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Life InsuranceVariable closed: 2.60% 1 year closed: 2.74% 3 year closed: 2.59% 5 year closed: 2.89% 10 year special: 3.58% 
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Busy Days for Mortgages within Conception Bay South
The graph listed below shows the busy days for Internet mortgage applications that were received by the CanEquity web site. Each day is a representation of the combined 6-year total of all instances of that day. In Conception Bay South the busiest day, with 33.33% of all submissions, is Tuesday. In comparison, Saturday's are the slowest day with only 7.41% of all inquiries.
| Rank | Day of the Week | Percentage of Applications |
|---|---|---|
| 1: | Tuesday: | 33.3% |
| 2: | Thursday: | 18.5% |
| 3: | Sunday: | 14.8% |
| 4: | Monday: | 11.1% |
| 5: | Friday: | 7.4% |
| 6: | Wednesday: | 7.4% |
| 7: | Saturday: | 7.4% |
Peak Hours for Mortgage Applicants within Conception Bay South
Mortgage inquiries are received 24 hours a day on the CanEquity web site. The report shown below represents the busy hours within a 24-hour period. The data is taken from all days of all years. Only 7.4% of all mortgages are received during the morning, while 63.0% arrive in the afternoon.
| Time | Period (24 Hour) | Percentage of Applications |
|---|---|---|
| 12AM | 00:00 to 00:59: | 0% |
| 1AM | 01:00 to 01:59: | 0% |
| 2AM | 02:00 to 02:59: | 0% |
| 3AM | 03:00 to 03:59: | 3.7% |
| 4AM | 04:00 to 04:59: | 3.7% |
| 5AM | 05:00 to 05:59: | 3.7% |
| 6AM | 06:00 to 06:59: | 0% |
| 7AM | 07:00 to 07:59: | 3.7% |
| 8AM | 08:00 to 08:59: | 0% |
| 9AM | 09:00 to 09:59: | 3.7% |
| 10AM | 10:00 to 10:59: | 11.1% |
| 11AM | 11:00 to 11:59: | 7.4% |
| Time | Period (24 Hour) | Percentage of Applications |
|---|---|---|
| Lunch | 12:00 to 12:59: | 7.4% |
| 1PM | 13:00 to 13:59: | 3.7% |
| 2PM | 14:00 to 14:59: | 0% |
| 3PM | 15:00 to 15:59: | 11.1% |
| 4PM | 16:00 to 16:59: | 11.1% |
| 5PM | 17:00 to 17:59: | 3.7% |
| 6PM | 18:00 to 18:59: | 11.1% |
| 7PM | 19:00 to 19:59: | 7.4% |
| 8PM | 20:00 to 20:59: | 7.4% |
| 9PM | 21:00 to 21:59: | 0% |
| 10PM | 22:00 to 22:59: | 0% |
| 11PM | 23:00 to 23:59: | 0% |
Newfoundland and Labrador Mortgage Originations Compared to all other Provinces
| Online Mortgage Origination for the Province of | Percentage of Applications |
|---|---|
| Alberta: | 20.67% |
| British Columbia: | 10.41% |
| Manitoba: | 1.98% |
| New Brunswick: | 2.52% |
| Newfoundland and Labrador: | 1.29% |
| Nova Scotia: | 3.32% |
| Northwest Territories: | 0.47% |
| Nunavut: | 0.10% |
| Ontario: | 47.86% |
| Prince Edward Island: | 0.51% |
| Quebec: | 3.97% |
| Saskatchewan: | 5.00% |
| Yukon: | 0.48% |
Current City Standing within Newfoundland and Labrador
| Rank | Location | Contribution |
|---|---|---|
| 1: | ST JOHN'S, NL | 0.289% |
| 2: | CORNER BROOK, NL | 0.124% |
| 3: | MOUNT PEARL, NL | 0.088% |
| 4: | PARADISE, NL | 0.052% |
| 5: | CONCEPTION BAY SOUTH, NL | 0.048% |
| 6: | GRAND FALLS-WINDSOR, NL | 0.047% |
| 7: | GANDER, NL | 0.034% |
| 8: | PORTUGAL COVE-ST PHILIPS, NL | 0.030% |
| 9: | HAPPY VALLEY-GOOSE BAY, NL | 0.023% |
| 10: | LABRADOR CITY, NL | 0.023% |
Nearest Settlements
Age Demographics for Conception Bay South Originated Mortgages
Average age: 34
Oldest age: 51
Youngest age: 22
Incomes for Conception Bay South Originated Mortgages
The amounts below are the average income of Canadians living in Conception Bay South who have applied for a home loan using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in Conception Bay South: | $49,193.84 |
| applicants within all of Canada: | $60,490.19 |
| Difference: | ($11,296.35) |
| mortgage co-applicants in Conception Bay South: | $27,649.09 |
| co-applicants within all of Canada: | $43,700.44 |
| Difference: | ($16,051.35) |
Note: Commercial Mortgage loans were not included for this section, only residential mortgage loan amounts from Conception Bay South, Newfoundland and Labrador were used.
- Bell Island
- Carbonear
- Clarkes Beach
- Goulds
- Holyrood
- Mount Pearl
- Paradise
- Portugal Cove-St Philips
- Spaniards Bay
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Paying a small penalty today can save you thousands of dollars down the road. But before you refinance, you must first ask yourself, 'Will breaking my mortgage and refinancing help me?' It's a question worth asking, and our new refinance calculator can help you find an answer.
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