Monthly Volume History of Mortgage Applications from Newfoundland and Labrador
The following bar graph shows the individual monthly volume history for Internet applications received from Newfoundland and Labrador.

Busy Months for Mortgages in Newfoundland and Labrador
This bar graph represents the volumes of online applications received by CanEquity in each month for all years combined. The busiest months for mortgages occur during our second quarter (represented by the green bars) with 28.91% while our slowest is the fourth quarter (represented by the red bars) with 16.18%.

Rankings for Busy Mortgage Months
| Rank | Month | Percentage of Applications | |
|---|---|---|---|
| 1 | March: | 11.5% | |
| 2 | May: | 10.5% | |
| 3 | July: | 10.1% | |
| 4 | August: | 9.4% | |
| 5 | June: | 9.4% | |
| 6 | April: | 9.0% |
| Rank | Month | Percentage of Applications | |
|---|---|---|---|
| 7 | January: | 8.8% | |
| 8 | February: | 8.2% | |
| 9 | October: | 6.9% | |
| 10 | September: | 6.9% | |
| 11 | November: | 5.8% | |
| 12 | December: | 3.5% |
Busy Days for Mortgages in Newfoundland and Labrador
The information below displays the busy days for Internet mortgage applications that were received by CanEquity. Each day is a representation of the combined 6-year total of all instances of that day. In Newfoundland and Labrador the busiest day, with approximately 19.09% of all submissions, is Tuesday. In comparison, Friday's are the slowest day with only 10.79% of all inquiries.
| Rank | Day of the Week | Percentage of Applications |
|---|---|---|
| 1: | Tuesday: | 19.1% |
| 2: | Monday: | 18.3% |
| 3: | Wednesday: | 15.5% |
| 4: | Thursday: | 13.3% |
| 5: | Sunday: | 12.0% |
| 6: | Saturday: | 11.1% |
| 7: | Friday: | 10.8% |

Peak Hours for Newfoundland and Labrador Mortgage Applications
Inquiries are received 24 hours a day from the CanEquity web site. The information shown below indicates the peak hours in the day. The data is taken from all days of all years.

