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Busy Months for Mortgage Inquiries within Stoney Creek

The graph below depicts the volumes of mortgage applications received by CanEquity in each month for all years combined. The busiest months for mortgages from Stoney Creek usually occur during our second quarter (represented by the green bars) with 26.67% while our slowest is the fourth quarter (represented by the red bars) with 21.48%.

Busy Months Report for Stoney Creek Mortgages

Rankings for Busy Mortgage Months

RankMonthPercentage of Applications
1 November: 12.6%
2 May: 11.9%
3 August: 10.4%
4 June: 10.4%
5 February: 8.9%
6 March: 8.9%
RankMonth Percentage of Applications
7 September: 8.9%
8 January: 8.2%
9 October: 7.4%
10 July: 6.7%
11 April: 4.4%
12 December: 1.5%

Busy Days for Mortgages within Stoney Creek

The information listed below illustrates the busy days for Internet mortgage applications that were received by the CanEquity web site. A combined total of all occurrences of each day are represented for the past 5 years. In Stoney Creek, the day with the most volume, having more than 20.74% of all inquiries, is Monday. In comparison, Saturday's are the slowest day with only 7.41% of all inquiries.

Rank Day of the Week Percentage of Applications
1: Monday: 20.7%
2: Tuesday: 19.3%
3: Friday: 17.8%
4: Wednesday: 14.1%
5: Thursday: 11.1%
6: Sunday: 9.6%
7: Saturday: 7.4%
Busy Days Report for Stoney Creek Mortgages

Peak Hours for Mortgage Applicants within Stoney Creek

Applications are received 24 hours a day from the CanEquity web site. The statistics shown below indicates the peak hours over a 24-hour period. The data is taken from all days of all years. Only 37.0% of all mortgages are received before noon, while 61.5% arrive in the afternoon.

Peak Hours Graph for Mortgages in Stoney Creek
TimePeriod (24 Hour) Percentage
of Applications
12AM 00:00 to 00:59: 0.7%
1AM 01:00 to 01:59: 0.7%
2AM 02:00 to 02:59: 0%
3AM 03:00 to 03:59: 0.7%
4AM 04:00 to 04:59: 0%
5AM 05:00 to 05:59: 0.7%
6AM 06:00 to 06:59: 3.7%
7AM 07:00 to 07:59: 2.2%
8AM 08:00 to 08:59: 4.4%
9AM 09:00 to 09:59: 6.7%
10AM 10:00 to 10:59: 10.4%
11AM 11:00 to 11:59: 8.1%
TimePeriod (24 Hour) Percentage
of Applications
Lunch 12:00 to 12:59: 7.4%
1PM 13:00 to 13:59: 5.2%
2PM 14:00 to 14:59: 8.1%
3PM 15:00 to 15:59: 5.9%
4PM 16:00 to 16:59: 5.9%
5PM 17:00 to 17:59: 4.4%
6PM 18:00 to 18:59: 10.4%
7PM 19:00 to 19:59: 4.4%
8PM 20:00 to 20:59: 3.7%
9PM 21:00 to 21:59: 3.7%
10PM 22:00 to 22:59: 2.2%
11PM 23:00 to 23:59: 0%

Ontario Mortgage Originations Compared to all other Provinces

Online Mortgage Origination for the Province of Percentage of Applications
Alberta: 20.83%
British Columbia: 10.42%
Manitoba: 1.98%
New Brunswick: 2.52%
Newfoundland and Labrador: 1.29%
Nova Scotia: 3.31%
Northwest Territories: 0.48%
Nunavut: 0.10%
Ontario: 47.68%
Prince Edward Island: 0.51%
Quebec: 3.96%
Saskatchewan: 5.03%
Yukon: 0.48%

Current City Standing within Ontario

RankLocation Contribution
39:SARNIA, ON 0.252%
40:BELLEVILLE, ON 0.250%
41:THORNHILL, ON 0.249%
42:ORLEANS, ON 0.247%
43:WELLAND, ON 0.245%
44:STONEY CREEK, ON 0.240%
45:NORTH BAY, ON 0.240%
46:WOODBRIDGE, ON 0.208%
47:ORILLIA, ON 0.204%
48:CHATHAM, ON 0.201%
49:AURORA, ON 0.181%

Age Demographics for Stoney Creek Mortgage Applicants

Average age: 40
Oldest age: 73
Youngest age: 19

Incomes for Stoney Creek Mortgage Applicants

The amounts below are the average income of Canadians living in Stoney Creek who have submitted an inquiry using CanEquity's pre-approval application.

Average annual gross income for
mortgage applicants in Stoney Creek: $56,743.75
applicants within all of Canada: $60,593.10
Difference: ($3,849.35)
mortgage co-applicants in Stoney Creek: $44,750.39
co-applicants within all of Canada: $43,761.59
Difference: $988.81

Note: Commercial loan amounts were not included for this report, only residential loans amounts from Stoney Creek, Ontario were used.

Best Mortgage Rates
With a lower mortgage rate, it's easier to afford a better home and what you save on interest can go directly toward paying off the principal value of your property faster. Make sure you get the best rates in Canada on your mortgage, apply today.
Mortgage Rates
Below is a listing of our most popular mortgage product inquiries made using our online mortgage application for clients in St John's.

Mortgage Product Type Inquiries
Mortgage Pre-approval26.83%
First-time Home Buyer17.68%
No Money Down discontinued14.02%
Refinance/Consolidate Debt14.02%
Mortgage Renewal12.80%
New Purchase10.37%
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