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Monthly Volume History for Online Applications from Kelowna

The following bar graph displays the individual monthly volume history for Internet mortgage pre-approval applications sent from Kelowna, BC.


Monthly Volume Report for Kelowna Mortgages

Busy Months for Online Applications within Kelowna

The following bar graph represents the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Kelowna occur during our second quarter (represented by the green bars) with 32.79% while our slowest is the fourth quarter (represented by the red bars) with 16.94%.

Busy Months Report for Kelowna Mortgages

Rankings for Busy Mortgage Months

RankMonthPercentage of Applications
1 January: 13.7%
2 April: 12.6%
3 March: 10.9%
4 May: 10.4%
5 June: 9.8%
6 October: 8.7%
RankMonth Percentage of Applications
7 August: 7.7%
8 February: 6.6%
9 November: 6.0%
10 July: 6.0%
11 September: 5.5%
12 December: 2.2%

Busy Days for Mortgage Inquiries within Kelowna

The bar graph below compares the busy days for online applications that were received by the CanEquity web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Kelowna, the day with the most volume, generating 19.67% of all submissions, is Monday. In comparison, Saturday's are the slowest day with only 8.74% of all inquiries.

Rank Day of the Week Percentage of Applications
1: Monday: 19.7%
2: Tuesday: 18.0%
3: Thursday: 15.3%
4: Sunday: 15.3%
5: Wednesday: 14.2%
6: Friday: 8.7%
7: Saturday: 8.7%
Busy Days Report for Kelowna Mortgages

Peak Hours for Mortgage Applicants within Kelowna

Applications are received 24 hours a day on our web site. The report shown below indicates the busy hours in the day. The data is taken from all days of all years. Only 18.0% of all mortgages are received before noon, while 78.7% arrive in the afternoon.


Peak Hours Graph for Mortgages in Kelowna
TimePeriod (24 Hour) Percentage
of Applications
12AM 00:00 to 00:59: 1.6%
1AM 01:00 to 01:59: 1.1%
2AM 02:00 to 02:59: 0.5%
3AM 03:00 to 03:59: 0%
4AM 04:00 to 04:59: 0%
5AM 05:00 to 05:59: 0.5%
6AM 06:00 to 06:59: 0.5%
7AM 07:00 to 07:59: 2.2%
8AM 08:00 to 08:59: 2.2%
9AM 09:00 to 09:59: 1.1%
10AM 10:00 to 10:59: 5.5%
11AM 11:00 to 11:59: 6.0%
TimePeriod (24 Hour) Percentage
of Applications
Lunch 12:00 to 12:59: 8.2%
1PM 13:00 to 13:59: 6.0%
2PM 14:00 to 14:59: 6.6%
3PM 15:00 to 15:59: 3.3%
4PM 16:00 to 16:59: 7.1%
5PM 17:00 to 17:59: 6.6%
6PM 18:00 to 18:59: 3.8%
7PM 19:00 to 19:59: 9.3%
8PM 20:00 to 20:59: 6.0%
9PM 21:00 to 21:59: 9.3%
10PM 22:00 to 22:59: 7.1%
11PM 23:00 to 23:59: 5.5%

British Columbia Mortgage Originations Compared to all other Provinces


Online Mortgage Origination for the Province of Percentage of Applications
Alberta: 20.83%
British Columbia: 10.42%
Manitoba: 1.98%
New Brunswick: 2.52%
Newfoundland and Labrador: 1.29%
Nova Scotia: 3.31%
Northwest Territories: 0.48%
Nunavut: 0.10%
Ontario: 47.68%
Prince Edward Island: 0.51%
Quebec: 3.96%
Saskatchewan: 5.03%
Yukon: 0.48%

Current City Standing within British Columbia

RankLocation Contribution
1:VANCOUVER, BC 0.923%
2:SURREY, BC 0.699%
3:VICTORIA, BC 0.618%
4:BURNABY, BC 0.336%
5:KELOWNA, BC 0.325%
6:PRINCE GEORGE, BC 0.289%
7:ABBOTSFORD, BC 0.286%
8:RICHMOND, BC 0.270%
9:CHILLIWACK, BC 0.265%
10:KAMLOOPS, BC 0.257%


Age Demographics for Kelowna Applicants

Average age: 41
Oldest age: 76
Youngest age: 20


Incomes for Kelowna Applicants

The amounts shown below represent the average income of Canadians living in Kelowna who have applied for a mortgage loan using CanEquity's pre-approval application.

Average annual gross income for
mortgage applicants in Kelowna: $63,946.61
applicants within all of Canada: $60,593.10
Difference: $3,353.51
  
mortgage co-applicants in Kelowna: $36,349.63
co-applicants within all of Canada: $43,761.59
Difference: ($7,411.96)

Note: Commercial loan amounts were not included for this survey, only home loans were used.

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Below is a listing of our most popular mortgage product inquiries made using our online mortgage application for clients in Brooks.

Mortgage Product Type Inquiries
Mortgage Pre-approval21.50%
First-time Home Buyer20.56%
No Money Down discontinued19.63%
Refinance/Consolidate Debt18.69%
New Purchase10.28%
Other9.32%
 
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