Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 21.54% | 0.03% |
| 2010: | 9.23% | 0.01% |
| 2009: | 15.39% | 0.02% |
| 2008: | 13.85% | 0.02% |
| 2007: | 13.85% | 0.02% |
| 2006: | 7.69% | 0.01% |
| 2005: | 6.15% | 0.01% |
| 2004: | 1.54% | 0.00% |
| 2003: | 6.15% | 0.01% |
| 2002: | 4.62% | 0.01% |
The following represents the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Lloydminster occur during our second quarter (represented by the green bars) with 33.85% while our slowest is the fourth quarter (represented by the red bars) with 13.85%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | June: | 13.9% | |
| 2: | January: | 12.3% | |
| 3: | April: | 12.3% | |
| 4: | March: | 10.8% | |
| 5: | September: | 9.2% | |
| 6: | May: | 7.7% | |
| 7: | July: | 7.7% | |
| 8: | November: | 6.2% | |
| 9: | February: | 6.2% | |
| 10: | August: | 6.2% | |
| 11: | December: | 4.6% | |
| 12: | October: | 3.1% |
The bar graph below plots the busy days for Internet applications that were received by CanEquity's web site. A combined total of all occurrences of each day are represented for the past 5 years. In Lloydminster the busiest day, with approximately 24.62% of all applications, is Tuesday. In comparison, Saturday's are the slowest day with only 3.08% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 24.6% | |
| 2: | Monday: | 18.5% | |
| 3: | Wednesday: | 13.9% | |
| 4: | Thursday: | 13.9% | |
| 5: | Sunday: | 13.9% | |
| 6: | Friday: | 12.3% | |
| 7: | Saturday: | 3.1% |
In Lloydminster, applications are received 24 hours a day via the CanEquity web site. The time periods below indicates the busy hours within a 24-hour period. The data is taken from all days of all years. Only 26.2% of all mortgages are received during the morning, while 73.8% arrive in the afternoon.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 06:00 to 06:59: | 1.5% |
| 07:00 to 07:59: | 1.5% |
| 08:00 to 08:59: | 6.2% |
| 09:00 to 09:59: | 7.7% |
| 10:00 to 10:59: | 6.2% |
| 11:00 to 11:59: | 3.1% |
| 12:00 to 12:59: | 6.2% |
| 13:00 to 13:59: | 7.7% |
| 14:00 to 14:59: | 6.2% |
| 15:00 to 15:59: | 7.7% |
| 16:00 to 16:59: | 3.1% |
| 17:00 to 17:59: | 6.2% |
| 18:00 to 18:59: | 7.7% |
| 19:00 to 19:59: | 1.5% |
| 20:00 to 20:59: | 4.6% |
| 21:00 to 21:59: | 9.2% |
| 22:00 to 22:59: | 7.7% |
| 23:00 to 23:59: | 6.2% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 001: | REGINA, SK | 1.782% |
| 002: | SASKATOON, SK | 0.749% |
| 003: | MOOSE JAW, SK | 0.266% |
| 004: | PRINCE ALBERT, SK | 0.189% |
| 005: | LLOYDMINSTER, SK | 0.123% |
| 006: | WEYBURN, SK | 0.085% |
| 007: | ESTEVAN, SK | 0.085% |
| 008: | YORKTON, SK | 0.076% |
| 009: | NORTH BATTLEFORD, SK | 0.072% |
| 010: | SWIFT CURRENT, SK | 0.047% |
| 1 | Lloydminster, Alberta |
| 2 | Paradise Hill, Saskatchewan |
| 3 | Onion Lake, Saskatchewan |
| 4 | Kitscoty, Alberta |
| 5 | Marwayne, Alberta |
| 6 | Islay, Alberta |
| 7 | Paynton, Saskatchewan |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 24.6% | |
| Qualification: | 23.1% | |
| No Money Down: | 21.5% | |
| Refinance: | 13.8% | |
| Purchase: | 12.3% | |
| Renewal: | 1.5% | |
| Investment: | 1.5% | |
| Pre-approval: | 1.5% | |
| Total Application Types Found: 8 | ||
Average age: 34
Oldest age: 70
Youngest age: 20
The figures below represent the average income of people living in Lloydminster who have applied for a home loan using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Lloydminster: | $54,121.46 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($5,377.01) |
| mortgage co-applicants in Lloydminster: | $29,573.33 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($12,829.80) |
The information shown below represents the residential status of people living in Lloydminster who have submitted a mortgage inquiry using CanEquity's preapproval application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 63.1% | |
| Own: | 32.3% | |
| Other: | 1.5% | |
| No Comment: | 3.1% |
The pie chart below represents the marital status of applicants from Lloydminster, Saskatchewan using the mortgage application found on canequity.com. In Lloydminster, 52% of the mortgage applicants are either married or living common-law, while only 47% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 32.3% | |
| Common-law: | 26.2% | |
| Married: | 26.2% | |
| Divorced: | 7.7% | |
| Separated: | 7.7% |
