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Monthly Volume History for Mortgage Applications from Halifax

The 6-year bar graph below displays the individual monthly volume history for Internet mortgage applications originating from Halifax, NS.


Monthly Volume Report for Halifax Mortgages

Busy Months for Mortgage Inquiries within Halifax

The following bar graph shows the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Halifax usually occur during our first quarter (represented by the brown bars) with 30.24% while our slowest is the fourth quarter (represented by the red bars) with 19.35%.

Busy Months Report for Halifax Mortgages

Rankings for Busy Mortgage Months

RankMonthPercentage of Applications
1 January: 15.7%
2 August: 10.1%
3 May: 8.9%
4 July: 8.9%
5 October: 8.9%
6 September: 8.9%
RankMonth Percentage of Applications
7 March: 8.5%
8 April: 7.7%
9 November: 6.0%
10 February: 6.0%
11 June: 6.0%
12 December: 4.4%

Busy Days for Online Mortgages within Halifax

The graph below plots the busy days for online mortgage applications that were received by the CanEquity web site. A combined total of all occurrences of each day are represented for the past 5 years. In Halifax, the day with the most volume, generating 16.94% of all inquiries, is Tuesday. In comparison, Saturday's are the slowest day with only 8.87% of all inquiries.

Rank Day of the Week Percentage of Applications
1: Tuesday: 16.9%
2: Monday: 16.5%
3: Thursday: 15.3%
4: Sunday: 14.5%
5: Wednesday: 14.1%
6: Friday: 13.7%
7: Saturday: 8.9%
Busy Days Report for Halifax Mortgages

Peak Hours for Originated Mortgages within Halifax

Inquiries are received 24 hours a day from the CanEquity web site. The time periods below represents the rush hours within a 24-hour period. The data is taken from all days of all years.


Peak Hours Graph for Mortgages in Halifax
TimePeriod (24 Hour) Percentage
of Applications
12AM 00:00 to 00:59: 0%
1AM 01:00 to 01:59: 0.4%
2AM 02:00 to 02:59: 0%
3AM 03:00 to 03:59: 1.6%
4AM 04:00 to 04:59: 1.2%
5AM 05:00 to 05:59: 2.0%
6AM 06:00 to 06:59: 2.0%
7AM 07:00 to 07:59: 5.6%
8AM 08:00 to 08:59: 8.5%
9AM 09:00 to 09:59: 8.1%
10AM 10:00 to 10:59: 7.7%
11AM 11:00 to 11:59: 4.4%
TimePeriod (24 Hour) Percentage
of Applications
Lunch 12:00 to 12:59: 7.3%
1PM 13:00 to 13:59: 5.2%
2PM 14:00 to 14:59: 4.8%
3PM 15:00 to 15:59: 4.4%
4PM 16:00 to 16:59: 6.9%
5PM 17:00 to 17:59: 10.5%
6PM 18:00 to 18:59: 7.3%
7PM 19:00 to 19:59: 4.0%
8PM 20:00 to 20:59: 2.8%
9PM 21:00 to 21:59: 3.6%
10PM 22:00 to 22:59: 0.8%
11PM 23:00 to 23:59: 0.8%

Nova Scotia Mortgage Originations Compared to all other Provinces


Online Mortgage Origination for the Province of Percentage of Applications
Alberta: 20.83%
British Columbia: 10.42%
Manitoba: 1.98%
New Brunswick: 2.52%
Newfoundland and Labrador: 1.29%
Nova Scotia: 3.31%
Northwest Territories: 0.48%
Nunavut: 0.10%
Ontario: 47.68%
Prince Edward Island: 0.51%
Quebec: 3.96%
Saskatchewan: 5.03%
Yukon: 0.48%

Current City Standing within Nova Scotia

RankLocation Contribution
1:HALIFAX, NS 0.440%
2:DARTMOUTH, NS 0.307%
3:SYDNEY, NS 0.192%
4:TRURO, NS 0.170%
5:LOWER SACKVILLE, NS 0.112%
6:AMHERST, NS 0.107%


Age Demographics for Halifax Applicants

Average age: 35
Oldest age: 66
Youngest age: 20


Incomes for Halifax Applicants

The numbers below represent the average income of applicants living in Halifax who have applied for a mortgage loan using the pre-approval application on CanEquity's web site.

Average annual gross income for
mortgage applicants in Halifax: $52,802.19
applicants within all of Canada: $60,593.10
Difference: ($7,790.92)
  
mortgage co-applicants in Halifax: $40,820.93
co-applicants within all of Canada: $43,761.59
Difference: ($2,940.66)

Note: Commercial loans were not included for this survey, only home loans from Halifax, Nova Scotia were used.

Mortgage Rates
Mortgage rates have been so low for so long that it might be hard to remember a time when they weren't low, but if you use our rate history page, you can look back and see how things have changed over the years.
Mortgage Rates
 
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Paying a small penalty today can save you thousands of dollars down the road. But before you refinance, you must first ask yourself, 'Will breaking my mortgage and refinancing help me?' It's a question worth asking, and our new refinance calculator can help you find an answer.
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