Canadian Mortgage Rates,
Calculators, News & Insurance
Calculators, News & Insurance
| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2011: | 5.19% | 0.09% |
| 2010: | 5.72% | 0.10% |
| 2009: | 6.99% | 0.13% |
| 2008: | 6.89% | 0.12% |
| 2007: | 14.62% | 0.26% |
| 2006: | 48.94% | 0.87% |
| 2005: | 2.44% | 0.04% |
| 2004: | 3.07% | 0.06% |
| 2003: | 4.13% | 0.07% |
| 2002: | 2.01% | 0.04% |
This graph illustrates CanEquity's individual monthly volume history for Internet pre-approval applications received from Regina, SK.
The graph below shows the volumes of online mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Regina occur during our second quarter (represented by the green bars) with 32.94% while our slowest is the fourth quarter (represented by the red bars) with 17.16%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | April: | 11.2% | |
| 2: | June: | 11.0% | |
| 3: | May: | 10.7% | |
| 4: | August: | 10.5% | |
| 5: | July: | 9.8% | |
| 6: | March: | 9.2% | |
| 7: | September: | 8.6% | |
| 8: | October: | 6.7% | |
| 9: | November: | 6.1% | |
| 10: | February: | 6.1% | |
| 11: | January: | 5.7% | |
| 12: | December: | 4.3% |
The bar graph listed below shows the busy days for mortgage applications that were received by the CanEquity web site. A combined total of all occurrences of each day are represented for the past 5 years. In Regina the busiest day, with approximately 19.60% of all inquiries, is Monday. In comparison, Saturday's are the slowest day with only 8.58% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 19.6% | |
| 2: | Tuesday: | 18.6% | |
| 3: | Wednesday: | 15.7% | |
| 4: | Thursday: | 14.4% | |
| 5: | Sunday: | 11.7% | |
| 6: | Friday: | 11.4% | |
| 7: | Saturday: | 8.6% |
| 1: | 009 on Thursday, July 27, 2006. |
| 2: | 007 on Sunday, April 30, 2006. |
| 3: | 006 on Wednesday, May 10, 2006. |
| 4: | 006 on Monday, May 1, 2006. |
| 5: | 006 on Monday, August 28, 2006. |
| 6: | 006 on Monday, April 24, 2006. |
| 7: | 006 on Friday, August 4, 2006. |
| 8: | 006 on Tuesday, August 8, 2006. |
| 9: | 006 on Thursday, June 15, 2006. |
| 10: | 006 on Wednesday, September 20, 2006. |
Regina mortgage applications are received 24 hours a day via the CanEquity web site. The graph shown below indicates the busy hours in the day. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 2.0% |
| 01:00 to 01:59: | 1.3% |
| 02:00 to 02:59: | 0.7% |
| 03:00 to 03:59: | 0.2% |
| 04:00 to 04:59: | 0.3% |
| 05:00 to 05:59: | 0.4% |
| 06:00 to 06:59: | 0.7% |
| 07:00 to 07:59: | 1.6% |
| 08:00 to 08:59: | 2.4% |
| 09:00 to 09:59: | 5.5% |
| 10:00 to 10:59: | 5.4% |
| 11:00 to 11:59: | 8.8% |
| 12:00 to 12:59: | 7.7% |
| 13:00 to 13:59: | 7.6% |
| 14:00 to 14:59: | 7.3% |
| 15:00 to 15:59: | 6.6% |
| 16:00 to 16:59: | 6.3% |
| 17:00 to 17:59: | 4.3% |
| 18:00 to 18:59: | 6.4% |
| 19:00 to 19:59: | 4.0% |
| 20:00 to 20:59: | 4.8% |
| 21:00 to 21:59: | 6.8% |
| 22:00 to 22:59: | 5.4% |
| 23:00 to 23:59: | 3.4% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 20.94% |
| British Columbia: | 10.57% |
| Manitoba: | 2.06% |
| New Brunswick: | 2.43% |
| Newfoundland and Labrador: | 1.25% |
| Nova Scotia: | 3.28% |
| Northwest Territories: | 0.40% |
| Nunavut: | 0.10% |
| Ontario: | 48.07% |
| Prince Edward Island: | 0.53% |
| Quebec: | 3.97% |
| Saskatchewan: | 4.94% |
| Yukon Territories: | 0.41% |
| Location | Contribution | |
|---|---|---|
| 001: | REGINA, SK | 1.782% |
| 002: | SASKATOON, SK | 0.749% |
| 003: | MOOSE JAW, SK | 0.266% |
| 004: | PRINCE ALBERT, SK | 0.189% |
| 005: | LLOYDMINSTER, SK | 0.123% |
| 006: | WEYBURN, SK | 0.085% |
| 1 | Emerald Park, Saskatchewan |
| 2 | White City, Saskatchewan |
| 3 | Pilot Butte, Saskatchewan |
| 4 | Sedley, Saskatchewan |
| 5 | Edenwold, Saskatchewan |
| 6 | Milestone, Saskatchewan |
| 7 | Lang, Saskatchewan |
| 8 | Lumsden, Saskatchewan |
| 9 | Vibank, Saskatchewan |
| 10 | Pense, Saskatchewan |
| 11 | Qu'Appelle, Saskatchewan |
| 12 | Balgonie, Saskatchewan |
| 13 | Odessa, Saskatchewan |
| 14 | Fort Qu'Appelle, Saskatchewan |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 32.4% | |
| First-time Buyer: | 19.4% | |
| No Money Down: | 19.0% | |
| Purchase: | 9.0% | |
| Refinance: | 8.6% | |
| Renewal: | 5.9% | |
| Pre-approval: | 2.1% | |
| Other: | 3.4% | |
| Total Application Types Found: 16 | ||
Average age: 34
Oldest age: 74
Youngest age: 19
The information below represents the average income of applicants living in Regina who have submitted an inquiry using CanEquity's online mortgage application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Regina: | $47,821.73 |
| applicants within all of Canada: | $59,498.47 |
| Difference: | ($11,676.74) |
| mortgage co-applicants in Regina: | $37,067.90 |
| co-applicants within all of Canada: | $42,403.13 |
| Difference: | ($5,335.24) |
The chart and pie-graph below depicts the residential status of people living in Regina who have applied for a mortgage loan using the pre-approval application on CanEquity's web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 57.6% | |
| Own: | 33.3% | |
| Other: | 2.1% | |
| No Comment: | 1.6% | |
| Live with parents: | 5.4% |
The following pie chart represents the marital status of applicants from Regina, Saskatchewan using the mortgage application found on canequity.com. Approximately 53% of the mortgage applicants are living common-law or married, while only 45% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Single: | 38.8% | |
| Married: | 38.8% | |
| Common-law: | 14.8% | |
| Separated: | 4.1% | |
| Divorced: | 3.1% | |
| Widowed: | 0.4% |
