Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 6.38% | 0.02% |
| 2010: | 2.84% | 0.01% |
| 2009: | 3.55% | 0.01% |
| 2008: | 9.93% | 0.03% |
| 2007: | 11.35% | 0.03% |
| 2006: | 41.13% | 0.11% |
| 2005: | 3.55% | 0.01% |
| 2004: | 8.51% | 0.02% |
| 2003: | 7.09% | 0.02% |
| 2002: | 5.67% | 0.01% |
This bar graph represents the volumes of online mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Moose Jaw occur during our third quarter (represented by the blue bars) with 34.04% while our slowest is the first quarter (represented by the brown bars) with 17.73%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | August: | 18.4% | |
| 2: | October: | 10.6% | |
| 3: | September: | 9.9% | |
| 4: | June: | 9.2% | |
| 5: | May: | 8.5% | |
| 6: | April: | 8.5% | |
| 7: | November: | 7.1% | |
| 8: | February: | 7.1% | |
| 9: | January: | 6.4% | |
| 10: | July: | 5.7% | |
| 11: | December: | 4.3% | |
| 12: | March: | 4.3% |
The graph listed below shows the busy days for online applications that were received by CanEquity. Each day is a representation of the combined 6-year total of all instances of that day. In Moose Jaw the busiest day, with approximately 24.82% of all applications, is Thursday. In comparison, Saturday's are the slowest day with only 7.09% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Thursday: | 24.8% | |
| 2: | Monday: | 19.9% | |
| 3: | Tuesday: | 16.3% | |
| 4: | Wednesday: | 12.8% | |
| 5: | Sunday: | 12.1% | |
| 6: | Friday: | 7.1% | |
| 7: | Saturday: | 7.1% |
In Moose Jaw, mortgages are received 24 hours a day on our web site. The report shown below indicates the rush hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.7% |
| 01:00 to 01:59: | 1.4% |
| 02:00 to 02:59: | 1.4% |
| 03:00 to 03:59: | 2.1% |
| 04:00 to 04:59: | 1.4% |
| 06:00 to 06:59: | 0.7% |
| 07:00 to 07:59: | 0.7% |
| 08:00 to 08:59: | 3.5% |
| 09:00 to 09:59: | 3.5% |
| 10:00 to 10:59: | 9.2% |
| 11:00 to 11:59: | 11.3% |
| 12:00 to 12:59: | 6.4% |
| 13:00 to 13:59: | 7.8% |
| 14:00 to 14:59: | 7.1% |
| 15:00 to 15:59: | 5.7% |
| 16:00 to 16:59: | 5.7% |
| 17:00 to 17:59: | 2.1% |
| 18:00 to 18:59: | 7.1% |
| 19:00 to 19:59: | 2.8% |
| 20:00 to 20:59: | 4.3% |
| 21:00 to 21:59: | 7.8% |
| 22:00 to 22:59: | 3.5% |
| 23:00 to 23:59: | 3.5% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 001: | REGINA, SK | 1.782% |
| 002: | SASKATOON, SK | 0.749% |
| 003: | MOOSE JAW, SK | 0.266% |
| 004: | PRINCE ALBERT, SK | 0.189% |
| 005: | LLOYDMINSTER, SK | 0.123% |
| 006: | WEYBURN, SK | 0.085% |
| 007: | ESTEVAN, SK | 0.085% |
| 008: | YORKTON, SK | 0.076% |
| 1 | Bushell Park, Saskatchewan |
| 2 | Caronport, Saskatchewan |
| 3 | Mortlach, Saskatchewan |
| 4 | Pense, Saskatchewan |
| 5 | Lang, Saskatchewan |
| 6 | Regina Beach, Saskatchewan |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 34.0% | |
| No Money Down: | 17.7% | |
| First-time Buyer: | 17.7% | |
| Refinance: | 9.2% | |
| Purchase: | 9.2% | |
| Renewal: | 6.4% | |
| Fixed Rate: | 2.1% | |
| Variable Rate: | 1.4% | |
| Other: | 2.1% | |
| Total Application Types Found: 11 | ||
Average age: 37
Oldest age: 68
Youngest age: 19
The following depicts the average income of people living in Moose Jaw who have applied for a mortgage loan using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Moose Jaw: | $43,364.57 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($16,133.89) |
| mortgage co-applicants in Moose Jaw: | $34,668.08 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($7,735.05) |
The pie chart below shows the residential status of people living in Moose Jaw who have applied for a mortgage loan using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 53.9% | |
| Own: | 34.0% | |
| Other: | 2.8% | |
| No Comment: | 3.5% | |
| Live with parents: | 5.7% |
The following information represents the marital status of applicants from Moose Jaw, Saskatchewan using the mortgage preapproval application found on the CanEquity Mortgage web site. 56% of the mortgage applicants are living together with someone, while only 43% are single, separated or divorced.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 38.3% | |
| Single: | 31.9% | |
| Common-law: | 17.7% | |
| Divorced: | 7.8% | |
| Separated: | 4.3% |