| Time | Period (24 Hour) | Percentage of Applications |
|---|---|---|
| 12AM | 00:00 to 00:59: | 0.3% |
| 1AM | 01:00 to 01:59: | 0.4% |
| 2AM | 02:00 to 02:59: | 0.4% |
| 3AM | 03:00 to 03:59: | 0.6% |
| 4AM | 04:00 to 04:59: | 1.7% |
| 5AM | 05:00 to 05:59: | 2.9% |
| 6AM | 06:00 to 06:59: | 4.7% |
| 7AM | 07:00 to 07:59: | 6.4% |
| 8AM | 08:00 to 08:59: | 7.5% |
| 9AM | 09:00 to 09:59: | 6.6% |
| 10AM | 10:00 to 10:59: | 6.5% |
| 11AM | 11:00 to 11:59: | 5.7% |
| Time | Period (24 Hour) | Percentage of Applications |
|---|---|---|
| Lunch | 12:00 to 12:59: | 7.7% |
| 1PM | 13:00 to 13:59: | 6.9% |
| 2PM | 14:00 to 14:59: | 6.4% |
| 3PM | 15:00 to 15:59: | 6.4% |
| 4PM | 16:00 to 16:59: | 5.9% |
| 5PM | 17:00 to 17:59: | 6.9% |
| 6PM | 18:00 to 18:59: | 5.4% |
| 7PM | 19:00 to 19:59: | 4.8% |
| 8PM | 20:00 to 20:59: | 2.1% |
| 9PM | 21:00 to 21:59: | 2.2% |
| 10PM | 22:00 to 22:59: | 1.1% |
| 11PM | 23:00 to 23:59: | 0.6% |
Newfoundland and Labrador Mortgage Originations Compared to all other Provinces
| Online Mortgage Origination for the Province of | Percentage in Comparison |
|---|---|
| Alberta: | 1599.6% |
| British Columbia: | 804.8% |
| Manitoba: | 153.1% |
| New Brunswick: | 194.7% |
| Newfoundland and Labrador: | 100.0% |
| Nova Scotia: | 256.6% |
| Northwest Territories: | 36.4% |
| Nunavut: | 7.6% |
| Ontario: | 3695.4% |
| Prince Edward Island: | 39.7% |
| Quebec: | 306.1% |
| Saskatchewan: | 386.6% |
| Yukon: | 37.1% |
Top Producing Cities / Towns for Mortgages in Newfoundland and Labrador
| Rank | City or Town within the province of Newfoundland and Labrador | Percentage of Inquiries | Avg Age | Average Income | Average Co-Income | Average Loan |
|---|---|---|---|---|---|---|
| 1: | ST JOHN'S, NL | 22.407% | 38 | $48,886 | $37,796 | $137,554 |
| 2: | CORNER BROOK, NL | 9.682% | 37 | $49,415 | $37,034 | $169,505 |
| 3: | MOUNT PEARL, NL | 6.777% | 43 | $55,330 | $38,404 | $170,583 |
| 4: | PARADISE, NL | 4.011% | 38 | $78,372 | $38,890 | $187,209 |
| 5: | CONCEPTION BAY SOUTH, NL | 3.734% | 34 | $49,193 | $27,649 | $128,000 |
| 6: | GRAND FALLS-WINDSOR, NL | 3.596% | 41 | $41,577 | $33,334 | $108,160 |
| 7: | GANDER, NL | 2.628% | 34 | $53,294 | $27,222 | $97,793 |
| 8: | PORTUGAL COVE-ST PHILIPS, NL | 2.351% | 36 | $60,949 | $30,277 | $142,917 |
| 9: | HAPPY VALLEY-GOOSE BAY, NL | 1.798% | 43 | $53,384 | $66,000 | $146,730 |
| 10: | LABRADOR CITY, NL | 1.798% | 35 | $65,769 | $41,040 | $156,000 |
| 11: | GOULDS, NL | 1.521% | 32 | $41,716 | $61,912 | $142,100 |
| 12: | CLARENVILLE, NL | 1.383% | 33 | $53,589 | $48,402 | $152,361 |
| 13: | MARYSTOWN, NL | 1.383% | 33 | $68,842 | n/a | $119,640 |
| 14: | PASADENA, NL | 1.245% | 38 | $56,715 | $31,413 | $185,300 |
| 15: | HOLYROOD, NL | 1.107% | 52 | $44,271 | $50,300 | $193,737 |
| 16: | BISHOPS FALLS, NL | 1.107% | 30 | $37,062 | $21,500 | $90,950 |
| 17: | DOYLES, NL | 0.968% | 55 | $42,833 | $35,500 | $102,500 |
| 18: | DEER LAKE, NL | 0.968% | 39 | $52,977 | $40,000 | $130,778 |
| 19: | STEPHENVILLE, NL | 0.968% | 40 | $52,571 | n/a | $116,714 |
| 20: | NORTH WEST RIVER, NL | 0.968% | 32 | $65,142 | $41,000 | $156,714 |
| 21: | CARBONEAR, NL | 0.968% | 42 | $53,285 | n/a | $72,000 |
| 22: | BOTWOOD, NL | 0.830% | 43 | $43,000 | $30,666 | $80,200 |
| 23: | BAIE VERTE, NL | 0.692% | 41 | $39,912 | n/a | $82,500 |
| 24: | TORBAY, NL | 0.692% | 33 | $42,100 | $31,000 | $155,600 |
| 25: | KIPPENS, NL | 0.692% | 48 | $69,633 | n/a | $125,800 |
| 26: | BENOITS COVE, NL | 0.692% | 29 | $72,000 | $45,000 | $192,280 |
| 27: | LEWISPORTE, NL | 0.692% | 36 | $48,500 | $40,300 | $119,925 |
| 28: | MOUNT MORIAH, NL | 0.553% | 27 | $38,423 | $23,000 | $95,000 |
| 29: | NORMANS COVE, NL | 0.553% | 33 | $58,634 | $27,000 | $116,080 |
| 30: | UPPER ISLAND COVE, NL | 0.415% | 36 | $54,666 | $17,000 | $115,000 |
| 31: | SPANIARDS BAY, NL | 0.415% | 36 | $41,666 | $22,000 | $119,633 |
| 32: | PETERVIEW, NL | 0.415% | 43 | $21,500 | $34,000 | $188,333 |
| 33: | FLATROCK, NL | 0.415% | 37 | $32,488 | n/a | $88,000 |
| 34: | POUCH COVE, NL | 0.415% | 29 | $44,000 | n/a | $141,666 |
| 35: | LEWINS COVE, NL | 0.415% | 30 | $32,700 | n/a | $78,633 |
| 36: | BAY ROBERTS, NL | 0.415% | 34 | $64,000 | n/a | $159,500 |
| 37: | CRESTON, NL | 0.415% | 30 | $68,000 | n/a | $156,666 |
| 38: | NORRIS ARM NORTHSIDE, NL | 0.415% | 62 | $12,500 | $90,500 | $41,000 |
| 39: | BONAVISTA, NL | 0.415% | 30 | $31,666 | $85,000 | $101,666 |
| 40: | SHEARSTOWN, NL | 0.415% | 42 | $56,166 | n/a | $88,333 |
| 41: | PLACENTIA, NL | 0.415% | 30 | $25,933 | n/a | $73,000 |
| 42: | EASTPORT, NL | 0.415% | 45 | $61,500 | n/a | $92,500 |
| 43: | STEPHENVILLE CROSSING, NL | 0.415% | 33 | $19,500 | n/a | $115,000 |
| 44: | LOGY BAY, NL | 0.277% | 62 | n/a | n/a | $139,000 |
| 45: | CONCEPTION HARBOUR, NL | 0.277% | 38 | $51,000 | n/a | $242,500 |
| 46: | SPRINGDALE, NL | 0.277% | 38 | $45,500 | n/a | $94,500 |
| 47: | BAY DE VERDE, NL | 0.277% | 65 | $16,482 | $13,890 | n/a |
| 48: | GRAND BANK, NL | 0.277% | 45 | $66,500 | n/a | $98,750 |
| 49: | ROCKY HARBOUR, NL | 0.277% | 38 | $44,027 | n/a | $70,000 |
| 50: | LARK HARBOUR, NL | 0.277% | 26 | $36,500 | $34,500 | $207,500 |
Age Demographics for Newfoundland and Labrador Mortgage Inquiries
Average age: 38
Oldest age: 73
Youngest age: 19
Incomes for Newfoundland and Labrador Mortgage Inquiries
The numbers below represent the average income of applicants living in Newfoundland and Labrador who have submitted a mortgage inquiry using CanEquity's pre-approval application.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Newfoundland and Labrador: | $51,796.46 |
| applicants within all of Canada: | $60,503.19 |
| Difference: | ($8,706.74) |
| mortgage co-applicants in Newfoundland and Labrador: | $37,070.04 |
| co-applicants within all of Canada: | $43,699.18 |
| Difference: | ($6,629.15) |




