| Difference: | ($11,104.09) |
The following depicts the residential status of people living in Lloydminster who have applied for a home loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 66.7% | |
| Own: | 27.1% | |
| Other: | 2.1% | |
| No Comment: | 4.2% |
The following table and pie chart represents the marital status of applicants from Lloydminster, Saskatchewan using the preapproval application found on the CanEquity Mortgage web site. In Lloydminster, over 54% of the mortgage applicants are either married or living common-law, while only 45% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 29.2% | |
| Common-law: | 27.1% | |
| Married: | 27.1% | |
| Separated: | 10.4% | |
| Divorced: | 6.3% |
