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The following represents the individual monthly volume history for Internet mortgage pre-approval applications submitted from Calgary, AB.
This graph represents the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Calgary occur during our first quarter (represented by the brown bars) with 31.25% while our slowest is the fourth quarter (represented by the red bars) with 18.11%.
Rankings for Busy Mortgage Months
| Rank | Month | | Percentage of Applications |
|---|
| 1 | January: | | 11.8% |
| 2 | March: | | 10.4% |
| 3 | May: | | 10.3% |
| 4 | April: | | 9.8% |
| 5 | February: | | 9.0% |
| 6 | June: | | 9.0% |
| Rank | Month | | Percentage of Applications |
|---|
| 7 | July: | | 7.6% |
| 8 | August: | | 7.1% |
| 9 | October: | | 6.9% |
| 10 | September: | | 6.9% |
| 11 | November: | | 5.8% |
| 12 | December: | | 5.4% |
The information listed below plots the busy days for mortgage inquiries that were received by CanEquity. A combined total of all occurrences of each day are represented for the past 5 years. In Calgary the busiest day of the week, with 19.09% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 7.41% of all inquiries.
| Rank | Day of the Week | Percentage of Applications |
|---|
| 1: | Monday: | 19.1% |
| 2: | Tuesday: | 18.1% |
| 3: | Wednesday: | 17.7% |
| 4: | Thursday: | 16.0% |
| 5: | Friday: | 12.2% |
| 6: | Sunday: | 9.4% |
| 7: | Saturday: | 7.4% |
| 1: | 008 on Thursday, April 30, 2009. |
| 2: | 008 on Friday, May 22, 2009. |
| 3: | 008 on Tuesday, May 19, 2009. |
| 4: | 008 on Monday, January 11, 2010. |
| 5: | 007 on Monday, May 1, 2006. |
| 6: | 007 on Monday, January 7, 2008. |
| 7: | 007 on Sunday, April 29, 2012. |
| 8: | 007 on Wednesday, January 28, 2009. |
| 9: | 007 on Tuesday, January 17, 2006. |
| 10: | 007 on Monday, January 9, 2006. |
Note: These records do not include e-mails, contact forms, faxes, phone-ins or walk-ins.
Mortgage applications are received 24 hours a day from the CanEquity web site. The following represents the busy hours within a 24-hour period. The data is taken from all days of all years. Only 24.7% of all mortgages are received during the morning, while 72.6% arrive in the afternoon.
| Time | Period (24 Hour) | Percentage
of Applications |
|---|
| 12AM | 00:00 to 00:59: | 1.7%
|
| 1AM | 01:00 to 01:59: | 0.7%
|
| 2AM | 02:00 to 02:59: | 0.4%
|
| 3AM | 03:00 to 03:59: | 0.3%
|
| 4AM | 04:00 to 04:59: | 0.2%
|
| 5AM | 05:00 to 05:59: | 0.3%
|
| 6AM | 06:00 to 06:59: | 0.4%
|
| 7AM | 07:00 to 07:59: | 1.5%
|
| 8AM | 08:00 to 08:59: | 3.1%
|
| 9AM | 09:00 to 09:59: | 4.4%
|
| 10AM | 10:00 to 10:59: | 6.9%
|
| 11AM | 11:00 to 11:59: | 7.6%
|
| Time | Period (24 Hour) | Percentage
of Applications |
|---|
| Lunch | 12:00 to 12:59: | 7.9%
|
| 1PM | 13:00 to 13:59: | 8.1%
|
| 2PM | 14:00 to 14:59: | 8.1%
|
| 3PM | 15:00 to 15:59: | 7.9%
|
| 4PM | 16:00 to 16:59: | 6.1%
|
| 5PM | 17:00 to 17:59: | 5.2%
|
| 6PM | 18:00 to 18:59: | 5.1%
|
| 7PM | 19:00 to 19:59: | 5.1%
|
| 8PM | 20:00 to 20:59: | 6.1%
|
| 9PM | 21:00 to 21:59: | 5.8%
|
| 10PM | 22:00 to 22:59: | 4.5%
|
| 11PM | 23:00 to 23:59: | 2.7%
|
Average age: 37
Oldest age: 89
Youngest age: 19
The information below represents the average income of applicants living in Calgary who have submitted an inquiry using the CanEquity mortgage application.
| Average annual gross income for | |
|---|
| mortgage applicants in Calgary: | $69,148.16 |
| applicants within all of Canada: | $60,503.19 |
| Difference: | $8,644.96 |
| | |
| mortgage co-applicants in Calgary: | $49,186.25 |
| co-applicants within all of Canada: | $43,699.18 |
| Difference: | $5,487.07 |
Note: Commercial Mortgage loans were not included for this report, only residential mortgage loan amounts from Calgary, Alberta were used.
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