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This bar graph shows the individual monthly volume history for Internet mortgage pre-approval applications sent from Kelowna, BC.
This graph depicts the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Kelowna seem to occur during our second quarter (represented by the green bars) with 33.15% while our slowest is the fourth quarter (represented by the red bars) with 16.57%.
Rankings for Busy Mortgage Months
| Rank | Month | | Percentage of Applications |
|---|
| 1 | January: | | 13.8% |
| 2 | April: | | 12.7% |
| 3 | March: | | 11.1% |
| 4 | May: | | 10.5% |
| 5 | June: | | 9.9% |
| 6 | October: | | 8.8% |
| Rank | Month | | Percentage of Applications |
|---|
| 7 | August: | | 7.7% |
| 8 | February: | | 6.6% |
| 9 | November: | | 6.1% |
| 10 | July: | | 5.5% |
| 11 | September: | | 5.5% |
| 12 | December: | | 1.7% |
The bar graph below displays the busy days for Internet mortgage applications that were received by the CanEquity web site. Each day is a representation of the combined 6-year total of all instances of that day. In Kelowna, the day with the most volume, having more than 19.89% of all inquiries, is Monday. In comparison, Friday's are the slowest day with only 8.29% of all inquiries.
| Rank | Day of the Week | Percentage of Applications |
|---|
| 1: | Monday: | 19.9% |
| 2: | Tuesday: | 18.2% |
| 3: | Thursday: | 15.5% |
| 4: | Sunday: | 15.5% |
| 5: | Wednesday: | 13.8% |
| 6: | Saturday: | 8.8% |
| 7: | Friday: | 8.3% |
Inquiries are received 24 hours a day from the CanEquity web site. The graph shown below represents the rush hours over a 24-hour period. The data is taken from all days of all years. Only 18.2% of all mortgages are received before noon, while 78.5% arrive in the afternoon.
| Time | Period (24 Hour) | Percentage
of Applications |
|---|
| 12AM | 00:00 to 00:59: | 1.7%
|
| 1AM | 01:00 to 01:59: | 1.1%
|
| 2AM | 02:00 to 02:59: | 0.6%
|
| 3AM | 03:00 to 03:59: | 0%
|
| 4AM | 04:00 to 04:59: | 0%
|
| 5AM | 05:00 to 05:59: | 0.6%
|
| 6AM | 06:00 to 06:59: | 0.6%
|
| 7AM | 07:00 to 07:59: | 2.2%
|
| 8AM | 08:00 to 08:59: | 2.2%
|
| 9AM | 09:00 to 09:59: | 1.1%
|
| 10AM | 10:00 to 10:59: | 5.5%
|
| 11AM | 11:00 to 11:59: | 6.1%
|
| Time | Period (24 Hour) | Percentage
of Applications |
|---|
| Lunch | 12:00 to 12:59: | 8.3%
|
| 1PM | 13:00 to 13:59: | 6.1%
|
| 2PM | 14:00 to 14:59: | 6.1%
|
| 3PM | 15:00 to 15:59: | 3.3%
|
| 4PM | 16:00 to 16:59: | 7.2%
|
| 5PM | 17:00 to 17:59: | 6.6%
|
| 6PM | 18:00 to 18:59: | 3.9%
|
| 7PM | 19:00 to 19:59: | 9.4%
|
| 8PM | 20:00 to 20:59: | 6.1%
|
| 9PM | 21:00 to 21:59: | 9.4%
|
| 10PM | 22:00 to 22:59: | 7.2%
|
| 11PM | 23:00 to 23:59: | 5.0%
|
| Rank | Location | Contribution |
|---|
| 1: | VANCOUVER, BC | 0.923% |
| 2: | SURREY, BC | 0.705% |
| 3: | VICTORIA, BC | 0.620% |
| 4: | BURNABY, BC | 0.330% |
| 5: | KELOWNA, BC | 0.325% |
| 6: | PRINCE GEORGE, BC | 0.290% |
| 7: | ABBOTSFORD, BC | 0.278% |
| 8: | RICHMOND, BC | 0.271% |
| 9: | CHILLIWACK, BC | 0.264% |
| 10: | KAMLOOPS, BC | 0.258% |
Average age: 41
Oldest age: 76
Youngest age: 20
The following figures show the average income of people living in Kelowna who have applied for a loan using the pre-approval application on the CanEquity Mortgage web site.
| Average annual gross income for | |
|---|
| mortgage applicants in Kelowna: | $64,218.98 |
| applicants within all of Canada: | $60,490.19 |
| Difference: | $3,728.79 |
| | |
| mortgage co-applicants in Kelowna: | $36,386.34 |
| co-applicants within all of Canada: | $43,700.44 |
| Difference: | ($7,314.10) |
Note: Commercial loan amounts were not included for this survey, only residential mortgages from Kelowna, British Columbia were used.
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