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Monthly Volume History for Mortgages Received from Victoria

The bar graph below displays the individual monthly volume history for Internet mortgage pre-approval applications received from Victoria, BC.


Monthly Volume Report for Victoria Mortgages

Busy Months for Online Mortgages within Victoria

The following bar graph displays the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Victoria occur during our first quarter (represented by the brown bars) with 32.18% while our slowest is the fourth quarter (represented by the red bars) with 15.80%.

Busy Months Report for Victoria Mortgages

Rankings for Busy Mortgage Months

RankMonthPercentage of Applications
1 February: 12.9%
2 January: 10.9%
3 April: 10.9%
4 May: 10.3%
5 June: 9.5%
6 March: 8.3%
RankMonth Percentage of Applications
7 September: 8.1%
8 August: 6.9%
9 July: 6.3%
10 November: 6.0%
11 October: 6.0%
12 December: 3.7%

Busy Days for Mortgage Applications within Victoria

The graph below displays the busy days for online mortgage applications that were received by our web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Victoria the busiest day of the week, with 19.83% of all inquiries, is Tuesday. In comparison, Saturday's are the slowest day with only 9.77% of all inquiries.

Rank Day of the Week Percentage of Applications
1: Tuesday: 19.8%
2: Monday: 19.0%
3: Thursday: 15.5%
4: Wednesday: 14.1%
5: Sunday: 12.1%
6: Friday: 9.8%
7: Saturday: 9.8%
Busy Days Report for Victoria Mortgages

Peak Hours for Mortgages within Victoria

Inquiries are received 24 hours a day from the CanEquity web site. The statistics shown below represents the peak hours within a 24-hour period. The data is taken from all days of all years.


Peak Hours Graph for Mortgages in Victoria
TimePeriod (24 Hour) Percentage
of Applications
12AM 00:00 to 00:59: 3.2%
1AM 01:00 to 01:59: 2.0%
2AM 02:00 to 02:59: 1.1%
3AM 03:00 to 03:59: 0.3%
4AM 04:00 to 04:59: 0%
5AM 05:00 to 05:59: 0.3%
6AM 06:00 to 06:59: 1.1%
7AM 07:00 to 07:59: 0.6%
8AM 08:00 to 08:59: 1.4%
9AM 09:00 to 09:59: 5.5%
10AM 10:00 to 10:59: 4.0%
11AM 11:00 to 11:59: 7.8%
TimePeriod (24 Hour) Percentage
of Applications
Lunch 12:00 to 12:59: 7.5%
1PM 13:00 to 13:59: 6.3%
2PM 14:00 to 14:59: 5.5%
3PM 15:00 to 15:59: 7.2%
4PM 16:00 to 16:59: 7.2%
5PM 17:00 to 17:59: 6.0%
6PM 18:00 to 18:59: 4.6%
7PM 19:00 to 19:59: 8.3%
8PM 20:00 to 20:59: 6.3%
9PM 21:00 to 21:59: 4.0%
10PM 22:00 to 22:59: 5.7%
11PM 23:00 to 23:59: 4.0%

British Columbia Mortgage Originations Compared to all other Provinces


Online Mortgage Origination for the Province of Percentage of Applications
Alberta: 20.83%
British Columbia: 10.42%
Manitoba: 1.98%
New Brunswick: 2.52%
Newfoundland and Labrador: 1.29%
Nova Scotia: 3.31%
Northwest Territories: 0.48%
Nunavut: 0.10%
Ontario: 47.68%
Prince Edward Island: 0.51%
Quebec: 3.96%
Saskatchewan: 5.03%
Yukon: 0.48%

Current City Standing within British Columbia

RankLocation Contribution
1:VANCOUVER, BC 0.923%
2:SURREY, BC 0.699%
3:VICTORIA, BC 0.618%
4:BURNABY, BC 0.336%
5:KELOWNA, BC 0.325%
6:PRINCE GEORGE, BC 0.289%
7:ABBOTSFORD, BC 0.286%
8:RICHMOND, BC 0.270%


Age Demographics for Victoria Originated Mortgages

Average age: 40
Oldest age: 82
Youngest age: 20


Incomes for Victoria Originated Mortgages

The figures below represent the average income of people living in Victoria who have applied for a mortgage loan using the pre-approval application on CanEquity's web site.

Average annual gross income for
mortgage applicants in Victoria: $62,194.83
applicants within all of Canada: $60,593.10
Difference: $1,601.73
  
mortgage co-applicants in Victoria: $44,544.28
co-applicants within all of Canada: $43,761.59
Difference: $782.69

Note: Commercial Mortgages were not included for this report, only residential mortgage loans from Victoria, British Columbia were used.

Mortgage Rates
Mortgage rates have been so low for so long that it might be hard to remember a time when they weren't low, but if you use our rate history page, you can look back and see how things have changed over the years.
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Brokers Compare Mortgage Rates
Think the mortgage rate that your bank offered you looks a little high? You're probably right. Unlike a with a mortgage broker, your bank won't shop around for the best rate on the market. Click or tap on the mortgage rate comparison link below and check out the difference for yourself.
Mortgage Rates
 
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